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Everything posted by confusedbunny

  1. I have now recieved a 'letter before claim' including a financial statement to fill in.
  2. Its been quite for a while, now recieved a letter from a new company CST Law, stating debt is now £170 and to pay. 'We have been instructed by Debt recovery plus ltd, as the agent of MET Parking services ltd in relation to the above debt' 'Our client has the right to commence court proceedings against you.....' etc 'The supreme court case of Beavis v parking eye (2015) confirmed the lawfulness of private parking charges under civil law' and it continues...... Do i just continue to ignore it? Has DRP sold my debt to this new company?
  3. I have now recieved a letter from Zenith collections 'notice of intention to commence legal proceedings', offering a reduced rate of £144.50 to pay. What shall i do?
  4. They wrote 'Please can you ensure the charge is paid within 14 days of the date of this letter to avoid the matter escalating through the instruction of solicitors/debt recovery agents to secure immediate payment or the issuing of court proceedings.'
  5. They have written to me again, with a 'Parking charge notice reminder' stating that the payment is overdue and has increased to £100 (from £60) and i must pay within 14 days otherwise they are escalating the case through solicitor/debt recovery agents to secure immediate payment or the issuing of court proceedings. Also reminding me that any appeal to POPLA is no longer available.
  6. my 14 days to reply to them is running out and need advice..... Thats everything, front & back. I hope that is suffice. NTK.pdf
  7. 1 Date of the infringement ● 28th Dec 2019 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] [scan up BOTHSIDES as ONE PDF- follow the upload guide] ● 20th Jan 2020 (i do not have a scanner) 3 Date received ●23rd Jan 2020 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] ●No 5 Is there any photographic evidence of the event? ●Yes 6 Have you appealed? [Y/N?] post up your appeal] Have you had a response? [Y/N?] post it up ●No 7 Who is the parking company? ●Met parking services 8. Where exactly [carpark name and town] Brocklebank retail park,SE7 7SE (London) For either option, does it say which appeals body they operate under. ● They state that they are a creditor and i must appeal to them in the first instance, failing that, then i can appeal to POPLA (IAS) There are two official bodies, the BPA and the IAS. If you are unsure, please check HERE ●IAS If you have received any other correspondence, please mention it here ●No, just recieved notice to registered keeper today (23rd January 2020)
  8. Dear Caggers, Today (23rd January 2020), I received a PCN from MET Parking Services, Here are the specifics: Date of contravention: 28th Dec 2019 Date of issue of this notice: 20th January 2020 Maximum permitted stay: 180 Mins Length of stay: 225 Mins Date I received notice: 23rd January 2020 (Today) I have been notified of this fine almost 26 days later, is this allowed for such a long time lapse?
  9. Would i qualify for the additional 'child element', as its my first child? However, it states born 'before' April 2017, which obviously doesnt apply to me but i cant see an element for born 'after' April 2017, or do i only qualify for child benefit? https://www.entitledto.co.uk/help/Universal-Credit-Rates
  10. Thank you for clarification Do you mean i can inform them anytime from 11 weeks before my due date until the birth/due date? Or is my deadline date on 11 weeks before due date? When they review my entitlement, if i fail the medical, will i be told to look for work or am i exempt until the child is aged 5 and in full-time nursery?
  11. Dear Caggers I was hoping i can get help with a few questions. I am currently recieving UC, support group (due to medical reasons), its due to end on or after January 2019 I am pregnant (due end of January 2019) but havent informed the DWP yet as i am unsure when i have to. Here are my queries: 1. As i am currently recieving UC (support group-not obliged to search for work), when i inform them i a pregnant, will i be automatically be moved to income support? Is there a disability element attached to this, same as UC? Would i have to have another medical apain 2.If i am moved to income support, am i not obliged to look for work for 5 years? (Regardless if i have a disability or not) 3. There is conflicting information online regarding the timeline to inform the DWP of my pregnancy, is it 11 week before my due date? If i inform them at a later date (just before the birth due end of January 2019) will i be sanctioned? I suffer from severe anxiety and do not cope well with change, hence why i am asking all the questions and dread to think i have to go through another medical.
  12. I still have this credit card debt of approx. £5,500. I wrote to them to request my debt be written off under medical grounds. I have sent supporting evidence of my long-term, incurable medical issues. They are still refusing to write off the debt & will be in touch 'from time to time', I explained that it doesn't make it any easier in regards to making my mental health issues worst, my situation isn't going to change & as the debt still exists despite them not taking action at this time, this has also fell on deaf ears. Where do I go from here?
  13. Thank you all for your advice and help. I received my mandatory decision back and I have now been awarded the 'mobility' component that I disputed. I have now been awarded both care and mobility for two years. At the same time of my PIP assessment, I was also in the process of claiming UC. the decision maker has concluded to award me the 'Limited capability for work and work related activity' for 12 months, the letter states that this will be reviewed in 12 months or 'thereafter'. I requested a copy of my medical report and the assessor has suggested 'review in the medium term'. Does anyone have any guidelines to the timeframe of medium term? As I inclined to put in a mandatory reconsideration, as 12 months seems quite short-term to me.
  14. My mortgage company have refused my request for 'debt forgiveness' (their term, not mine) after I requested for the debt to be written off under medical grounds. I had 16 creditors, with advice here, I have managed to have 14 creditors written off, so thank you all. I need advice on the last two remaining creditors. I appreciate that they are not obligated to write off the request: Mortgage shortfall-£64k They have informed me that they are not willing to honour debt forgiveness and want me to make token payments (I refused), they said they will be back in contact in 6 months. They are aware I have long-term illnesses, no savings or assets. I have previously tried to dispute the balance with them after they repossessed my home, that fell on deaf ears. Where do I go from here?.....Is my only option now the financial ombudsman? Credit card debt (BD formally EGG)-£5.5K Pretty much the same as the mortgage company. Refused to write off the debt, will be in touch 'from time to time', I explained that doesn't make it any easier in regards to making my mental health issues worst, as the debt still exists despite them not taking action, this has also fell on deaf ears. Where do I go from here?
  15. Ok thank you for your reply The assessor claims i can walk more than 200 metres, this is untrue. I the descriptor two applies to me: (e) can stand and then move more than a metre but no more than 20 metres, either aided or unaided- this is on a good day, albeit, with pain & discomfort (f) Cannot, either aided or unaided-stand or move more than 1 metre-this is on a bad day I would say my pain/discomfort ration is: 70% bad day 30% good day I am confused with what descriptor to select, any suggestions please?
  16. Currently, my PIP decision is that i have been awarded daily living (standard), for two years (with a review in 12 months), am i entitled to SDP? I am currently receiving UC and awaiting an atos medical to try and be placed in their non-work related group (i am dreading that battle next!)
  17. Thank you kindly for your thorough reply. I will attempt this, so may ask a few more questions.
  18. Please explain this? I received my assessor's report and she is a qualified nurse. I read sometime ago that nurses are unable to assess specific conditions, is this still the case? If so, could someone post a link where i can find this info please (i should have saved it ) The assessor claims it took her 50 mins to complete my assessment, this in untrue, i was in with her for 21-22 mins. Should i mention this or is it irrelevent and seen as 'nit picking'?
  19. That is shocking! It is causing un-necessary pressure on individuals Could someone suggest the best link for me where i can see the scriptors and relevent points system for PIP please? I am shocked they have given me zero points for mobility.
  20. I rang PIP this morning to request an explanation in writing, the case worker advised me that they were not able to offer any further explanation other that what was written in my decision letter. He advised that he would send me the assessor's report today, 1st class. Will the report tell me the assessor's qualifications? Could anyone direct me to the link where certain medical conditions cannot be assessed by nurses and ONLY specialists/doctors. I believe she was a nurse and i vaguely remember reading somewhere that my particular medical condition can only be assessed by a senior medical professional. One of my long-term conditions is that I have multi-level cervical spinal stenosis with myelopathy. Thank you.
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