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essexmat last won the day on September 17 2014

essexmat had the most liked content!

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About essexmat

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  1. Good to hear you got it sorted. Also, I am with you, of courseit was done on purpose in the hope people would not fight it or take it further. Just another sorry twist from the Nasty Party in belittling people who are most in need and are eligible for certain benefits/help. Their hope is say 10,000 were affected, only a small % would take it further and thus saving the DWP money - the DWP are a nasty piece of work make no mistake. It is not the minions it is the policy makers and those in charge. Slightly changing the subject - when my work coach (lol @ work coach) said I should apply to be a work coach I simply said "I couldn't do it, although I do not make the rules, being part of the system I would hate to put people through what many are going through and have to enforce dictatorship rules and policies" Anyway, off on a tangent, good you got it sorted and I hope anyone else in the same situation follows your lead.
  2. Thank you to the site team for deleting the reply from yet another troll. I saw it last night and simply ignored it. I seem to attract them these days. I know I sometimes go off on a tangent and that is through sheer frustration so please let me know if I need to tone down my posts. I guess as this has not been deleted/altered it is ok. I do find this a great site to vent as well as get valuable advice - it is just a shame, I guess like most sites, with people who can remain anonymous and hide behind keyboards they can get away with saying what they want provoking a reaction. Keep up the good work guys and gals! P.S What is this I now have under my user name "I record my calls.Do you?"
  3. Yep, all par for the course I am afraid, especially under the juristiction of the nasty party. No one, and I mean NO ONE will get through a WCA unless you are literally at deaths door these days. Yep, the assessors reports will be full of lies, mine was as well as are most people's. Still, the assessor and oik at DWP know you and your condition(s) better than your GP and health professionals so console yourself in the fact that you should be happy that you are FIT FOR WORK like many others suffering. Apologies for the sarcasm, it just makes me sick.
  4. I need to be brutally honest and I am not a troll as I have been/am in the same situation. I was on ESA and called for a WCA based on my anxiety/depression/mental state. Needless to say I scored ZERO and shoved on to UC even though my GP says I am not fit for work. Just console yourself that some practitioner who does not know you and some oik at the DWP knows you better than your GP and can say you are FIT FOR WORK. Unless you are a danger to yourself, have loads of evidence from a mental health team etc you WILL NOT keep ESA after the WCA. Sorry to be so brutal about it but it is best not to worry about the WCA, you WILL NOT pass it and keep ESA just on depression and seeing your GP as I was in the same position. Hardly anyone passes the WCA so you are not alone. Simply it is the nasty party and DWP setting you up to fail and make you iller than you already are ... As I said, I am not being nasty just truthful based on my own experience and the experience of many others. You will be shoved on to UC. I know you did not want to hear/read this but it is best to know what is goingto happen than over worry about it.
  5. That's right, our lovely DWP and JCP who want you to get back in to employment but when it comes to the crunch are unwilling to help you when you need a little bit of help and this set you up to FAIL! As you know I am on UC, I lost £95.00pm when moved from ESA and HB so am struggling. I have been applying for work but getting nowhere my work coach (work coach LOL) says to me "try registering with agencies and seeing if they can help" ... OK, I email a few agencies and I geta reply from Hays and speak with them on the phone about my work history and background etc. They tell me that they may have a few openings and would like to meet me - fine, train fare to town return is £9.40. As I am on UC almost £10 means a lot of food shopping and it is an amount that I can hardly 'lose' at the moment given my financial circumstances. I email my 'work coach' and say I have arranged an appt with the agency and I would like to claim my fare back. Guess what? DWP WON'T PAY IT as it is not an actual interview just registration. So I say "if I want interviews I need to register so I am on their books" - the answer (like a robot) "No we cannot pay your fare" Fine, end of story, appointment cancelled - you want to know why I have not been doing as you say and seeing agencies? BECAUSE YOU (DWP) ARE NOT HELPING ME AT ALL WHEN I AM TRYING TO BE PROACTIVE FINDING WORK!!!! What part of I am on UC and struggle with rent/food do you not understand? Want me back in work and off UC then HELP ME WITH A LOUSY TRAIN FARE! Angry? Yeah, expected this? Yeah ... DWP ... no help at all, just keep cutting peoples money and offering no help at all. Pathetic.
  6. You have it 100% spot on my friend. From the age of 13 I was working - I am 43 now in those 30 years I have been out of work (through no fault of my own) 3 years. In that time whilst employed in what I call proper jobs in the city working full time, pension, bonuses etc I dread to think what I have paid in to the system. I then get ill and claim ESA and am then chucked off of it for daring to be ill. I then lose £102pm in benefit income which is MY MONEY from my payments in to the system, not THEIR money and now my depression and anxiety is WORSE. Even my GP says I am too unwell to travel to work and do a full day but that is OK I should do any job to help with my UC - yeah, great. I have no social life now, I just about get through the month. Luckily my parents have contributed to food and bills to help me get through this but why should they have to? I have actively seen claimants bullied at the JCP, luckily I can stand up for myself but others less fortunate cannot. One claimant on a desk a few meters away from me was threatened with a sanction because he was 10 mins late for an appointment because he dared to help an old lady who fell over in the street and call ambulance for her. Some WCs are OK and just want you in and out, others get a kick out of manipulation and bullying. I hope some of them end up on UC and suffer!
  7. Just catching up on this. Yes, I made sure I claimed 'off cycle' They of course did not offer it but I knew my rights about only paying to comein fortnightly. You want me in weekly? Pay for it! As my WC is part time I am not back now until January 3rd. I have heard how they speak to some claimants there - it is disgusting, luckily they cannot do that with me as I throw the book at them with legislation and rights. Basically (so far so good if good is the right word for being on this awful benefit) I am left alone - hopefully it stays that way. Why should I complain anyway? I have £62 to last me until January 11th. Oh well, more money off the credit card that won't be paid anyway within a few months. Bad credit score? Got one already and will never need a mortgage anyway so no harm done! Yes I know I sound like a baby and really angry - I never used to be, it is the DWP that had made me like this
  8. What you do with your payment is up to you. Of course you should pay your rent in you get a housing element and any other bills. What you spend your money on (and it is your money if you have a history of paying in to the system) should be nothing to do with them. If I can I occassionally treat myself to a McDonald's or something off Ebay - SO WHAT? When I claimed UC I wasn't evenasked for bank statements - just ID etc. Let them look, it is more about seeing if you have large incomes coming in to ensure the benefit is eligible for you.
  9. My Work Coach on UC (work coach, LOL) is part time 3 days a week. I go to see her and sit down, say what I have been doing (a few real applications and cover the rest of the time in one click apply applications) but she is not interested anyway - she is a pussycat (so far and I hope it stays that way) - I am in and out in 5 minutes - fact is, most cannot be bothered to adminster the 35 hour rule and have no way of checking. Just tow the line, show you are doing something and job done. From experience to date (been on UC 7 weeks and to the job centre every week since claiming as you have to go weekly for the first 13 weeks of the claim) they know very little about UC and my WC even told me once a month to see me would be good enough but the rules are in place to see me week UC in principle should work, in reality it is a farce
  10. Sounds familiar - they (the DWP) simply do not care at all. I have not had ONE PENNY for 6 weeks and am now in debt to the tune of £382 to my Father and £500 to a credit card (SO FAR) Basically the DWP are killing people and making them homeless and that is a fact
  11. First of all, I genuinely feel for you - this whole regime is nothing short of a disgrace and verging on a dictatorship set up to make you feel worse than you do already and make you feel like you have nowhere to turn. I myself was chucked off ESA amd on to UC - I am now £102.57pm worse off than I was, have not had ONE PENNY since October 30th and won't get a penny until December 11th. My ESA report arrived and I went through it properly and it had 16 pieces of transcript in it that were not discussed or assessed or blatant lies. They get away with it because they can and no one has taken this government to task about it because people have not got the strength to do so and they know this. To date I have had 9 brown envelopes all contradicting each other from HMRC, DWP and UC and I am totally confused. I think I have been on the phone to various people around 4 hours these last few days and still nowhere near sorting it. The answer is, appeal if the law says they are wrong but personally I had no fight left as I was getting iller by the day and on the verge of a full breakdown. My GP saw me and said my BP and pulse was up - 160/100 and 110 and I was not well so he offered to sign me off. I said no point as I was kicked off ESA and found fit for work. Best of luck
  12. I have no savings! Anyway, I called UC again, they said still nothing on system - I was told they can legally take 15% of the base element as overpayment so this would be around £47.67pm putting me right in the sh*t to be honest and this would be for around 26 months. This stress is not good for me - having lost around £100pm anyway they now want to take another £47 from me - when will it end? I simply cannot survive like this! Anyway, I cannot over worry yet as nothng has happened but a member of the family is so worried about me that they said they would help me and pay it off for me and I can pay them back a nominal amount each month. Can I, once I get the letter about overpayment deductions, offer to pay the overpayment off in FULL and request my UC payments go back to the normal rate? I do not, nor does the person helping me, want me to owe anything to the HMRC or DWP. I just want this done with. If the HMRC would have givenme time to respond rather than automatically passing details to DWP this would have been easier but no, they sent this to DWP straight away without so much as giving me a chance to discuss a repayment plan or offer to pay the whole amount this making it even more difficult. If I do pay in full do I pay on line to DWP and if so how do I get proof of a £0.00 amount owing?
  13. Sorry for another thread but I really am in a bit of a mess/state at the moment and really need some help/advice. After sorting out my UC claim I totally forgot about a WTC overpayment I had from last year and forgot HMRC said to simply wait until I heard from them. Well today I got in from town to find a brown envelope from HMRC saying I owed £1,227.31 from when I was employed as an overpayment. I do owe this and am not disputing it. So, I call HMRC and they tell me that they have passed the 'debt' over to DWP (UC) for them to deal with and they could not tell me any more and I should call UC. I call UC and at this moment in time they say they have no notifications of this on their system however it can be updated at any time and that legally they can take up to 40% of my base award as payment towards the overpayment which works out at £127.13pm My UC award is £572.82pm and there is no way I can pay this amount each month for around 10 months with rent and bills to pay. What makes it worse is that the letter to me could cross and a deduction could be made with nothing I can do about it! HMRC said I should ask UC for an income and expenditure sheet to fill in so I asked UC for this and they said they could not do anything yet as nothing was on their system. I am now in between HMRC and DWP and do not know what to do howeber HMRC said I should be able to come to an agreement with DWP. I done an I&E sheet anyway and worked out that I have £13.92pm after all bills are paid which includes rent, utilities, food etc. What do I do now? Wait for the letter from DWP and then contact them to arrange a repayment plan on what I can afford based on my I&E. Do they have to agree to this if I can prove outgoings or can they really attach a larger amount as a repayment against the overpayment? If it is the latter I am 100% screwed and basically homeless or will there be some compassion based on my circumstances? One part of me is saying I should pay the balance in full by credit to DWP by doing a cash transfer to my current account as it is obviously better being in debt with a bank than the DWP and HMRC the other part of me says surely they cannot take what I do not have. I am very worried about this, what should I do?
  14. I guess that is a fair assumption. I have emailed my LA anyway to set the 'ball rolling' as it could be a case of people not claiming what could be rightfully theirs as an entitlement. This way I have asked the question and they need to answer based on what information they are given. I suggest others in a similar position do so as well.
  15. After the news in today's budget and the back tracking on certain UC policies it seems that if it CAN be done then WHY WASN'T IT IN THE FIRST PLACE? Originally, if you transfer from another benefit or a new claimant - NOT A PENNY FOR 6 WEEKS apart from an advance of 50% when claim approved Now: - No 7 day waiting period on new claims - Advance now full amount (not 50%) paid back over 12 months instead of 6 - Previous HB claimants now get 2 weeks grace on HB from their LA when claiming UC So all in all no waiting period and a 2 week HB grace and a cut in time for your first UC payment. Although still not great it is certainly better than before. So the question needs to be asked, and someone in power needs to ask it, WHY WAS THE INITIAL POLICY IN PLACE ALLOWED TO BE PASSED? I am certainly (as a new UC claimant from 2 weeks ago) going to contact my LA and ask the question whether I am entitled to this 2 weeks HB as what is classed as a 'new' claimant given todays budget news? Does it mean from today? last week? a month ago? define 'NEW' I am still £95.41pm worse off under UC than ESA and HB but I would not have been so ill or stressed knowing I had less of a wait and some HB to tide me over plus a full advance. Yes, UC has made claimants ill - I am one of them!
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