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reallymadwoman last won the day on August 15 2018

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About reallymadwoman

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  1. Finally all settled, thanks to everyone who gave advice. The best single bit of advice I was given was not to apply for Letters of Administration but to deal with everything informally as there was so little in the estate and it was clearly insolvent. Most creditors have just written off the debts, it obviously wasn't worth their time to get 10p in the £, the only ones that didn't were Capital One, Vanquis and DWP. Had I done things formally, then I'd have had to supply endless bits of paper to DWP in particular to prove every penny. As it is, I included a line in the settlement letter stating that in view of the amounts involved I wasn't prepared to enter into any further correspondence or supply any documents, i.e. take it or leave it.
  2. Sod's law, the minute I finished drafting the complaint, they replied. Finally. They're still asking for nearly double what I think they're due but they've also said that if I don't apply for Letters of Administration (I won't) they can't enforce repayment and can only rely on my honesty to pay them. However, because they can't enforce they also can't accept a dispute over the amount .... I'm tempted to give them £50 and split the rest between the more co-operative creditors.
  3. Barclaycard have finally responded and they are writing off three separate accounts totalling more than £5K - I'm sure this is entirely from the goodness of their hearts and nothing to do with my 'prove it' letters. DWP, despite their initial insistence that they be repaid even before the funeral was held have now ignored me since 7th February. I've sent 3 reminders, the last via a tracked method so I know they got it. Until they respond I can do nothing to settle the Estate and I'm starting to get 'gentle reminders' from some of the other creditors plus I want this sorted and done with. I can't believe DWP would write off any balance, but it's surely not reasonable to just ignore me until they can be bothered to respond? Any suggestions?
  4. If it's a [problem], it appears to be a very clever one - no obvious spelling or grammar mistakes, addresses etc appear to be genuine, even the typeface appears to be the same as any other official French notice. I presume it was sent to your UK address implying DVLA have provided it to the French authorities. Like you, I had no idea they could do that.
  5. Following a recent reassessment, I was awarded suppport group for 2 years. DWP say I can't ask for mandatory reconsideration of the 2 years as it's not an appealable decision. Non-appealable decisions are listed in annex E of volume 6 of the Decision Maker's Guide (06041) but I can't find anything relevant there. Can anyone suggest how I proceed? The decision was based solely on an ESA85A which only considered one descriptor as the decision maker for some reason did not have access to any of the medical evidence or my ESA50. I actually meet 4 support group descriptors and should meet the severe conditions criteria.
  6. No unidentified creditors have come forward yet. The identified ones who haven't responded are a Barclaycard (two different accounts) and Vanquis - at least one of them has a balance over £2000 though the Vanquis account may be less than £500.
  7. Still trying to deal with this. I wrote to all the creditors I was able to identify, some have responded, some haven't so I've today sent chaser letters as I know that there will be an outstanding balance to pay for at least 2 of them. I also put the notice in the Gazette, the time limit for that runs out in about 2 weeks. If some creditors are simply not responding, how many times do I have to write to them before giving up and assuming they don't want any money? Incidentally, DWP still haven't bothered to justify their demand despite two reminders.
  8. Fairly predictably, I've had a response to my complaint (but not even an acknowledgement of the request for mandatory reconsideration, which was in the same envelope) which doesn't actually address what I was complaining about but gives a load of irrelevant and patronising information about the WCA process. Why do DWP employees assume that a benefit claimant who is disabled must also be 'intellectually challenged'? It's offensive. No mention of the DM not having any of the evidence before making a decison. No mention of them not even bothering to tell me the outcome - and they still haven't even though it was more than 2 months ago. I can see this turning into another widescreen epic with the complaint to the Independent Case Examiner having an outside chance of getting a decision before the appeal is heard.
  9. Basically by being stubborn and just refusing to pay without documentation.
  10. Just to update, EE eventually cancelled all allegedly outstanding charges. Despite being told to by the Ombudsman, they never did supply any documentation.
  11. So far as I am aware, PIP is always paid every 4 weeks and I've never before heard of anyone being paid monthly. For example, I am always paid every 4th Thursday, so is your wife being paid on, for example, the first of every month rather than on a specific day? If your wife is only being paid monthly then she or you need to contact DWP to query it.
  12. PIP is normally paid every 4 weeks, not monthly.
  13. The general opinion is that Amber Rudd's statement won't make a blind bit of difference to most people.
  14. I've found it now, going through my profile. 195 pages means I've been spending too much time here I think! Previously clicked 'Content I started' and it will still only give me one page. I knew there was more!
  15. I can't seem to find my old threads. When I click on 'content I started' it loads the first page, but it won't load any more than that. What am I doing wrong?
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