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    • Hi everyone, Thanks for the responses. Just a few follow up questions in light of what's been said:   If I dont appeal to PPM, who can I appeal to?   Why should the PCN been attached to the windscreen? Is this written in law?   I assumed the document I had received was the NTK, if this is not the case, what does a NTK look like?   Regarding the compliance with the Protection of Freedoms Act, could the "period" of parking not be argued either way? The legislation doesnt state it must have a start/end time of parking, which I assumed an ANPR camera would pick up if it had one. Is 4 minutes not technically enough to show the vehicle was parked?    Thanks !
    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
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Should we leave the EU..


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The way things are going with Greece and failure of EU to agree to actions needed to make the EU more financially secure, I can see the EU facing a disaster. Any UK referendum may be at a time that is helpful to those that want to leave the EU.

 

As normal it is up to Germany as to whether the EU/Euro survives the current crisis. They will have to decide whether putting more money into EU finances/ECB, will be cheaper than any loss suffered if the Euro collapses and the EU falls apart.

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Why has Germany the major voice, who said Germany could rule Europe. Seems to me that Hitler achieved his goal but isn't around to enjoy it.

Edited by Conniff
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Why has Germany the major voice, who said Germany could rule Europe. Seems to me that Hitler achieved his goal but isn't around to enjoy it.

 

Financial/industrial powerhouse of mainland Europe. With France in a weak position and there not being any real strong leadership or combined financial clout elsewhere, they look to Merkel/Germany. The Germans are fed up with this and Merkel is in a very difficult position politically.

 

Cameron is not in a good position to obtain much change from the EU, because they have more urgent issues to deal with. The only way Cameron would succeed is to go directly to the people in other countries to explain why the changes he wants would be good for people all around Europe.

Edited by Conniff
changed wasn't to isn't in quote

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Why has Germany the major voice, who said Germany could rule Europe. Seems to me that Hitler achieved his goal but isn't around to enjoy it.

Daily Express reader? Is the EU a Nazi conspiracy? Would you rather have Germany as an ally or as an enemy?

"Ask not what your country can do for you, ask what you can do for Poundland"

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People go on about 55 million a day paid into the EU. It is 33 Million due to our rebate and a fraction of our GDP for the benefits received as a member

 

The establishment will never allow a Referendum. The British public have been systematically brainwashed by the right wing media for decades. We are the only country now out of all the 28 member states with this little Englander mentality. Europe calls us "Insular Apes" and a boil of Europe to be lanced

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The establishment will never allow a Referendum.
Yes it will, they can't get out of it now.

 

Europe calls us "Insular Apes" and a boil of Europe to be lanced
If they dislike us so much why don't they vote us out. Because they like our £55million per day.
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The Referendum Bill has not even been passed in Parliament yet

 

Cameron has gone on record that he will give the UK a referendum AFTER he has secured reforms in the EU.

 

He has always been consistent with his choice of words

 

Europe will simply tell the little Englander to sod of, Who is he to dictate terms to the remaining 27 member states

 

And as stated, it is 33 , not 55 million

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And conversely - who are these other 27 to dictate to us ?

In real life, if you are in a group of 28 and tell the other 27 to f*** off, you're quite likely to get a punch in the face from each and every.

"Ask not what your country can do for you, ask what you can do for Poundland"

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say bye bye to most companies in the UK as no doubt extra import to EU charges will again bear its head = job loses we are only a tiny Island! and the dictatorship what we call Government will run away with all they can get!

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I happened across a (unofficial) survey the other day, can I find it when I need it? Nope!

 

Anyhoo the gist was that the younger the voter the more a vote for staying in the EU there was. As the generations got older the opinion started to go towards a 50/50 split yet the countys most prolific voters, the elderly were in a vast majority to leave.

 

It's strange that in general Elections the elderly are protected so they will vote for the party that gives them the most yet when our country is making the decision to stay or go, they vote in the negative.

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say bye bye to most companies in the UK as no doubt extra import to EU charges will again bear its head = job loses we are only a tiny Island! and the dictatorship what we call Government will run away with all they can get!

 

Unlikely

 

We consume a LOT of good from europe. They would not risk a tit for tat responce.

 

Besides, there are plenty of other people to trade with. We may be a tiny Island, but we *Had* an empire 1/3 of the globe. Our Queen is still Head of State for a large portion of it :D

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And since our so called days of Slavery, sorry empire, countries have their own trade agreements with China. Especially the Trans Pacific Trade Agreement.

 

51% of our exports go through Europe

 

The financial industry and motor manufacturers have all stated they will probably relocate to another member state on exit. What will the no campaigners then say to a man who will be labeled a work shy scrounger when his job has gone??

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The next thing is big business saying they may close their production lines here then people will fear losing their jobs and livelihoods, then the big shift to a yes stay in. At the mo I can't see a no vote succeeding.

 

Yes Capquest, is it really a free thinking vote, or not.

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And since our so called days of Slavery, sorry empire, countries have their own trade agreements with China. Especially the Trans Pacific Trade Agreement.

 

51% of our exports go through Europe

 

The financial industry and motor manufacturers have all stated they will probably relocate to another member state on exit. What will the no campaigners then say to a man who will be labeled a work shy scrounger when his job has gone??

 

Thats just it, goes THROUGH Europe. EG going through does not equal end point :)

 

Those that have said they will leave do not know what incentives will be offered to keep them here :) Did we not have all this scare mongering when we said we were not going to join the EURO?

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Companies like Toyota, Nissan and the like (from outside the EU) only located here because of easy access to the European market.

 

All those jobs will go and all the 'feeder' jobs as well. Suppliers plus all the jobs that exist because of the primary jobs the main factory provides - corner shops, supermarkets, plumbers, gardeners, window cleaners et al.

 

All these will be relocated inside the EU because there will be no customs duties, currency conversion fees and the like to pay. Places like Swindon and Sunderland will become ghost towns. Whether you like or dislike the EU an awful lot of jobs depend on our membership and leaving seems like cutting off your nose to spite your face.

 

Once outside the EU no one is going to give much credence to the UK or care too much if we are in terminal decline because of a few ' hurrah Henry's' who hark back to the time when the world map was a quarter Union Jack. There is no doubt we could survive outside the EU - but at what cost! Personally I'd rather have a comfortable existence inside the EU rather than a very uncertain one outside it.

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currency conversion fees?

 

Funny, I was not aware our currency was the EURO

 

Once again, the Government can offer incentives, which who knows, may be easier to do without the red tape.

 

Also customs duties? Where is the proof that that will happen? The EU SELL a lot in the UK too! Customs Duties are not going to help them either.....

 

 

FYI

 

Im not anti EU, Im looking for a good argument to remain. This means, Challenging Scare mongering :)

 

The same things were being said when we were opting to stay out the single currency. Alas that apocalypse has yet to arrive, just like British Trains

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I am a businessman (now semi retired) and I remember very well what it was like before EU membership exporting to the EU zone.

 

All my items had to have a green customs label (if sent by post) attached on the reverse stating the full retail value of the item. On arrival it was delayed and had customs duty applied and clearance charges applied. My customers expected to pay the price in my lists not all the extras so I ended up relying on the home market for my sales. Then there were the hassles with larger items and the charges employing someone to clear the way through all the red tape and myriads of regulations. Since membership - all gone. No charges no red tape and my items reach my customers quickly and at the price in my lists.

 

In the end I gave up and lived in the Middle East where I had no hassles trading as where I lived was part of the GCC (Gulf Cooperation Council) I also lived in West Africa where ECOWAS was/is the trading block - again few hassles. We leave the EU we are on our own - having to negotiate our trading terms from zilch. Back comes all the red tape and expenses of trading with countries where we have no customs union. Also the effect on prices as we import items - the Government will as sure as night is day slap on customs duties again as they do for items imported from outside the EU. The days of EFTA are long gone and even if it was revived the countries its regulations/agreements applied to were almost without exception minor economies compared to the UK's.

 

I suppose as I am now an old fart it would not have much effect on me personally now if we stayed or left but it would have a huge impact on my children and grandchildren. Fortunately they do not appear to have the hangups many have as the 'Rule Britannia' and sod the rest generation one hears often arguing in the local hostelries.

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Reading between the lines, I feel The Queen wants in.

 

HM The Queen is very wise, that unity in Europe is extremely important, as we share the same part of the world. It cannot just be a trading area, with all the nations doing their own thing. There are many companies based in the UK and throughout the EU, who rely on there being consistent rules across the whole area. There are also many shared interests, such as fighting crime, security and environment.

 

The EU is still very important to the world economy and once there is financial stability, there will be many opportunities for people and businesses. We have seen the rise of the National Front in France and other such political movements in other countries. We don't want to go back to a divided Europe, where it is harder to live and do business.

 

Cameron is trying to deal with Tory party divisions, but it could all blow up in his face. He is very unlikely to gain any significant EU reforms, but will be recommending a Yes vote to stay in the EU. Bernard Jenkins and other Tory MP's are already putting pressure on Cameron to live up to the promises made in speeches. It won't happen and there will be a split in the Tory party that will be difficult to recover from.

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We can live in harmony without being dictated to thank you very much.

 

UK Parliament loves to implement EU laws and often does so before other countries. Quite often the UK gold plates EU rules, adding even more at the same time. The UK implemented EPC's way before most other countries.

 

What EU rules have the UK implemented which are bad for British citizens interests ?

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