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linzie

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  1. Fkofilee, I'd appreciate if you can guide me through what to do. The first step is to request 3 credit files? I need to request from eqafax? Appreciate your help to put a complaint through once i request all 3 credit files
  2. I went to clearscore, typed my details and it brought up details of bank accounts opened or upgraded, store cards opened etc and my sisters current address Clearscore showed 1. your eqafax credit file shows you may be associated with a current account opened 2009 and updated on 2024, 2. equafax indicates you have store card opened 2007 and updated 2020, 3.eqafax indicated you may have previous address and shows my sisters current address, Etc So I'm guessing my details are linked to my sister who lived previously with me, what can I do to unlink that
  3. So what do you think reason is for refusal? Could there by a link at my address to my sister? Who lives on her own place now?
  4. Ive been refused £5000 loan from Barclays. Credit rating is normally OK and in past this would not have happened. HSBC wouldn't tell me why they refused the loan Experian shows 2 credit searches on file, but i need to pay £14.99 to see these 2 searches I requested the free Experian credit report, should be here tomorrow. What exactly should I be looking for to find out why loan got refused. Experience credit rating showing 970 over 7 years ago it was 987, something caused it to drop What can I also do to increase the experience credit rating? Thanks Everyone
  5. Tell her not to appeal, so your saying she bites her lip and pay £60 each for each PCN? 1 Date of the infringement 29/08/2023 and 31/08/2023 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 04/09/2023 and 06/09/2023 3 Date received 09/09/2023 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] Y 5 Is there any photographic evidence of the event? Entry and Exit for 2 times in 4hrs According to the company 6 Have you appealed? [Y/N?] post up your appeal] NO Have you had a response? [Y/N?] post it up NO 7 Who is the parking company? Parking Control Management (UK) LTD, The Courtyard, 1A Cranbourne Road, Slough, Berks 8. Where exactly [carpark name and town] Manningham Lane Retail Park - Bradford For either option, does it say which appeals body they operate under. The Independant Appeals Service (TheIAS.ORG)
  6. Parking Control Management (UK) Ltd - Issued 2 parking charges for 2 different days for a friend who works as a taxi driver. There is photo evidence of the car driving in and out of the car park on 2 different times BUT my friend is adamant she did NOT park her car in the car park on the 2nd entry to it.....she simply drove through the car park as a short cut. What happens if she goes to pick up or drop off passengers within the 4hr no return period OR simply drives through the car park to use as a short cut....is she at risk of getting a charge again? She wants to dispute the parking charges and is adamant she never parked her car on the 2nd entry to the car park, she simply drove through it to bypass busy traffic on the main road, should she request full video of the 2nd entry to the car park to double check her car did not stop in the car park but simply drove through it
  7. UK people are being taxed on everything which is unfair, the rich get richer and the poor get poorer, the country is essentially bankrupt
  8. I went for an eye test, was told distance and near is weak and glasses required. I was never told I didn't need to buy seperate pairs for distance and another pair for near. I only found out about Varifoculs after I paid for distance and near glasses. he glasses I was given had a problem...when I walked on any kind of stairs/steps and looked down they appeared to be floating in the air and it was difficult walking on steps or stairs. I went back to the opticians and told them this and asked for a refund. A member of staff told me he would book me in for a recheck, to figure out why the problems with stairs/steps appearing to be floating when I wore the glasses. The refund was actioned and I received a text message about my next appointment which was the recheck eye test. On the day of the appointment I arrived and was told my appointment did not exist on their system. The person that actioned my refund supposedly did not put me on the diary booking system. I was told the opticians had phoned me and sent me a message. I replied they was no call or text received from the opticians. The lady that dealt with me was going through the notes the person who actioned the refund put on the system the week before and I think I caught a glimpse of the word 'recheck' BUT the lady was just staring and scrolling up/down on the screen. I explained I took the day off work to be told my appointment did not exist which was inconvenience and stressful, with also being told I had to now pay another £25 for an eye test! I asked for the complaints procedure to be told to send an email to their customer care team? Where do I stand with this?
  9. Question is if I give what information I have, can I get my own independent medical report to ask the rational behind the sleeping pills being prescribed which caused acute urine retention? I've only now got back on track with life and starting the initial enquiry to the gp
  10. How can I legally stop paying the BBC TV Licence - I don't watch live tv or any streaming at all. DWhat steps do I need to take, as I have received a BBC TV licence reminder and need to inform the BBC I no longer have a watch live tv of any kind or any streaming on any device.
  11. Insurance have logged the complain - on hold because they can't proceed any further UNTIL the pipe next door is fixed!! They told my daughter to get a solicitor to send a letter demanding next door repairs are carried out ASAP - but that will cost expensive to use a solicitor. She is looking if she has legal cover on home insurance for legal costs if they can help with using their own solicitors
  12. Daughter called the Letting Agency next door to demand they fix the pipe, the response was someone will come asap to look and fix it, now 2 weeks on and nothing done and the past week with heavy rain and storms has caused even more damage to daughters property the water has come inside the walls of the property causing black damp in the bathroom and kitchen. It appears the walls will have to be taken to bare stone removing plaster boards etc to fix the water damage ONLY after the Letting Agency of the house next door fix the tail pipe. Daughter called the Letting Agency of house next door, they have no interest, so she is now going to call her insurance company to them
  13. Daughter has managed to find out the letting agency which is managing the house next door which is has a missing tail pipe which is connected to the guttering is missing, this is causing water to come down my daughetrs into her house causing lots of damage inc damp t othe house inside. She has got a surveyor out who told her the reason for the water/damp damage to her house is the missing tail pipe from next door and water from next door room coming into her house. She has asked the letting agency responsible for next door to the tail pipe fixed. She is going to get quotes to repair the damage to her house, then report the letting agency for the house next door to the council to get the council to get the tail pipe fixed. Then she is going to take the letting agency or the landlord to small claims court for the costs to repair her house.
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