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    • This is my slightly amended WS taking on board your previous comments, any suggestions for amendments would be most appreciated.  Thank you for you time.   1.        I am the Defendant in this matter. 2.        The facts in this statement come from my personal knowledge. 3.        I became aware of original Judgement following a routine credit check on or around 14th September 2020. 4.        The alleged Letter of Claim dated 7 January 2020 was served to a previous address which I moved out of in 2018, no effort was made to ascertain my correct address. 5.        The Judgement debt was not familiar to me so I began investigations to ascertain what the debt related to and how such a figure had been equated in any event. 6.        I made immediate contact with the Court, the Claimant Solicitors and the Claimants thereafter, asking them to provide me with a copy of the original loan agreement but this was not provided to me.  7.        I sent a Data Subject access Request to Barclays but no agreement was provided – See appendix 1 which details the timeline of communication between myself and Barclaycard as well as copies of correspondence between us. 8.        I do not admit to entering an agreement with Barclaycard in 2000. 9.       The claimant has failed to comply with the additional directions ordered by District Judge Davis and therefore this claim should be automatically struck out.  10.    The claimants have failed to disclose a true executed copy of the original agreement they refer to within the particulars of this claim. They are not entitled to enforce the agreement pursuant to section 78.6 (a) of the Credit Consumer Act 1974 12.   The reconstituted standard Barclaycard agreement that the claimant has included in the court bundle does not satisfy any CCA request and so the claimant is and remains in default of my CCA request and therefore unable to enforce the alleged agreement. 13.  The claimants have failed to provide proof the assignment, such as a deed of assignment. 14.  The claimant has failed to provide a statement of account setting out how the alleged debt accrued under that agreement 15.   Despite numerous requests to the claimant, I have still not seen any evidence, such as an original agreement or deed of assignment, that substantiates the claimant’s assertion that I owe the debt to the claimant, nor evidence of how the debt was accrued. 16.   As per CPR 1.4(2)(a) the court encourages parties to cooperate with each other in the conduct of proceedings in order to try and save time and costs for the parties and to also save the time and resources of the court however, despite vast attempts at mediation the claimants have been most unreasonable and have remained unwilling to mediate. I believe that the facts stated in this Witness Statement are true.  I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.
    • A set aside application costs £275 which is more than the judgement so not worth it. Not that they would grant a set aside anyway.  Set asides are granted, for example, to people who moved and didn't get the court papers, so have a genuine reason for not defending.  Forgetting doesn't count. Your only choices are to pay up within 30 days, or defy the court and not pay.  If the latter, we've never seen a PPC enforce judgement for a single ticket, ever, you would get away without paying - but you would have a CCJ and a knackered credit file for six years.
    • oh no just logged in and it says a judgment was issued literally 2 hours ago! see attached Screenshot 2024-04-29 214754.pdf
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Council Tax Summons and Charges! have already paid **Resolved**


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I am in a similar situation - with Westminster Council. I could start my own thread but think it is so similar that maybe the answers will be the same and help both of us.

I was late with a couple payments in late 2012, but caught up.

I cleared the last instalment by 20th Jan - which had been due 1st week Jan - so 2 weeks late for the 3rd time in the last year (12-13).

So nothing else owing to the council for Year 12-13.

However, I just today received a "Notice of Liability Order" - for non payment of C Tax, including summons and liability order costs.

Apparently the Magistrates Court granted a liability order last week. The sum they are now claiming is the equivalent for one extra month C Tax.

They had already received full payment 3 weeks before the Court hearing. I have the on-line receipt as it was an on-line bank payment.

 

Can I argue against this ?

 

They have said they will appoint bailiffs to collect the alleged sum outstanding within 14 days if not paid.

 

Any advice is greatly appreciated.

I could ring them, but think maybe best to write today to complain/argue against these charges.

Is there a template letter to write in such circumstances ?

Or do I just have to pay ?

Thanks in advance

xx

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  • 3 weeks later...

Just a quick update. I listed all my payments over the year and once it became apparent that I had only missed one payment and the following two were paid early, I drafted a letter to the council asking them to null and void the Liability Order and put my account back to 0. They agreed. Yea ! So I won this battle. :-)

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  • 6 years later...

Quick query:

Payments made to council every month. 

Was a bit late a couple times, which led to the loss of automatic right to pay in instalments.

Council thus asked for remainder in full.

 

At same point, realised that property was exempt and that NO payments should have been made at all since start of payment year in April.

 

Between realising and writing to council to explain and ask for a refund - the council went to court to get a liability order, which incurred costs.

The council researched situation and agreed the property was exempt - and sent a letter outlining the refund.

 

However, the council have not refunded the liability order costs £30, the court costs £0.50p, and their billing authority costs £82.

 

If the property was exempt how can the council still be trying to charge these costs?

 

How can liability be charged when there was no real liability?

 

How to reply to council to request these costs are also refunded??

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for clarity - property repossessed.  'owner' thought they were still liable until property sold - so continued to pay monthly.   When it was pointed out to 'owner' this wasn't the case and they should not have been paying from the date they moved out, they wrote to council and asked for a full refund.

repo properties are exempt from council tax.  So there was no liability for anyone to pay any council tax

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Take it up with your local Councillor. They should be able to sort it out.

We could do with some help from you.

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staff at the local council have issued a refund, less these costs - shouldn't a reply be made to those with whom already communicating?  Just trying to keep it simple.   Its just a question of is it correct to ask for refund of these liability/ authority costs, given no-one was liable?  And if this is correct - what's the best (firm legal) wording for payer to use?

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In my experience local Councillor cuts through all the layers of staff and gets things done.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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no

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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brief update:

Council have written to say:

a) full refund is due because the property was exempt/ I was not liable but

b) the liability order, court, billing authority costs remain chargeable because I didn't tell them the property was exempt 🤔   

They say they still sent out the bill demands and thus the costs for not paying on time, which led to the demands being issued, and not telling them the property was exempt  -  still stand...

 

I didn't know I didn't have to pay!  Their a) and b) don't sit comfortably together...

Am going to draft a response.  Any helpful hints??

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mp time IMHO

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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2 hours ago, HP Mum said:

brief update:

Council have written to say:

a) full refund is due because the property was exempt/ I was not liable but

b) the liability order, court, billing authority costs remain chargeable because I didn't tell them the property was exempt 🤔   

They say they still sent out the bill demands and thus the costs for not paying on time, which led to the demands being issued, and not telling them the property was exempt  -  still stand...

 

I didn't know I didn't have to pay!  Their a) and b) don't sit comfortably together...

Am going to draft a response.  Any helpful hints??

 

By "I", you no doubt mean the property owner .......

 

If the property owner advised ther council the property was exempt prior to the costs being incurred, the council cant claim them, as the council has acted improperly.

 

If the council incurred the costs prior to the property owner advising the council the property was exempt, the council has acted properly, and is able (and likely under a duty) to claim back the costs incurred as a result of an error that wasn't the  council's fault, but was the property owner's fault.

 

You (I mean 'the property owner') might be able to ask for the costs to be cancelled on a discretionary basis, but the council can continue to seek them - why should the counci'sl tax payers be liable for the costs caused by the property owner's error?.

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