Paul Walton
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I have a dependent child who lives with us, who has ADHD and receives DLA for this. When he becomes heightened, we have a loft conversion that is his space where he can self-regulate and settle down somewhat. I have been advised the LA will potentially give us a discount on council tax, providing someone living in the house has a 'severe mental illness' - what does this mean, and how does the LA interpret this? Is it up to a non-medically trained person at the LA, or is ADHD considered by law to be a 'severe mental illness' . Given a consultant diagnoses it - they should know more than a LA admin person?
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I have just won my tribunal for PIP, going back to September 2022. It is my understanding because I have been awarded the enhanced rate, I could get a discount on my Council Tax and now do not have to pay road tax. Would these benefits/discounts be back-dated until September 2022, like my PIP payments? I don't see why not but....it's the LA Many thanks, Paul
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MoneyClaim or County Court - What is better?
Paul Walton replied to Paul Walton's topic in General Legal Issues
That's great, take heed of your advice. Many thanks. Have a great weekend.... -
I am owed £10,000; it has been agreed the debt will be cleared by the end of January. I'm not too sure. What is the best process to get this money back? MoneyClaim or Small Claims court - they seem the same to me. I believe they will pay once they receive the demand via an official route, and they will not want a CCJ against them.
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Private purchase car, undeclared finance outstanding.
Paul Walton replied to Paul Walton's topic in General Motoring Issues
Thanks for that. I will hold off buying until the finance is cleared. If it's not, and the finance company repossessed the car, does the current seller lose out? and the first owner get away with it? -
Private purchase car, undeclared finance outstanding.
Paul Walton replied to Paul Walton's topic in General Motoring Issues
I assume the loan was to pay for the car. Just to clarify, the current owner bought it 14 months ago unaware it had finance on it. And the previous, owner has continued to pay each month. thanks Paul -
I want to buy a car from a private seller; it's a special one. However, the current owner said he messed up by not doing an HPI check on it. Yep, it has outstanding finance . The 'old owner' has been paying the monthly payments for 14 months and said they would clear it by the end of the month. I am prepared to wait. However, what, if anything, can the current owner do to ensure he gets the finance settled, so I can buy the car? Is it a police matter? Should he go via the CCJ route now? I want to help for two reasons, I want the car and the current owner is foreign and needs help.
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Barclays Bank Mortgage prisoner - the computer says no.
Paul Walton replied to Paul Walton's topic in Barclays Bank
She won't budge until she gets the money, i.e. the £25k, he has had a letter from her solicitors saying to pay up by the end of May or we will force the sale even if it results in bankruptcy again. Common sense would think Barclays would see how ridiculous the situation is, but no. He would be paying less a month, due to the high rate he is stuck on ! he can raise the £25k (Via pension and pay a chunk of tax) Could the FOS help? It really is crazy -
This is a crazy one I'm trying to help a friend out with. I don't have all the details, but here goes. 12 years ago, my friend, let's call him Bill, was bankrupt. At the time, his house was in negative equity. His wife ran off with another woman, leaving him with two young girls. At the time, Bill did not get a clean break agreement, the logic being he did not have the money, and he had nothing left anyway! 12 years later, Bill wanted to get a better rate in his sole name, but the bank said no, you don't earn enough ( never missed a payment in 12 years!) They have some sort of court order saying she is not liable if Bill does not pay the mortgage. Bill, as crazy as this sounds, in a situation where Barclays is refusing to put the mortgage in his sole name, his ex is saying if you don't take me off the mortgage, I will force you to sell the house, pay me my remaining £25k ( she despite not supporting their children for 12 years got half his pension - another story) How can he force Barclays to take her name off and see how bonkers this situation is. £97k mortgage value circa £350k
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