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    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
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    • JK: Yeah That's correct. We left rent payment coming out of his bank account from January 2023 - August 2023 until we could find somewhere to sort out his belongings which was fine. I tried to give notice a few times from August 2023 asking for advice from Sanctuary housing how we went about this explaining his condition and that he was in a Nursing home from December 2022. I explained we don't have any legal powers to his account like POT but were in the process of going for Deputyship and that I was the named person to act on his behalf to speak with Santuary housing. I said we could provide details of his condition and proof he was now in a nursing home with date he moved in. This went ignored despite repeated attempts to contact them until a housing manager contacted us end of February 2024 and notice was finally accepted with his tenancy coming to an end March 22 2024. Although they have continued to take rental payments for the flat despite someone else living in it from the 1st April. I wasn't aware payments were still being taken till I checked his May banks statements. I had asked them to back date rental payments to August 2023 when I gave notice rather than just giving notice in March 2024 but they've ignored that bit. I don't see why they shouldn't give it back they've taken money they shouldn't have. Thanks DX, I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
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Channel 4 Dispatches to air debt collection exposé


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hiya all

 

blimey the house looks full tonight lol

 

anyway oh i thank all of you who told me NEVER to speak with a dca,,,mind you i thank all of you who impressed me with truecall, that takes care of the phone

 

:D

 

got time to look at my rights instead of some muppet who doesnt even know who they really work for:lol:

 

laters have a fun day angel x:grin:

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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cybermoth yes it was on dragons den on wednesday

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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ooh look 45 guests.

 

Listen, if any of you guests are DCA's, why not sign up and defend your selves or is what is being said here too near the truth :rolleyes:

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Aye, that's a pretty shocking story and she must have been through hell. Luckily there aren't too many similar stories out there where people have died.

 

Is it fair to say that the harder it becomes to collect debts, the more dirty tricks these rogues have to come up with?

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Re Mortimer Clarke Sols. / Marlin we complained to SRA in April and have just received a reply last week, that the are seriously going to investigate :

 

Mr. Richard Edmund Mathias Of Mortimer Clarke Solicitors Limited

 

No mention of Mr Mathias on the programme.... where was he hiding?

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You look perfect, BB:D

 

Quite a few guests I see :)

 

Thanks CB :D How's you?

 

*BB sips her exquisite wine and waits for the deluge of 'oh but you can't do thats' *

 

Well, see, I can because I'm not in debt :p

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Message to "Mark"

 

What goes around comes around.

 

simples.

 

:D:D:lol:

 

Lets hope so eh?

 

I don't honestly think I could watch that programme again. It made me sick to my stomach. The poor man with lung cancer being hounded by the Halifax...too sad.

As for Moronic Mark from Marlin and his constant gutter hand gestures... too much for me.. I'm afraid, once is enough. I just hope that arrogant SOB rots in hell.

 

Night all.

 

Spam.:)

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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The more ppl that record and sent to the OFT the better give them the picture of what really is happening out there.

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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ooh look 45 guests.

 

Listen, if any of you guests are DCA's, why not sign up and defend your selves or is what is being said here too near the truth :rolleyes:

 

I've done it and I don't need to defend myself because I do an honest job and help people out wherever I can. I found the programme pretty painful to watch tbh.

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As I asked earlier. That part about forcing bankruptcy was unclear. First they say they are unlikely to do it. Then it was made to appear that they would push for it in a meeting.

 

So how likely are forced bankruptcies and under what circumstances?

 

No, they were saying they were going to push the THREAT of bankruptcy

 

there are so many factors involved , not least of which is that they would have to bear the iniiial costs and could well get sod all out of it after other secured creditors

 

If you are disputing the debt they wont even get off first base anyway

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:D:D:lol:

 

Lets hope so eh?

 

I don't honestly think I could watch that programme again. It made me sick to my stomach. The poor man with lung cancer being hounded by the Halifax...too sad.

As for Moronic Mark from Marlin and his constant gutter hand gestures... too much for me.. I'm afraid, once is enough. I just hope that arrogant SOB rots in hell.

 

Night all.

 

Spam.:)

 

Night Spammy

 

dont loose any sleep over these muppets

 

fedup xxx

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Yup Lilly you like i do because that is what we have to do with our money these days.

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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just spent a fair bit of time reading these messages, some were very entertaining and others not ie the grandmother story. i did actually report credit solutions to trading standards last week, i really dont know how seriously they took it but we shall see.

 

im still having dramas with crapital one so will scan those letters up soon, have been off work with not-swine-flu but something very very similiar!!

 

well done to all the people on here!!!

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I think I read somewhere it cost a company about 1500.00 to make someone bankrupt. Yet its 500.00 if you do it personally. They would need to know they were going to get some back to warrant it. So Ive finally learnt they will leave me alone as I have diddly squat.

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I remember Noel Edmunds used to do a misheard lyrics spot on his radio one show - Instead of Billy Ocean singing "When the going gets tough" it sounded like "YOU CAN GO AND GET STUFFED" quite appropriate really:lol::lol::lol:

 

P.S Having fun now Mark?

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I've done it and I don't need to defend myself because I do an honest job and help people out wherever I can. I found the programme pretty painful to watch tbh.

 

 

I believe in giving people a fair crack of the whip but do you follow the same practices as shown tonight,

I really do hope you never find yourself in the position I and others have found themselves in. Being on the "wrong" end of these phone calls is distressing and if you have mental health issues (as I did) "dark thoughts" come easily to mind

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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I'm going to speak to the SRA tomorrow - and explore a complaint against Mortimer Clarke - it appears to me that their professional independence may be compromised.

 

I'd suggest that we all do the same thing

 

This is a good idea.

 

LTSB were also targetted the same as Marlin, but they were pretending to be Sechiari Clark n Mitchell.

 

Lloyds bank staff ‘puts frighteners’ on debtors - Times Online

 

Andrew McKinlay raised this in a House of Commons Debate

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I got a bit bored by the end of it all - all old news in relation to how they collect...but I guess I see the merits in making the prog.

 

Don't understand why they (chan 4) didn't explain that once a debt is statute barred it stays that way - even if a payment is made after 6 years...It can't be UN statute barred...they didn't make that clear at all.

Just hate every DCA out there

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I think I read somewhere it cost a company about 1500.00 to make someone bankrupt. Yet its 500.00 if you do it persoanally. They would need to know they were going to get some back to warrant it.

 

As I mentioned earlier, forced BR is not common. Please don't get anxious anyone as we don't know the circs of that couple tonight.

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Matty1979 ....

 

Look, be realictic. We have reached a point of critical mass not just here but globally, I feel. To have such a ****** ( really trying to resist the urge to say something far stronger here ) shown in his full unsympathetic, nastiest and wilfully misleading best, you need to remind yourself of the fact that in other part of the world, this guy would be stoned to death for such terrible acts/misdeeds inflicted on others. Too many people in this country alone are suffering now and it's going to get worse. I would not be too far off in saying that there will eventually be such a backlash against your highly immoral and unprincipled industry that with the threat of near anarchy on the horizon, the government will suddenly lean very firmly on the OFT to do what it should already have done with many of your ilk ... and then some.

Don't try to defend the morally indefensible - you only make yourself look a little silly !

No, I don;t wish death on this crappy human called 'Mark', but don;t ever, ever expect me to try and just accept that his doing his job ?! Get real !!

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Mark: 'It pays for us to take enforcement'

 

1. You mean attempt to enforce

2. You are just an employee, stop with your self-importance

3. It won't pay if CAG gets involved

4. You have no more rights in Court (that you attempt to assert) than a common criminal. Show me your CCA, enforcer dude. I dare Mark to say or understand that the judge will side with him regardless! (though possible, dang)

5. People will eventually get advice against your charging order attempts, and have the best shot ever at stopping them, definately for the sale.

6. Mark, you are so far up your behind, you have forgotten you believe your own brand of tripe.

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