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About Me


Found 11 results

  1. Hi On going through the SAR on my other thread i found a £1500 loan from 2003 over 24 months with a single premium PPI added . The APR on the loan was 17.9% , although on an adjacent piece of paper it says" interest 16.62% applied throughout the period of this statement to the whole of the outstanding balance.`` Is that all i can claim the 8% statutory interest??? Stat interest spreadsheet attached is that correct? StatIntSheet v101 lloyds Tsb £1500 loan PPI single premium.upload.xls
  2. Further to what has been said and done recently regarding UC this story could be of interest for those claiming see here http://www.theguardian.com/housing-network/2015/jun/12/universal-credit-u-turn What could this mean now for this dreaded change?
  3. Hi I was not sure where to post this or if it will be able to be answered but here goes. In October 2014 i bought a beautiful German Shepherd pup ( Male ) KC registered with KC registered name chosen by the breeder. When I bought him the breeder informed me that I must sign a contract stating that I could not allow him to bread Using his KC registered name without express permission of the breaders as they could not vouch for the females genetic credential IE she may be a bad breeding match as German Shepherds are renowned for hip displacia. My dogs parents
  4. Hi there Would love some advice on my situation.. Link initiated court proceedings against me for an alleged debt of £9k. I asked for a copy of the CCA which this failed to provide. I mentioned this in my registered defence to the court. The court went on to demand that the DCA provide the court and me with a copy of the CCA by a set date otherwise the judge stated that the case would be struck out. That date passed 3 days ago. I didnt receive a copy of the CCA. My questions are: Should I call the court to ask whether they received a copy of the CCA
  5. hello, first time here so I hope this is the right place for this enquiry. I have been paid for goods and services by cheque which has subsequently bounced .This was a regular client who had in the past paid in cash.They have left the area and paid their last bill with this cheque(should have smelled a rat !) which I suspect now may be from a closed account. What should be my next move ,the amount is over £500.? thanks for any and all advice
  6. Hi hope yous can help or point me in the right direction. My son just found this out by accident His wife when opening their mail yesterday by mistake open one addressed to the landlord she never noticed the name until after. It was from the bank to their landlord threatening repossessing due to arrears on his mortgage He's worried that they will be evicted asap as they only have a rolling agreement have told him to phone the rental company that acts on behave of their landlord first thing on Monday and too get the letter to them right away and let them deal with it. He th
  7. I subscribed to NowTV which is powered by Sky , they took my first month payment straight away via my debit card. Within 24 hours Sky decided to deactivate my account they are claiming i owe them money. I have never had Sky before as i've always been with Virgin media. I asked NowTV for a refund and am now being sent on a merry dance. Am i right in thinking Sky have to fully refund me the money they took as it was them who cancelled the service not me? Thanks in advance.
  8. My student loan comes out of my salary, and I think it should be paid by now. How do I find out if it has been paid off.
  9. http://www.mirror.co.uk/news/weird-news/jesus-painting-restoration-makes-christ-1276477
  10. Ok I did a claim for DLA a month or so ago, had a home medical and that deemed I could walk 200metres and some other things I cant do. Now here is the confusion. Its mentioned alot on here DLA is all about needs, although the qualifying criteria clearly describes medical capabilities such as walking distance. I also still think judgement is also affected by if someone has already help eg. if the doctor came and seen me in a wheelchair, and an adapted living space I expect they would have taken a different view. I also have the problem that my doctor's surgery is staffed by
  11. Item purchased on 3rd May by debit card, using PayPal Payment transferred on 4th May advised by email 13th May I discovered that the company wasnt actually trading at that time and would not be open for business for up to 3 months. Company agreed to refund the payment. Today - email from PayPal advised that the refund had been made and to quote.. "Funds are now available to spend". Check bank account to confirm that monies have been refunded - Nope Check PayPal balance to see if refund has been made - Nope Spend a useless half hour attempting to convince "Louise"
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