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Found 9 results

  1. Hi there, I realize there are a lot of threads regarding cancelling gym memberships to Xercise4Less floating around on these forums, but I am not looking to cancel my membership, rather, I'm trying to find out if there is any point in me challenging a bounced payment. I have been out of the country since today (7th), and received an email dated from the 6th, saying a payment was bounced due to there being insufficient funds in the account. Now I'm being charged a £25 administration fee, which seems absolutely ridiculous. Should I chalk this down as me being stupid or can I c
  2. Hi, Walked out this morning at around 7:30am to get to work and found my car had been clamped with a no-tax sticker on the windscreen. Through ringing the payment line, dvla and enforcement agency (NSL), it has been clamped due to showing on the system as not being taxed since 10/01/2015. I live on a high street, the car was parked in a marked residential bay on the street with a valid residents permit. I know for a fact it has been taxed throughout this year. Anyway, much confusion later, I see my neighbour and tell him what happened and he says he had a letter in my name come
  3. Hello all from this forum, Lets start back from 2012, on september 2012 I was going to complete 14 year living in this country and for the ones who think I am another foreigner trying to reach the easy life, i can assure you that I have done more to the english elderly than a lot who has bourned here and I am very well documented about that. but the matter is not that yet. Two months before I completed the 14 years life in the UK which would give me the right to apply to the ''leave to remain'' the prime minister, Mr Cameron changed the rules of 14 year to twenty two years, but gav
  4. Anyone have experience in litigating against their bank for reputational damage over an incorrectly bounced cheque? Brief story. I issued a cheque for £20k as a deposit for a property bought under auction terms and conditions. Cheque seemed to clear my account but then was returned. More than sufficient funds in the account. Bank said that they didn't have an up to date cheque mandate for the account despite the fact that I submitted them for both my personal and business accounts. Bank made no effort to contact me by phone to confirm whether I had issued the cheque. I submitted a c
  5. HSBC is to abolish what it said was its "most complained about" banking fee – the £25 charge it makes for bouncing a direct debit or cheque. The change, which will also apply to customers of its First Direct subsidiary, comes into force on 24 November and will affect nine million account holders. A £25 fee will still be applied if HSBC agrees to pay a bill, such as a direct debit to the gas or electricity company, that takes the customer beyond their agreed overdraft limit; the fee that is being axed is the £25 for returning an item such as a direct debit or cheque unpaid
  6. I'm a vicar of a small rural church which has an account with Santander (previously A+L, Previously Girobank) for our 'Restorationn Fund". In April I received a letter that said that unless we used the account it would be classed as DORMANT. (Its got about 5K in it) I telephoned them and told them not to make it dormant as we need to use it from time to time when we have work to do on the church. The person on the phone said she would email the team dealing with it to tell them this. (This was noted on the file). I heard nothing more so assumed that this was done. At
  7. hello, first time here so I hope this is the right place for this enquiry. I have been paid for goods and services by cheque which has subsequently bounced .This was a regular client who had in the past paid in cash.They have left the area and paid their last bill with this cheque(should have smelled a rat !) which I suspect now may be from a closed account. What should be my next move ,the amount is over £500.? thanks for any and all advice
  8. Hi, I'm hoping someone may be able to help. My husband cashed a wages cheque in April from his employer (a self employed builder) He no longer works for him. Last week we received a court money claim online thing requesting the amount to be repaid as the cheque has bounced. This was the first we new of it. We have since found out that his previous employer is now in prison so we have no way of getting the money back from him. Is this just something we are going to have to suffer and pay? I'm fuming as we dont have a spare £920 my husband signed an agreement with the cheque cashi
  9. OK, my insurance company or at least the comany they use for collecting payments (premium credit) have a policy where if they try and take payment and they can't do it they charge a penalty of 20 quid. I suspect mine may have bounced, I will find out tomorrow. Are companys allowed to charge extra? It doesn't sit right in my mind. Lloyds won't charge me, so why should they!
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