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HSBC is to abolish what it said was its "most complained about" banking fee – the £25 charge it makes for bouncing a direct debit or cheque. The change, which will also apply to customers of its First Direct subsidiary, comes into force on 24 November and will affect nine million account holders. A £25 fee will still be applied if HSBC agrees to pay a bill, such as a direct debit to the gas or electricity company, that takes the customer beyond their agreed overdraft limit; the fee that is being axed is the £25 for returning an item such as a direct debit or cheque unpaid
Three has announced that it has abolished international roaming charges in seven countries. The service is available to Three customers travelling to the Republic of Ireland, Australia, Italy, Austria, Hong Kong, Sweden and Denmark. European authorities have been clamping down on roaming charges. But Three is the first network to abolish them altogether, albeit in selected countries, where it has sister networks. Three says customers on a pay monthly contract would be able to use their allowances of free minutes, texts and data with no