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Found 11 results

  1. Hi, Not sure if anyone can help, I took 2 secured loans out within a couple of months of each other in 2006/2007, the loans were with iGroup, via Easy Loans (which I understand is or was a broker) and both were for over £5k each. Both loans were settled within a few months, the PPI was added up front (if that makes sense), when I cleared the loans I paid all of the PPI too even though, as I understood it, the loans were for 5 years and the policies too.. I find it hard to believe that I needed to pay the PPI for 5 years x 2 even though the money from the actual loans w
  2. Hi everyone Just a quick check on something. Does a LBA have to include an offer or show of willingness to attend ADR? I'm owed money from a previous employer, I'm still in time for the CC but not the ET and I just want my money asap so I don't really want to be messing around talking, if the LBA is unsuccessful I want to go immediately to the CC and not to any third party that I have to pay a fee to with the chance I'd still have to go to the CC in the end anyway. It's a small track case, owed under £1000, evidence is in my favour so I don't need to negotiate
  3. Waitrose Online Shopping:- Do they give a stuff about your refund for an unsuitable returned item? I think not and you won't get a refund easily if my experience is anything to go by. Is this Company Policy or is it the Store Manager who can't or won't manage? I made an online order which arrived in early February, an item was substituted I was offered 2 salmon fillets instead of the 4 that I had ordered. I refused the substitution as we are a multi person family, the driver told me I would get the substituted item credited back within 7 days, (£5.99). This did n
  4. So , in May, I evicted troublesome housemate. Reasons being he was committing benefit fraud, being late with bills etc etc, never washing, always being ill (To the extent that he was making me ill!) After walking out of a job that was paying more than mine on the grounds that "Benefits are easier" enough was enough, So in March I moved him into his new place. (of which he failed to notify DWP and Housing benefit Now beginning of July, EE send him a letter - Welcome to your new pay monthly account. of £20 per month I phone EE and inform them that he does not live h
  5. I signed up to Easy Gym on 20th of March this year. Then on the 17th of April, they sent an email out to everyone to say the showers are going to be refurbished starting the next day without giving a completion date. I haven't been to the gym since as we don't have showers in the office, and I can only go in the mornings to the gym. I am client facing so defiantly not a good idea to spend an hour at the gym, without washing. I have canceled my membership, as of this morning, but they are refusing to refund for the time I haven't been able to use the gym. Do I have a case for a refund sinc
  6. I recently have SORN my old car. I didn't have a V5C form so I used a V890 form, which only asks you for the car REG and address. Sent off in the post and couple of days later it's sorn. Does this mean I could sorn any car as long as I know the address? Couldn't this be used by ticked off neighbors that don't like you parking in the bay outside their house, in hopes that they recieve fines down the line by AMPRs?
  7. Ive just had a weird conversation with a collectica representative. I think he was lying but... Just after moving into my new place about a month ago, I had a letter through the door addressed to the brother of the last tenant "notice of intention to search..." for outstanding fines HMCTS I rang the "enforcement agent in charge" and explained that the person they were after had left a few months before (there was also best part of 2 months while the flat was renovated after the state it had been left in). The guy seemed pretty reasonable, he took my name and said he would send a form
  8. Hi Living in South East Asia. I require my Credit File. Can I obtain this on line or do I need to send by very snail mail Thanks in advance.
  9. Howdy chaps/chapesses Has anyone heard of Easy Mobile? During June, they took 59.00 out of my account citing admi fee for locating a phone contract for me. Quite odd as my current mobile contract is running till 04/15, and my work mobile is obviously paid for Their insistent my card was used, so I reported to my bank as a fraudulent transaction, who disagreed as a few days before the transaction - a £1 security deposit was also taken out - something I didn't noticed. Anyway, Santander advised for me to contact these jokers to get my money refunded. Santander then contacted me
  10. I had defaulted and been passed over to OPOS with a balance of £668. The loan i took out was for £220 plus interest which came to £275. I got an email off OPOS this eve entitled "Special Offer" which had offered me a settlement figure of £565. I emailed them back straight away and stated i have £275 here to close the account, a couple of mins later i got an email back saying that they chap had spoken to his supervisor and can close for £275 haha. So just arranged to pay this on Monday as a full and final settlement, there was no hassle at all and the chap emailing me was very polite
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