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Ratcat

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About Ratcat

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  1. I think this is what I meant about attempting again, could you please elaborate further? Thank you.
  2. Okay, will request documents etc on the 25th. Can I just ask what you mean by the ombudsman may not deal with it again, if my previous attempt at reclaiming was rejected? Do you only get one attempt? How costly is court action? Thank you.
  3. Hi, Not sure if anyone can help, I took 2 secured loans out within a couple of months of each other in 2006/2007, the loans were with iGroup, via Easy Loans (which I understand is or was a broker) and both were for over £5k each. Both loans were settled within a few months, the PPI was added up front (if that makes sense), when I cleared the loans I paid all of the PPI too even though, as I understood it, the loans were for 5 years and the policies too.. I find it hard to believe that I needed to pay the PPI for 5 years x 2 even though the money from the actual loans w
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