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About Me


Found 10 results

  1. Ok Just start with some background. for the past two years 2014 & 2015 i have had relapses of prolapsed disks causing me to have long absences , after the last absence it was agreed that i would be covered under the disability act (or whatever its called now) also after i had my injections i had to have physio which the occupational health provided so i got back to work a lot quicker than if i had waited for the nhs . Now on to this year i had to be signed of sick because my shoulder had frozen i cannot lift anything of with with one arm , doctor has put me on pain killers and o
  2. Hi all, I'm a young lad, I'm trying to keep things as discrete as possible with my current situation. After leaving college, I went to work with someone that I classified as a friend (Who's a lot older than me) who needed someone in-house to build websites, apps, provide customer service and help in other areas in return for a £500 work retainer. In the beginning the work flow was small and I was happy to help as and when I can. There has never been a formal agreement signed from the outset. For the £500 retainer (Which he classes as good value for money) - He currently has
  3. Hi all, I used to frequent these forums years ago and was successful in getting money back from Nationwide who promptly closed my account (like they used to, dont know if it is still common practice) and helped others do the same. Around that time (2007) I sent a PPI request to B'Card, and they rejected my claim saying that I was not mis-sold PPI. Yesterday I received a letter acknowledging that they said that I wasn't missold PPI, but now saying that they have reviewed my case and agree that I was missold PPI. It says they will provide a refund, and they offer a refund of
  4. Hi, for the last 6 weeks I've noticed men in cars and vans , yes losing my mind because I think there following me, came out of my corner shop this guy staring at me, never thought no more about it, then on another occasion I'm going out of my back garden, he's there again, and now there's a white van and a black van circling my house, the guy in the black van parked outside my house for a few minutes then drove off, you must think I'm sad, I don't go out very often do to my illness, so I know who's who when I'm sat gazing out my window, I'm on benefits ,
  5. Parcel Hero is generally a very decent company. However, when they get it wrong they get it wrong big time. I'm still waiting for a parcel containing various items which I ordered from a company in London. Because of the Christmas rush I paid extra for the courier service. In fact instead of paying about £16, I paid over £40. It should have been delivered next day. Starting off in the UK, my goods were sent to Germany - then to France then back to Germany then back to France. Now they are in France - with no tracking information as to when they might eventually get to me. I hav
  6. Ive just had a weird conversation with a collectica representative. I think he was lying but... Just after moving into my new place about a month ago, I had a letter through the door addressed to the brother of the last tenant "notice of intention to search..." for outstanding fines HMCTS I rang the "enforcement agent in charge" and explained that the person they were after had left a few months before (there was also best part of 2 months while the flat was renovated after the state it had been left in). The guy seemed pretty reasonable, he took my name and said he would send a form
  7. im looking for some feedback and for someone to tell me if i have a case here or not. i am a 3 uk monthly sim only customer. I spoke to 3 yesterday asking if i could upgrade my contract to a handset deal, the operator reccommended a phone for me and we went through the credit check and all was ok. Imediately after the call i realised i had chosen the wrong handset for my needs so immediately called them back and asked them if i could change my decision. The operator put me on hold and after a while he came back and said yes that it wasnt a problem and he could cancel the offer that w
  8. Guys, please I need help... I received a court letter (claim form) this morning filed by Capquest. Now, not to go into a lot of detail, but this is relating two a debt from 2003. I have not heard from them (or anybody) since about 2005. Out of the blue I received a letter in February. I did a bit of research and found out about Statute Barred. I do believe this debt to be statute barred so ignored the letter. So then this court letter arrived this morning. Now I have not made a payment or admitted the debt for well over 6 years or have ever had a county court judgment mad
  9. hi i wonder is anyone can help a friend of mine signed for a new car on saturday after being at the dealeship for hours - he signed the order form and left £500 reservation fee - after getting home and looking again at figures he decided he didnt want to committ to that much finance and decided not to get the car but just keep the old one a while longer, he told the dealership on monday and they tried to change his mind but he said he didnt want the car - they told him to tthink about it for a few days he today spoke to the manager who was really quite rude - my question is , is there a
  10. The industry has put forward a range of alternative Financial Services Compensation Scheme funding models to achieve a fairer way of levying regulated firms. The FSA’s consultation on reviewing the FSCS funding model, which closed last week, proposes increasing the annual limit of claims paid by investment advisers from £100m to £150m and calls for claims exceeding the annual limit for one class of firms to be met by a Financial Conduct Authority “retail pool”. It also proposes basing the levy on either one third of the claims expected over the next three years, or the costs anticipated for th
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