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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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PayPal negative balance


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Good afternoon... I have an issue with PayPal .

 

I have been frauded online and I've been left with a 7000 pounds negative balance I can't pay..

 

story is as follows.

.. I met someone on a website called people per hour.. who wanted someone to help them sell items on eBay whilst I'll earn commission...

I did this for 2 items and sold them to 2 buyers who then paid me via PayPal..

I then stupidly paid the money into my bank account and transferred it to the actual seller who then decided to go missing and not send the product to the buyer... Leaving me in the lurch..

the 2 buyers were luckily refunded but now PayPal are asking for thier money back..

. And have threatened collection agencies..

 

. I've informed the police and both eBay and PayPal but to no avail... What do I do here??

 

It was a genuine mistake by me and iv been defrauded...

I'm not paying PayPal one penny...

I even have emails to prove my innocence as the original actual seller has contacted me loads via email..

. Will the collections people just send me letters or will they actually turn up???

Will it just go away or is my credit score in jeopardy??

Help.... I am law abiding military man who feels awful I got involved in this stupid [problem]...

Edited by dx100uk
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Ignore them. Close down the account and ignore any emails or phoen calls you get from them.

 

Paypals security systems are absolutely laughable and they wont go near a court or any legal route with it, as they wont want their entire system investigated.

 

Why are you worried about collections? They have no power to do a single thing at all. They might say they will, but thats all it is. It's scare tactics.

 

Read the other threads on here regarding paypal. It will make you breathe easier

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Ok... Sounds interesting.. thanks for your help... Will I just ditch all letters then and ignore thier calls?? I work away as I'm in the forces.. will anyone knock my door when my wife's there?? I'll be happy to take this to court as o have proof of my innocence and that I haven't done anything wrong... But very happy to leave it lol....

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bear in mind you have participated in fraud and money laundering so paypal wont be able to chase you for the money but you may have to explain yourself to someone as to why you took part in this adventure. It is a lot of money so the problem wont just disappear completely.

 

We get this with students in particular who are looking for an easy way to earn a few quid without laying out anything upfront.

I hope anyone reading this stops and thinks about the simple adages of life, nothing is for nothing for example.

 

Having said that being naive isnt a criminal offence so do co-operate wityh any proper authority but keep away from paypal or their agents, they used to hire Intrim Justicia at one point (very swanky debt collectors) so expect loads of electronic hassle

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nobody will come to your home from the DCA's paypal use. Theyre not that stupid

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Besides, if you're on a base (inside the wire) they'd never get past the gatehouse without someone shooting them repeatedly :lol:

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Quick update.

 

I have left it a while after sending PayPal countless emails they have eventually replied stating that I have to pay regardless as it was a 3rd party

I obviously am contesting this and said I financially cannot afford to pay this amount back..

they have offered me a payment plan however even a small monthly payment would hit me hard financially and I still feel that I am right in not paying...

 

They said if i don't the letters will start coming to my house reference collection.. what should I do now?? Any advice please???

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you do nothing ignore them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what should I do now??

 

Exactly as dx100uk has said. You do nothing except allow them to waste their money writing you nasty letters. Because that's all that they will do.

 

Buy a hamster, PayPal and/or their tame "Desperate Collection Agency" will send you regular 'bedding' for it :lol:

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Paypal have failed to follow the EU regs on money laundering so they are in the mire anyway. Dont pay for their errors.

Learn from this and understand whay went wrong and why.

 

Ebay has the power to look into the whole transaction and set the police on whoever is behind this but they wont, they dont want it publicised that their systems are leakier than a sieve.

 

IF you do get letters you read them very carefully and note what they say they are GOING to do and ignore what they MAY do or intend to do or recommend someone else does or whatever.

 

Blcok their emails, block their texts and so on.

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  • 3 weeks later...
Quick update.

 

I have left it a while after sending PayPal countless emails they have eventually replied stating that I have to pay regardless as it was a 3rd party

I obviously am contesting this and said I financially cannot afford to pay this amount back..

they have offered me a payment plan however even a small monthly payment would hit me hard financially and I still feel that I am right in not paying...

 

They said if i don't the letters will start coming to my house reference collection.. what should I do now?? Any advice please???

 

Hey any update with your case?

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Hey.. had loads of phones call which I have I ignored and blocked now.. 1 or 2 emails which I deleted... I have sent one back to them now disputing the case again and also saying I am happy to take this to court to fight my case... They have not been in contact since...

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don't feed the trolls

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just going to sit it out now... And await the collections letters.... When they arrive shall I start the 3 letter process straight away or just ignore it totally... thanks for all your help so far...

 

what...please don't tell me that's FOTL poop?

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what 3 letter process?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Freeman of the land twaddle ignore

 

never invite pointless letter tennis

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Current update then

... I am constantly getting calls from PayPal.

. probably 5-6 a day from the same 2 people lol

 

... They say it's a personal business call and I should call them back lol...

 

Just blocked them and deleting their voice mails..

.no letters or emails just pure phone harrassment...

 

What to do now???

Continue ignoring????

What will happen next????

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Always ignore

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Current update then

... I am constantly getting calls from PayPal.

. probably 5-6 a day from the same 2 people lol

 

... They say it's a personal business call and I should call them back lol...

 

Just blocked them and deleting their voice mails..

.no letters or emails just pure phone harrassment...

 

What to do now???

Continue ignoring????

What will happen next????

 

Calls last around 3 weeks then they'll get collection agency involved.

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  • 2 weeks later...

Hey guys.. update.. PayPal have moved on and passed this to a company called westcott who have been trying to ring me... Obviously I'm ignoring them.. I'm expecting letters through the post but none so far.... When they come do I just stay strong and keep ignoring?? Anyone had dealings with westcott before????

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