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    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Diskmandave -v- Robinson, Way & Co - The Never Ending Story


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Hiya Dave, CB and ODC :)

 

Will you lot stop making me laugh, I just snorted wine all over my monitor lol...

Well if you didnt laugh about the unlawful and idiotic antics of Robberscum Way what could you laugh up. We should be grateful to them for the amusement they provide

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I think I found a picture representing a typical day in a RW& Co office

 

0218monkey1.jpg

 

 

Well they always seem to be talking out of their bottoms!

All my knowledge has been gained from personal experience and the sharing of advice from fellow members.

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this has to be my favourite thread, I used to live in absolute terror because of these people (now having treatment for depression) and others like them, I think you are truly inspirational, I wanna give em hell too.....

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this has to be my favourite thread, I used to live in absolute terror because of these people (now having treatment for depression) and others like them, I think you are truly inspirational, I wanna give em hell too.....
Thats the way to beat them. Terrorise the terrorists

 

I'm now looking forward to getting stuck into R.Way. The clowns have just purchased an account from Crap 1 that is in dispute!
They have purchased a load of out of date debts from Crapone without any CCA documentation. All they rely on is threats and copies of an application form

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They have purchased a load of out of date debts from Crapone without any CCA documentation. All they rely on is threats and copies of an application form

 

yeah but with the knowledge we have, i bet they feel rather silly now

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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Exactly what is a pig in a poke?

 

I have always wondered. I may google it just out of interest and have it up there with those piccies and BB's snorting wine over her monitor for those times when it all seems too much. :p

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Caveat emptor for you legal people.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Caveat emptor for you legal people.

 

So true Rory.

 

And another legal maxim for those DCA's who do not provide the CCA's but send inane letters containing threats etc then insist they are acting within the law......res ipsa loquitur.

 

:rolleyes:

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I like how they state you are legally this, you are legally that ...... then an offer for you to ring them to arrange to pay them "if you wish to explore this OPTION" .... so they are saying it is optional then even though they say you leagally have to ?? Why bother with the letter and not just drag you legally to court then ??

 

I love this thread !!!

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This is better than a TV Soap! Don't keep us in suspense DMD, what is your response to be? I expect you are still on the floor laughing but we need to know........................

 

Maybe we can all e-mail them and provide some supportive taunting?!

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OK, back to being sensible for a bit then please?!!

 

Should have done this weeks ago....... Going for some Cheeky Vimto in a minute so get this done while still Compos Mentis (had to get that in!).

 

Complaints Manager,

HFC Bank Limited,

North Street,

Winkfield,

Berkshire,

SL4 4TD.

 

12 July 2007

 

Re: Account number xxxx xxxx xxxx

 

Dear Sir/Madam,

 

I refer to the above account which was sold to Robinson, Way & Company Limited on

xx December 20xx.

 

I am currently in dispute with Robinson, Way & Company Limited who have advised

me expressly in writing that they are only the legal assignees of the account and that

they do not hold any of the responsibilities (duties) of the creditor, persay supply of

documentation etc... as far as the Consumer Credit Act 1974 is concerned.

 

The Consumer Credit Act 1974;

 

I would therefore respectfully request that under Section 78(1) of the above Act that you provide

me with a copy of the original Credit Agreement, the original terms and conditions relating to this

Credit Agreement and a copy of the original Default Notice served in relation to this Credit

Agreement. I enclose payment of £1 which represents the maximum fee payable for this request.

 

I would also be most grateful if you would confirm that Robinson, Way & Company Limited are

correct or not in that they do not hold the duties of the original creditor, in which case, any legal

action that arises from the current dispute would have to include HFC Bank Limited as either

co-Plaintiff or co-Defendant.

 

I appreciate your due diligence in this matter.

 

 

Yours Faithfully,

 

 

xxxxxxxxxxxxxxxxx

 

 

xxxxxxxxxxxxxxxxxx.

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OK, back to being sensible for a bit then please?!!

 

Should have done this weeks ago....... Going for some Cheeky Vimto in a minute so get this done while still Compos Mentis (had to get that in!).

 

Complaints Manager,

HFC Bank Limited,

North Street,

Winkfield,

Berkshire,

SL4 4TD.

 

12 July 2007

 

Re: Account number xxxx xxxx xxxx

 

Dear Sir/Madam,

 

I refer to the above account which was sold to Robinson, Way & Company Limited on

xx December 20xx.

 

I am currently in dispute with Robinson, Way & Company Limited who have advised

me expressly in writing that they are only the equitable assignees of the account and that

they do not hold any of the responsibilities (duties) of the creditor, persay supply of

documentation etc... as far as the Consumer Credit Act 1974 is concerned.

 

The Consumer Credit Act 1974;

 

I would therefore respectfully request that under Section 78(1) of the above Act that you provide

me with a copy of the original Credit Agreement, the original terms and conditions relating to this

Credit Agreement and a copy of the original Default Notice served in relation to this Credit

Agreement. I enclose payment of £1 which represents the maximum fee payable for this request.

 

I would also be most grateful if you would confirm that Robinson, Way & Company Limited are

correct or not in that they do not hold the duties of the original creditor, in which case, in the event that any legal action arises from the current dispute I would apply under the civil procedure rules and section 141(5) of the consumer credit act 1974 to include HFC Bank Limited as either

co-Plaintiff or co-Defendant.

 

I appreciate your due diligence in this matter.

 

 

Yours Faithfully,

 

 

xxxxxxxxxxxxxxxxx

 

 

xxxxxxxxxxxxxxxxxx.

 

 

..

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Reply From

 

Complaints Manager,

HFC Bank Limited,

North Street,

Winkfield,

Berkshire,

SL4 4TD.

 

12 July 2007

 

Re: Account number xxxx xxxx xxxx

 

Dear DMD

 

I refer to the above account which was sold to Robinson, Way & Company Limited on

xx December 20xx.

 

It's #### all to do with us we just dumped tit on those suckers and wrote it off on our tax bill.

 

Cheers Chum

 

HFC

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