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    • Hi With the Section 21 Notice I do hope the Landlord issued you with: Energy Performance Certificate (EPC) for the Property How to Rent Guide A current Gas Safety Certificate (if gas in the Property) If above have not been provided to the Tenant by the Landlord then they can't use a Section 21 Notice until the above have been provided (note you don't warn the Landlord of this until but put it in your defence) Have a good read of this link: Evicting tenants in England: Section 21 and Section 8 notices - GOV.UK WWW.GOV.UK Information for landlords in England on tenant eviction: assured shorthold tenancies, including eviction notices, Section 21, Section 8, accelerated possession, possession orders, bailiffs  
    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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CEL ANPR PCN PAPLOC now claimform - Morrisons, Butterfly Walk Car Park Denmark Hill Camberwell, London SE5 8RW***Claim Dismissed***


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The MCOL website has an update.

Case Stayed on xx/05/2023 at xx:xx:xx

I assume this means my appeal to the rejection of my defence was accepted and they can not issue any CCJ on me.

Do I just now wait for a follow up action or should I now be actioning in preparation. How do I get this closed down fully?

 

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mcol doesnt usual state a claim is stayed AFAIK. unless its as a result of an n244 ?

is that a copy and paste from the claim history page on mcol?

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Apologies I thought I'd replied to this at the time but it clearly hadn't come through. 

Yes, it is a copy and paste from the MCOL website. Last three notes are:

Defence was struck out on xx/02/2023

Your defence was rejected on xx/02/2023

Case Stayed on xx/05/2023 at xx:xx:xx

 

I assume my N224 submission was accepted but I've had no correspondence on this directly. What next?

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I'm not 100% sure, as your case is atypical, but presumably if something had gone wrong and you'd ended up with a CCJ you would have been informed in February.  It's June now.

MCOL says the claim is stayed.  I'd let sleeping fleecers lie.

 

We could do with some help from you.

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It would appear the claimant has not requested judgment nor the court automatically given judgment given your defence was struck out....very unusual ? ring the court and inquire or as advised leave it alone.

 

Andy 

We could do with some help from you.

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Well that's good news - the court accepted your defence.

As always in these cases the case has been transferred to your local court.

Expect a DQ soon.

 

 

We could do with some help from you.

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1 hour ago, StoryBoard said:

Do I need to put any case forward within the 7 (now 6) days of the order?

no ready it properly......

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Latest MCOL update notes:

Your defence was rejected on xx/02/2023

Case Stayed on xx/05/2023 at xx:xx:xx

Case Stay Lifted on xx/06/2023

You filed a DQ on xx/06/2023

Your claim was transferred to xxxxxxx on xx/06/2023

 

I didn't file any further DQ info recently so assume that this was my original in Feb which has been brought forward and input?

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why do you keep doing xx??

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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We need to see all date information.

  • Like 1

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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  • 1 month later...

Hi All

I see there were some comments regarding myself redacting the dates, but I was under the impression from CAG that you should not disclose anything that would link you back to the claim. The dates are now listed below in full.

Case Stay Lifted on 08/06/2023

You filed a DQ on 08/06/2023

Your claim was transferred to DARTFORD on 08/06/2023

I have since received a Notice of Hearing letter dated 10th July 2023 in which it states:

TAKE NOTICE that the Hearing of the Defendants application to reinstate their defence will take place on 15 April 2024. 

Where you should attend

30 minutes has been allowed for the Hearing.

Your case involves some or all of the parties attending court.

You will need to send the judge an electronic bundle 3 days before the hearing via the court office.

___

This is nearly 3 years in the making so far....assume I will need to review this submission nearer the time rather than prepare anything now?

Thanks again all.

General Directions Order.pdf Notice of Transfer of Proceedings.pdf

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TBH I can't work out what's happened here.

In your post 110 attachments (I think it's post 110, sometimes the post count goes wonky) it is stated that your defence has been reinstated.

Now you are supposed to go to a hearing which will decide if your defence will be reinstated or not.

At first sight the court has made a mistake.

You application was also for a decision without a hearing.

It's possible that the fleecers have objected, they have the right to as stated in your attachment, but it would seem unlikely.

See what the other regulars can make of this over the weekend.

 

We could do with some help from you.

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Can you please upload this Notice of Hearing dated 10 July 2023?

We're trying to get to the bottom of what the heck is going on here.

We could do with some help from you.

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We have discussed this behind the scenes and it doesn't appear to make sense.

So, yes, I think your best course of action is to contact the court and ask what's going on...

We could do with some help from you.

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Sorry for the delay in coming back to you.

Please give us another 48 hours.

We could do with some help from you.

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So - apparently the court can at any time of its own volition decide if a hearing is required and whether there are genuine grounds to reinstate the defence.

So you will have to attend the hearing and prepare documents as shown in the court order.

We could do with some help from you.

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  • 3 weeks later...

Thank you. I've contacted the court via telephone stated on the paperwork and was subsequently asked to contact the court direct via email when they couldn't advise and resolve.

I've sent an email tonight and am waiting on their response but now expect the outcome you have mentioned.

I'll post up/confirm when received.

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  • 3 weeks later...

Evening All

I received this reply from the Court via email today after chasing up a response again. The below was stated.

I expect I now need to write to the Court direct (which I thought I already had by doing this) requesting a decision without hearing? Please advise thoughts.

_________ Court response...4th September 23:

Dear Sir,

The Judge would make the decision as to whether or not they feel the matter should be dealt with on papers or whether it requires a face to face hearing. If you feel the matter should only be dealt with on paper then you should write to the court giving the reasons and we can refer the matter back to the Judge for their consideration.

Kind regards,

_____ My request...

The Court reply above was in response to my emailed request on 16th August 23:

Evening 
 
I received correspondence on the above claim number in which I received the following paperwork:
 
 
1. Notice of transfer of proceedings 8 June 2023
2. General directions order 8 June 2023
3. Notice of Hearing 10 July 2023
 
I contacted the telephone number as noted on the letter last week and following a discussion was requested to contact the court direct as they could not answer the question.
 
 
Question:
I feel on reflection there may be an error in the paperwork received and would welcome your review and response to this?
 
The DA that was issued specifically requested action without a hearing.
 
Can you advise why this is now identified as a face to face hearing?
 
How has this occurred and why? Can this therefore be amended.
 
Many thanks in advance for your assistance. Kind regards.
 
____
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Your question to the court was completely wrong, so logically their reply makes no sense.

You need to point out to the court that your defence was originally rejected.  You applied to have it reinstated and on XXXXX DDJ Hovington of the CCBC reinstated it (attach paperwork).

You therefore do not understand, why, on 10 July 2023 the Dartford County Court fixed a hearing for 15 April 2024 to decide if the defence will be reinstated (attach paperwork).  You think the court may have made a mistake and would like clarification.  The CCBC has already reinstated the defence.

Your mail to the court mentioned absolutely nothing about the question of the reinstated defence so logically the court staff have misunderstood you.

BTW, on the 10 July 2023 court order the claim number, the fleecers' PCN number and your name are all easily legible because you haven't followed the simple upload guide and haven't redacted properly.  We are anon here.  Please sort this out otherwise we'll have to hide the post and half the information will be missing for people trying to help.

We could do with some help from you.

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 Have we helped you ...?         Please Donate button to the Consumer Action Group

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