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    • Hi With the Section 21 Notice I do hope the Landlord issued you with: Energy Performance Certificate (EPC) for the Property How to Rent Guide A current Gas Safety Certificate (if gas in the Property) If above have not been provided to the Tenant by the Landlord then they can't use a Section 21 Notice until the above have been provided (note you don't warn the Landlord of this until but put it in your defence) Have a good read of this link: Evicting tenants in England: Section 21 and Section 8 notices - GOV.UK WWW.GOV.UK Information for landlords in England on tenant eviction: assured shorthold tenancies, including eviction notices, Section 21, Section 8, accelerated possession, possession orders, bailiffs  
    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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CEL ANPR PCN PAPLOC now claimform - Morrisons, Butterfly Walk Car Park Denmark Hill Camberwell, London SE5 8RW***Claim Dismissed***


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Given this mess-up about the DQ it would be a damn good idea tomorrow to check the status of the claim on MCOL.

We could do with some help from you.

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Sanction Order against who ....You ?  Have you received an " Or Else Order " ?

We could do with some help from you.

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On 18/01/2023 at 20:37, StoryBoard said:

Evening All

Next stage of correspondence received.

I have received a General Form of Judgement or Order today through the post which claims I have been sent Notice of Proposed Allocation to Track which specified the date by which you were required to return the Direction Questionnaire.

This Order is dated 6th January 2023 orders that the Defendant must file the DQ with the CCBC on or before 7 days from service of this Order. It continues that if not complied with your defence will be struck out without further order of the Court and the Claimant will be at liberty to enter judgement. It is now the 18th January.

Notes:

1. This letter was received via my Royal Mail redirection - First Class set up as I have since moved house since the last round of correspondence in November 2022. The letter was addressed to my previous address.

2. I have not received the items mentioned in the letter.

I will post the letter (redacted) up here shortly.

Comments and direction gratefully received.

Order attached.

Court Order 06_01_23.pdf 531.53 kB · 6 downloads

yes to the defendant re no n180 returned

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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N180 form emailed off to the (Court) email address on 19/01/23.

Letter of same N180 posted to CEL (proof of delivery received) on 20/01/23.

 

Both included record of new address for any future correspondence:

1 in body of email to Court 

2 in separate letter to CEL in same envelope with the N180 posted out.

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why 2 to cel?

and i hope you did not give cel a copy with your email/phone filled in?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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8 hours ago, StoryBoard said:

Claim History

DQ filed by claimant on 24/11/2022

DQ sent to you on 24/11/2022

General sanctions order was made on 06/01/2023

 

Latest on record today from MCOL website.

Good news.

 

I was dreading you finding something, er, very bad.

 

Probably best to check every day for a few days though.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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:cheer2:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No news is good news.

 

The fleecers weren't able to nip in while your DQ was late and request judgement.

  • Like 1

We could do with some help from you.

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  • 2 weeks later...

Evening All

Can you advise if I am supposed to be doing something in the interim period since the DQ email submission?

Do I need to prepare anything?

I have heard nothing back from courts on the DQ and there is no update on the MCOL website.

What are the expected next steps and timescales?

Thanks.

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you DQ reception should be noted on MCOL if they got it.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 3 weeks later...

Bad news.

 

Received an email from CCBC on Sunday stating that my DQ was issued after deadline (stated 18th, response issued on 19th @ 1am) and is therefore considered as not filed and the defence has been struck out.

 

I now need to complete an N244 Application and N180 Directions Questionnaire together with a fee to CCBC.  Was advised if I disagree with that decision to complete these this before the claimant can issue a CCJ.

 

I haven't seen the N244 form so any help in completing would be appreciated. I'll look to do that tonight.

 

Was checking regularly on the MCOL website for an update and nothing was forthcoming and now has the following.

 

DQ sent to you on 24/11/2022

General sanctions order was made on 06/01/2023

Defence was struck out on 19/02/2023

Your defence was rejected on 19/02/2023

 

They did receive my correspondence as they have now changed my address which was part of the email submission.

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35 minutes ago, StoryBoard said:

They did receive my correspondence as they have now changed my address which was part of the email submission.

 

But was that before or after your email ?

 

You never submit or use weekend dates in court claims ....always the Friday before (17th Feb by 4.00pm)

We could do with some help from you.

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Can you please post up exactly what was written in their mail.

We could do with some help from you.

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It will require an application (without hearing so fee around £108.00) requesting relief from sanction imposed.

  • Like 1

We could do with some help from you.

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{Email received from [email protected] on Sunday 19/02/2023 @19.43}

Dear Xxxxxxxxxxxxxxxxx,

Thank you for your email. 

Please note your Directions Questionnaire was initially due on 12/12/22. 

 As we haven’t received this document, a Sanction order was issued, you had now until 18/1/2023 to file your DQ. 

 Anything after that deadline is considered as not filed and your defence has been struck out. 

 What to do now 

If you disagree with this decision, you’ll need to apply to reinstate your defence by completing an N244 Application and N180 Directions Questionnaire. Please send these in with your fee to CCBC.  If you pay the application fee by phone, you can send the completed forms via email to [email protected]

 Where to find applications 

You can download the N244 from www.gov.uk   

Please post three copies with your fee to the above address or email it to [email protected]  

 Fees  

There is a £108.00 fee for this application to be dealt with without a hearing. If you prefer the case to be dealt with at a hearing at your local Court, the fee is £275.00.You should send your cheque or postal order (made payable to HMCTS) together with your application form to St Katharine’s House 21 – 27 St Katharine’s Street Northampton NN1 2LH. You can also pay by card by calling our Helpdesk number Mon - Fri between 9am and 3:15pm. 

 Help with fees  

Log into https://www.gov.uk/get-help-with-court-fees 

If the defendant is an individual, they may be given a Help with Fees, ‘HwF’ reference number which you need to clearly note on your application form. 

If you need more information  

Always have your case number with you when contacting us. 

You can call Helpdesk on 0300 123 1056 or email  [email protected] You may also visit the frequently asked questions (FAQ’s) at  www.justice.gov.uk

 Kind regards,

Xxxxxx

 

N9 and DQ Section
County Court Business Centre 

St Katharine's House 

21-27 St Katharine's Street 

Northampton 

NN1 2LH

{end of body of email}

_________________________

{The response above was to my email sent to [email protected] on 19/01/2023 @ 01.32} 

My request to amend the correspondence address was included in the body of the email. The N180 form was an attachment in same email. I have not received anything via post.

My address has been changed on their system as I asked them when I phoned them up today via their helpdesk number.

On 22/02/2023 at 12:18, Andyorch said:

But was that before or after your email ?

You never submit or use weekend dates in court claims ....always the Friday before (17th Feb by 4.00pm)

My request for a change of address was in the body of the email I sent on 19/01/2023 to [email protected] which included the completed N180 form.

Although not probably relevant driving licence, car insurance and V5C now all registered at the new address.

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Well, it's unpalatable choices time.

 

1.  Do nothing.  In that case your defence will remain struck out and the fleecers will win.

 

2.  Pay £108 which you'll never see again and apply to have your defence reinstated.  You'll have to produce a short Witness Statement explaining about the move and that the paperwork wasn't redirected.  It's highly likely - but not certain - that the court will grant your request.  That will reset things to the point as if you had filed a valid defence.

 

If you decide on (2) you'd better get a move on.  i don't' know how long it is until the fleecers can apply for judgement but it won't be long. 

We could do with some help from you.

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Option 2 it will likely be.

I recognise the court process methodology and rigidity so no need for emotion, just get through these forms to determine the outcome.

 

The N224 form requested has some sections I'd appreciate direction on on how to answer these. Some are straightforward others not (and tick boxes also). I'll get onto this as soon as I have a bit more feedback and direction, if possible. Tomorrow (today) hopefully.

 

I'm also not clear what 'requesting relief from sanction imposed' refers to earlier in a post. I'd assumed this was potential recovery of the £108 but assume this isn't what was meant.

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have a read of the zimbird thread page 3

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

10 hours ago, StoryBoard said:

I'm also not clear what 'requesting relief from sanction imposed' refers to earlier in a post.

The "sanction imposted" is your defence being binned.

 

You are requesting that that sanction be reversed.

 

If you want to get this done this evening I knock off work at 7pm UK time and can help out.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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Or rather failing to comply with a court direction IE failing to submit your DQ by said date.

 

Read here:- CPR 3.8/3.9

 

https://www.justice.gov.uk/courts/procedure-rules/civil/rules/part03#3.8

 

 

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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