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    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  So brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details so first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it ,this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025 so slightly longer than the original tax set up so all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. So I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled so I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
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Huddle Utilities Claimform - Shared Student Accommodation Util resellers - Elec/Gas/TV/BB/Water debt ***Claim Struck Out***


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My daughter left university 4 years ago and is been chased for an old utility bill of £500 from her letting agent. 
 

During her final year she paid the bills monthly at the requested amount of the letting agent never missing payment

however at the end of the contract they sent a bill for the outstanding balance as they claimed they had used more than they had paid.

At the time there 4 students sharing and to my knowledge were all asked for the same amount so 2k.

As a result we asked for proof of underpayment which after a lot of emails the agent sent a copy of a bill with all the figures crossed out which I replied was not good enough proof.

After 4 years they have decided to proceed and try and get payment and have applied to take the amount through her wages.

They have paid £40 to do a search to find out where she works.

Also they said they are applying through the court to get the money.

Can someone give me any advice.

My annoyance with this is they can do this to every student and how many just pay so I’m disputing it until we have proof which I am sure we have a right to ask.

 

R.

 

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unless they have already been to court and won, they can do nothing of the sort.

all just willy waving.

post it up here please suitably redacted.

read upload carefully

give us everything in one mass PDf in date order please.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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So they have got a CCJ against your daughter ?  Your post suggests that they have got a CCJ.

 

Why was the Court claim not defended ?

 

Have you got a copy of the judgement ? 

 

 

 

 

 

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Thanks for your reply’s no CCJ been applied but as dx mentions I think it’s just Willy Waving and threatening a CCJ but just want to be sure I will get her to post some edited letters and emails(more tech savvy than me ) in date order including the latest email received just doing this as a type. 

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just one mass PDF will do.

but please redact all pers detail dont worry about any fleecer details just her detail email name address ref no's etc.

just so THEY cant ID her here.

i recognise the user name we used to have another rob miller been here before?
 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just so we are completely clear @Robsmillers has your daughter checked her credit record with Experian and the other CRA to make sure there is no CCJ or anything else about this alleged debt on her credit record?

 

Second question: when our children were in student rented accommodation we, as parents, had to give a guarantee to the letting agency for any unpaid amounts that our daughter owed. Did you give a guarantee?

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Update to my original post after clarity from my daughter.

Its not the letting agency sending her the emails it’s another company who are utility contractors. 

She has checked her Credit report and nothing is logged.

Second you're right about the guarantors which was my wife but that was with the letting agent which I don’t think was used against the 3rd party utility contractor.

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so willy waving yes.

IF we win in court, then we would go for an attachment of earnings order.

wonder if they are trying this scam on all the students that were there..

thats the disadvantage of emails

free way to harass people.

pers i'd block and bounce their email addresses.

if they are really that serious

let them follow the pre-action protocol, which they must, giving you 30 days to reply

and then another 30 days before they can raise a court claim.

hope they weren't reselling all those utils at a higher price:pound:

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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My daughters' been checking a student forum and this company is still billing students after their contracts have finished.

Although now it looks like they're just taking money from accounts anyway…

to your last point I think they were hence the cover up on figures lol 

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Ensure all dd's are cancelled.

If they ever gave them a debit card number get it's CPA to them nulled too 

 

You aren't naming them so we can't check them out

 

Dx

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

of course

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 11 months later...

Thank you for re opening :)

After nearly 12 months they have been back in touch via Email which was sent last Thursday threatening to send someone round if she had not been in touch in 7 days followed by a letter which received yesterday dated the 8th June saying same thing.

The debt collectors from Huddle have today been to my address and my Daughters complete with body cams etc 

If i was in they would have been told where to go,  I am sure there used to be a letter to give them.

Thx 

 

 

 

 

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  • dx100uk changed the title to Huddle Utilities Ltd Student utility debt

no dont enter stupid letter tennis

can you scam the letter/email up please.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Huddle Utilities Ltd Student utility debt - now doorstepper!
  • dx100uk changed the title to Huddle Utilities Ltd chasing 2019 Mass Utilities debt - now doorstepper!

been doing some background on HUDDLE UTILITIES LTD and the FAKE truenergy (closed) ex co. on the FCA register and companies house.

utter BS.

 

they CANT do doorsteppers, no co. can do that 

this co are NOT FCA registered so cannot carry out debt collection activities without permission.

you need to report these scammers!

those are employees posing as FAKE bailiffs. OPPSS!!

and the 'debt' is from a range of utils they provide from elec/gas/water to BB/TV and wireless access..

utter utter scammers. so which 'utility' did your daughter not pay..try and work that out from their bills...you cant.

 

with your history rob.

i'd be banging on the FCA's door very loudly .

there must be 10'000 of students getting scammed by these fleecers over outstanding bills.

and the list of closed companies the 'officers' have owned and gone bist or been closed down is as long as your arm.

the very best thing here is for them to get her in court.

their company would fall like a pack of cards one exposed

 


 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks dx for your reply and pretty much confirming what I thought.

Your right I believe they are scamming Students left right and centre they accidentally sent my daughter the details of 2 other students they are chasing with all their personal information, lovely breach of data protection but like you say there is probably 1000’s more. 

I cannot believe they are not part of the Fca . I will get a strongly worded letter drafted today.

I have always maintained  if they show me proof of the debt in detail I would quite happily pay however they won’t and probably don’t want to show they are re selling the utility allegedly.

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  • dx100uk changed the title to Huddle Utilities Ltd student utilities resellers chasing 2018 'debt' - fake bailiffs/doorstepper!??

Update

Hi my response from FCA just pasted the main points

Huddle Utilities Ltd 
    
I’ve conducted a search on the Financial Services Register (the register) which is a public database of the firms we authorise and regulate and it also shows warning pages for unauthorised firms. I’ve been unable to locate a firm called Huddle Utilities Ltd which means they’re not authorised by us.  
  
If a firm is offering certain investments or financial services in the UK or if they have any affiliation to the UK, then they should be authorised by the FCA to do this. If they're not authorised then they may not require authorisation and you wouldn’t have any protections in place if anything went wrong. 
 

Your next steps  
 
Although we regulate and oversee the UK’s financial industry, there are certain services or products which don’t fall within our regulation. This means firms that perform or offer any unregulated products or services are not subject to our rules, and we have no authority over their business. 
 
If a firm are collecting regulated debt they would require authorisation to do so and we would expect them to adhere to our rules. Examples of this type of debt include mortgages, credit cards, and loans. If you believe the firm are trying to collect regulated debt please let me know. 
   
However, debt that doesn’t relate to a consumer credit agreement (for example, parking fines, utility bills, council tax) generally falls outside our remit and firms collecting those debts don’t need to be authorised by us. You can find further information here. Instead you may benefit from contacting the Credit Services Association, who are the trade association for the debt collection and debt purchase industry.   
   
It may also be useful to seek some legal guidance. A good starting point can be through contacting Citizens Advice for information and guidance regarding your consumer rights in relation to this matter. Citizens Advice can be contacted on 0800 144 8848 or by visiting www.citizensadvice.org.uk 

 

Does the above alter anything ?? 

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na just that you cant poke a finger back..AFAIKS shame.

shame you didnt film them on your phone so it can go up on youtube.

they really cant do that.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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