Hi, was wondering if anyone had any advice for me please, after years of having a CCJ for a unsecured debt of £5000 in which I was paying £4 a month and never missed a payment, in 2011 the debtor took me to court to request a charging order on my joint mortgaged property, I challenged it in court as I'd kept up my payments as per the CCJ order and that it was an unsecured loan, but the judge took the side of the debtor as he said that I would never be able to pay it back therefore he granted the debtor a final charging order of £12k including cost and interest of which i have been paying the debtor a token payment of £10 per month ever since, Unlucky me, as I believe in October 2012 the law changed stating that if you have kept up your repayments on a CCJ then they can no longer get a charging order. Since then, the charging order has changed hands to another DCA and I usually receive a statement every 2 to 3 years, out of the blue I have now received a letter from their solicitor asking me to fill in an income and expenditure sheet, my question is, do I fill it in or not as I could have sworn that the Judge said back in 2011, it's over and done now, so you can get on with your life?