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    • Same as Barclays one I have just updated on. PRA group have written back and told me they intend to proceed with claim, have also sent another stack of documents, similar to last time round. I did fill in an online income breakdown etc on their website  offering to pay them x amount of money back each month,  a couple of weeks back, they haven't acknowledged that ?  
    • Hello, I wasn't able to update the defence, so they got the daft one.  Pra Group have responded dated 25th April saying they intend to proceed with claim. I have also received a stack of documents, similar to last time - print outs of old statements, but this time around they have send me a copy of the Barclay Card Conditions. Unsigned and dated. The address is an old address.  A consumer credit agreement with current address. Pages of it and no signature. I have uploaded onto a PDF what I have. The CCA agreement looks like a generic print out, I5 pages + long, I've included the 1st page that had my details on (redacted) don't know if its necessary to upload all of it.  Barclays 26042024.pdf
    • I suggested consideration of bankruptcy some years ago. It was not well received.
    • That is a superb WS. However, I have a few tweaks to suggest. In (2) "indicating" not "indication". I think to be consistent with your numbering, in (6) the Beavis case should be EXHIBIT 2. Do you really need to include over 100 pages of Beavis?  I think that would be likely to annoy the judge.  Just try and find the bit where they decide it was not a penalty due to having an interest in limiting the time that vehicles can stay. I'll have a look myself for this bit later as it's highly likely to be in WSs from PPCs who think that that paragraph means all their charges are valid always on every occasion. After your current (7) add this.  It's always useful to refer to a judgment when making a legal point - 8.  In the case PCM vs Bull, Claim No. B4GF26K6, where the Defendant was issued parking tickets for parking on private roads with signage stating “No parking at any time”, District Judge Glen in his final statement mentioned that: “the notice was prohibitive and didn’t communicate any offer of parking and that landowners may have claim in trespass, but that was not under consideration”.   In (14) if my maths are right the CPR request should be "EXHIBIT 3".  it is missing from your list of exhibits. In (16) the two figures should be £100 and £170.  They are entitled to increase fro,m £60 to £100, they are not entitled to increase to £170.  To make it clear for the judge I would write - 16. The Claimant has artificially inflated their claim for a £100 invoice to £170. This is simply a poor attempt to circumvent the legal costs cap at small claims. 17. The Claimant has also invented a second fictitious charge, for legal representative's costs, when they have no legal representative. You also need ot number your exhibits. The rest is excellent - well done.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Job seekers and mobile phone question


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Hi, I am on JSA and my work coach has asked me to get a mobile phone. They have stated they will pay for it but I am not happy for personal reasons (which I don''t want to share with the work coach). Since I already have a phone in the house is this something they can insist on and is there anything I can say to discourage it?

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Yes! You are not prepared to suffer the adverse effects of microwaves on your brain is one that I'd use. It's medical and the reason is legitimate.

 

The "medical" reason is very much open to debate, and current research suggests that there is no link between mobile phones and cancer or tumors. Current advice from the NHS: https://www.nhs.uk/conditions/mobile-phone-safety/

A similar statement from the World Health Organisation: http://www.who.int/features/qa/30/en/ Although, the WHO do state:

Scientists have reported other health effects of using mobile phones including changes in brain activity, reaction times, and sleep patterns. These effects are minor and have no apparent health significance.

 

One thing both do agree on: The use of mobile phones contribute significantly to road traffic accidents. Do not drive and use a mobile phone.

 

As for an answer for the OP, I would be asking the JCP who is responsible for paying the bills and the cost of replacement in the event of the phone being lost/stolen/broken. As you already have a fixed telephone and a valid email & postal address, the JCP (or potential employer) has three methods making contact. If the work coach needs to make contact, a phone call to the fixed line would be the first option. If that fails, an email can be sent. Should the email bounce, the work coach can write a letter (the work coach can write can't he/she).

 

If you want to go down the conspiracy theory route, tell them that you have no wish to have your movements tracked by any builtin GPS tracking app.

 

As for forcing you to carry a mobile phone (even if they offer to pay for it). I'm not sure they can. Perhaps telling them that you are not willing to accept responsibility if the phone gets lost or damaged would suffice in shutting down the idea.

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I would contend that email more than satisfies the requirement of being "easily contacted". It may not be as instant as a phone call or text message, but then how many employment opportunities require an immediate response.

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Many thanks for the replies, I agree exposure to phones isn't healthy but DWP will likely follow the official line suggesting there is no link. Also I could ask about who is responsible for costs but if they say they will accept them then that puts me back to the same problem.

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Many thanks for the replies, I agree exposure to phones isn't healthy but DWP will likely follow the official line suggesting there is no link. Also I could ask about who is responsible for costs but if they say they will accept them then that puts me back to the same problem.

 

 

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There are previous threads on this subject where claimants have been sanctioned for missing calls from the JC.

 

Which provides an even better reason for not having a mobile phone or the JCP not having any telephone number on file.

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Many employers/agencies now use mobile phone contact, calls and messaging , as part of their standard process. This is particularly important to employers who quickly want to fill roles that become available.

 

You don't have to have a mobile phone to comply with any JSA commitment, if there are other methods of communication. But if you want a job, then you stand more chance with a mobile phone, where you can be contacted at any point in a day and don't miss any opportunities. By the time you respond to an email, it might be too late.

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They will use the discretionary fund to buy you a dumb phone for £10 try to negotiate for something better then when they ask you for the number refuse. You can withdraw your consent for them to hold your Email address and phone number from their systems at any time.

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