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old Phantom lending stream debt - was MHall in 2012 - now Asset Collection have it - 75yrs old not my debt!!


KDA2016
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aw sad times.

 

well if you are going to be an exec etc

 

you can hound them to the hills now as you'll have the legal right to do so

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi KDA and I'm sorry for your loss.

 

I've not seen mention of this - are you appointed as Executor of the Estate ?

 

If you are then, as DX says, you can use your position to hold them accountable !

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Thanks for your responses.

My father had very little but had no debt whatsoever.

Which highlights how annoying this whole thing was.

There was no will because of this, so no exec and no probate with just enough to pay the funeral costs.

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Hi KDA,

 

There's no will so you're not an Executor. There's no reason for you to apply for Letters of Administration if there's no Estate to administer.

 

So there's really no point in doing anything further to deal with demands from any DCA.

 

Simply ignore further demands - there's nothing they can do !

 

:-)

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Hi

I, also am sorry for your loss. While they can now do nothing to you, I would not be letting the matter drop. The impact of this harassment can be extreme, especially to some people who have never been in debt before.

As you had his authority to act for him, I would complain to ASSet although the legalities of doing so is beyond my skill level. Your choice of course.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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  • 9 months later...

Hello again...

after the stress of last year of losing my father and father in law..

..we were just getting back to normality.

 

I then received a call from my brother last night to say that a letter addressed to my dad who died on the 26th December 2016, had been sent to his old address and a neighbour had rung him to inform him, so he went and collected it.

 

I am expecting to receive this today and he says it contains a County Court notice against my deceased father on behalf of the lending stream for £585 plus £60 court costs and £10 per day if ignored.

 

I understand that it is dated 20th September 2017.

 

 

I am gutted as it just brings back all the stuff from last year, they must be trying it on surely and then has been no other correspondence from either organisation Asset or L.S.

 

I would be grateful for any advice,

I have a copy of his death certificate and all the documentation going back to 2012.

He died of a heart attack at 81 years old and 4 years of worry over this.

 

Kind regards

KDA2016

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I told Asset towards end of last year how this was effecting his health and they were chasing for the debt plus interest £1600 plus,

 

provided all documentation from when Mackenzie Hall were chasing him for the same debt in 2012.

 

Told them that I would approach all appropriate bodies for harassment if any more letters from them and heard nothing again which is 11 months or so after last letter.

 

This looks like it is from Lending Stream for £575, so this is the 3rd time they have tried using M.H, AMgt and now direct to the court with no other correspondence.

 

I didn't contact Asset again as they had left him alone but had my response ready and would have pursued through the authorities and was ready to contact his MP again as it contributing to his stress then a heart attack.

 

 

Kind regards

KDA2016

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I would suggest that you just send them a photocopy of the death certificate with a covering letter, just returning the court papers etc you will be receiving. Don't sign or note any address on the covering letter. If you add your name and address, it will just prompt them to write to you.

 

Not much they can do now, apart from note their records.

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I personally think its about time this firm understood the heartache they are causing.

You should be left to in peace and not hassled by this,

 

Directors email -

 

Send them a very strongly worded complaint along with the death certificate and tell them what you really think :)

Remove spaces from email and finally these are available on the FCA register site :)

 

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Receptaculum Ignis

 

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Thread moved to Financial Legal Issues in view of the court claim....please continue to post here to your thread.

 

Regards

 

Andy

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or simply send them the address of where he is buried or his ashes were scattered.

sorry he lived C/O....now

 

 

pratts!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

:-)

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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