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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hello.

 

I am currently getting income based JSA for about 1 year now. I stay with my mum, But all of a sudden my mum is saying i need to pay £27 towards to rent as the council will only pay £109. So why now do i need to pay.

 

I have a brother who gets ESA, and my mum gets income support.

 

What are causing the housing benefit deduction, My brother only started claiming ESA this year in march, And all of a sudden the housing benefit is cut.

 

So could someone help me because i am getting the impression the cut is because of me but i have been getting jsa for around a year and my mum has been getting full housing benefit since untill now.

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This is probably a non-dependent deduction. Basically, as your mother has another adult living with her (you) then her HB is reduced by some amount.

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The idea that all politicians lie is music to the ears of the most egregious liars.

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Your Mum should not be charged a non dependant deduction for either you or your brother, as you both are on income based ESA or JSA. Your Mum should appeal the non dependant deduction and provide proof of you and your brothers benefit awards.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Your Mum should not be charged a non dependant deduction for either you or your brother, as you both are on income based ESA or JSA. Your Mum should appeal the non dependant deduction and provide proof of you and your brothers benefit awards.

 

Of course, non-dep charge doesn't apply if the non-dep is on an income based benefit, right?

 

Sorry to the OP for duff advice.

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It varies, some LA's are now charging small amounts. What area are you in OP? Your deduction rates should be available online. For instance, now expect some people on benefits to pay a little towards the rent out of their benefit if they are over 25

 

 

I am in scotland. North ayrshire.

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if you brother is on main phase ESA, there will be a deduction of £13.60 for him

 

there is no deduction if you are receiving jsa(ib) and under 25

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if you brother is on main phase ESA, there will be a deduction of £13.60 for him

 

there is no deduction if you are receiving jsa(ib) and under 25

 

If that's the case, OP you need to point out that it is your brother that needs to be paying towards the rent out of his ESA and you don't have to. However it would be reasonable for her to expect you to contribute towards bills. And your own food.

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  • 4 weeks later...

I am currently on JSA and have been for sometime now. i am getting sick of them. I was recently asked into a review i went, i didn't have bank statements so had to reschedule. I am extremely angry that they want to see my bank statements for a full month if i don't i get sanctioned.

 

I have to even email my CV to the advisor so she can see what format i use(ridiculous or what) what is the point of universal job match, My account has my CV and my full list of job searches and where i went, Why cant they use this.

 

 

Do i need to give them a reason to sign off and how i would get by. And how long does it take before i can sign on after signing off. And do i need to tell them what i done during the period i signed off?

 

Also does getting cashback from Quidco count as income and would DWP be annoyed for not telling them.

 

Thanks

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my daughter had all this, she really had got to the stage where she wanted them off her back, she decided to work for herself and got some local cleaning work a few hours a week and almost earning the same she was getting on jsa. She went to her usual signing on and said she wanted to sign off, was going self employed from the next day, they asked her why and what she was going to do but she said she didn't wish to discuss it and could she just sign off please, she knew she didn't have to tell them anything and they didn't push it, they signed her off and she got her money as usual for that time period upto signing, she manages better now without the stress of the no job knobcentre. They did say she could sign on again if things don't work out........she hasn't yet lol and hopefully wont have to.

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my daughter had all this, she really had got to the stage where she wanted them off her back, she decided to work for herself and got some local cleaning work a few hours a week and almost earning the same she was getting on jsa. She went to her usual signing on and said she wanted to sign off, was going self employed from the next day, they asked her why and what she was going to do but she said she didn't wish to discuss it and could she just sign off please, she knew she didn't have to tell them anything and they didn't push it, they signed her off and she got her money as usual for that time period upto signing, she manages better now without the stress of the no job knobcentre. They did say she could sign on again if things don't work out........she hasn't yet lol and hopefully wont have to.

 

Isn't that what the government are trying to do by making it so uncomfortable and demeaning that many will walk away from a life on benefits and actually do some work? And in your daughter's case, it has achieved what it was set out to do.

 

I also hear that 10% of those faced with the 'bedroom tax' have now signed off ESA/JSA and gone back to work.

 

Maybe by being nice to people actually did nothing to encourage them away from benefits - the 'big wooden stick' seems to be doing the trick.

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Isn't that what the government are trying to do by making it so uncomfortable and demeaning that many will walk away from a life on benefits and actually do some work? And in your daughter's case, it has achieved what it was set out to do.

 

I also hear that 10% of those faced with the 'bedroom tax' have now signed off ESA/JSA and gone back to work.

 

Maybe by being nice to people actually did nothing to encourage them away from benefits - the 'big wooden stick' seems to be doing the trick.

 

Cite?

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The idea that all politicians lie is music to the ears of the most egregious liars.

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The land of Walter M.

 

Quite.

 

Well, to actually answer the question, OP, you can sign off whenever you like and you do not have to give a reason. Complete and return the appropriate section of your ESA40 signing on card. It does ask for a reason, but you can just leave that blank if you prefer.

 

There's no time limit when it comes to reclaiming - you can sign back on the next day if you like. Just bear in mind that if you do reclaim within a set period of time (is it 13 weeks? I'm not sure about JSA rules) then your new claim will "link" to the old one and will be treated as a continuation of the previous one. When you sign back on they will ask you how you supported yourself and if you decline to answer they may not process your claim.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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bedofweeds...........the reason my daughter was on jsa was through no fault of her own, secondly she continued to sign as she actually believed all the BS that the nojob knobcentre filled her head with, that they and the work programme would get her trained and help her get a job, none of which happened......after wasting time and given up on the help that is spoke of but doesn't happen, she signed off and is cleaning while studying, it seems there are courses out there but they elude the work programme providers, at least the courses of much use, the ones they provide are more suitable for the comedy awards.

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I went back to job centre 25/10/2013 today.

 

I showed my bank statements as requested but they high lighted a 3 transactions 3 of which my friend sent me money as a loan, I am wondering what can they do about this towards me, and what can they do to him he doesn't claim anything from DWP so why are they highlighting his payments.

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I believe that money lent to you counts as capital, not income. Does it take your total savings over £6000?

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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oh no it no where near £6000.

 

My friend lent me around £350 because i was moving house last month, But i am abit concerned why they highlighted the transactions on my bank statements i said to her and i was thats fine, But just curious to why they are marked as if they want to check it out more.

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Cite?

 

The figures were revealed by Harry Phibbs, a Tory councillor, in an investigation for the ConservativeHome website. He surveyed councils across the UK and 141 responded.

In their areas, 25,238 of the 233,732 people stripped of the spare bedroom subsidy – or nearly 11 per cent – were no longer claiming any benefits.

article-2469751-0C267AEF00000578-348_306x423.jpg Figures show the move has encouraged thousands to look for work

 

 

Mr Phibbs said that extended across the UK, it would be the equivalent of 71,000 out of the 660,000 claimants predicted to be affected stopping claiming benefits.

 

‘Before this change it wasn’t rewarding for people to work,’ he said. ‘This is giving people a reward for working – they are able to stay in their homes rather than downsizing into a smaller home.

‘Because work is now being rewarded, many people are coming off benefits altogether and getting full-time jobs

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They need to know where your money is coming from - that's just a condition of claiming income-based benefits. They could be concerned that you are earning money you haven't declared.

 

If the money is a loan, it will be counted as capital and should not affect your benefits since it hasn't taken your savings over £6000.

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The idea that all politicians lie is music to the ears of the most egregious liars.

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