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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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Enforcement agent says Blindness and deafness not vulnerable


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Hello

I have an outstanding high court debt. A bailiff was sent to my address by High Court Enforcement in Wales.

I answered the door and explained to him I was registered both blind and deaf and that there was nobody else in the house and please could he go away as I couldnt help him.

The response I got was "You answered the door therefore you are not vulnerable". I told him I wouldnt let him in. He said "Thats your right, but if I find a window or door open anytime I can get in". Apart from that being a threat to a disabled person, I thought that they could only come through a door now, and that forcible enrty was restricted to criminal fines and associated with good they had already taken possession of.

Has he the right to tell me I am not vulnerable because I answered the door? His medical training must have come in useful there. I am worried about his return. Does anybody have any advice for me please?

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What was the original debt for please ?

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Hello it was for unpaid school fees. I had a stroke and was unable to carry on working. My daughter was exdpelled from the school mid term and we were charged for whole year plus 50% equalling 17000 no way I could pay it and still no way.

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Has there been any forms from northampton bulk court?

Has a CCJ been obtained?

 

Who was the Enforcment Agent working for?

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Also the +50% would that be considered a penalty? and thus nonenforceable?

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The 50%is in the school contract. I am trying to get them into our local county court but its so complicated trying to get high court permissions and transfers and in the meanwhile I think this person will come back. we live in rented accomodation. we have nothing. I was stretching myself sending my daughter there to give her a chance I never got. We really dont have this kind of money and the school know it.

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Northampton yes. My wigfe phoned and asked how they could get a judgement without us putting our side of bthings. she gotb some guff about paperwork they sent us. we did not get whatever it was then 2 days after phone call matey showed up. A friend suggested getting it back into court locally and trying to get instalments worked out. I spoke to the school they are not interested and referred me to their solicitors who took the line they can only act on instruction. I they can see a big pay day from this

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I'm positive we can help get you sorted out even if only to pay in instalments & Stay the enforcement action. You will need to download 2 Forms from HMCTS:

1 - Form N245 to apply for a Variation Order

2 - Form N244 to apply for a Stay of Execution which if granted halts all further enforcement actionm & charges

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Kevnf

 

I am so sorry to hear of your disabilities. The sad fact is that many debtors 'claim' that they are 'vulnerable' and simply consider that this will be sufficient for a bailiff collecting a government debt or enforcing a judgment on behalf of a creditor to simply withdraw from the premises. It will not happen.

 

If there is a case of genuine vulnerability then at the very least some sort of documentary evidence really should be provided. In your case, I would assume that evidence should be easy to provide and I urge you to do so.

 

Before even getting to a personal visit you should have been sent a Notice of Enforcement. Did you receive this?

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Before even getting to a personal visit you should have been sent a Notice of Enforcement. Did you receive this?

 

 

I have a sneaking suspicion the address they are using is incorrect.

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Which bailiff company please

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No we didn't receive that. And I showed him my Registration of blindness and deafness. Thats when he made the comment about answering the door

 

Kevnf,

 

Thank you for this additional information which is very significant indeed!!

 

You will see that Bankfodder has asked for details of which bailiff company this individual was representing. For your information, Bankfodder is the owner of this entire forum and his input should demonstrate to you how serious your post is.

 

PS: If you feel that you do not want to reveal the name of the company then please press the report post and a site team member will contact you.

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I have complained to HCE group and sent a copy of a Doctors letter confirming my health problems. I also asked for confirmation they had recieved it. Thaey have-by recorded mail and email. I got no reply

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Looks like HCE Group are out of order, please follow the advice from ploddertom, and put in that application for stay and variation. As to vulnerability the HCEO is talking from his bowel bugle, what you showed him is imho prima facie evidence of vulnerability.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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