Jump to content


  • Tweets

  • Posts

    • I understand confusion with this thread.  I tried to keep threads separate because there have been so many angles.    But a team member merged them all.  This is why it's hard to keep track. This forum exists to help little people fight injustice - however big or small.  Im here to try get a decent resolution. Not to give in to the ' big boys'. My "matter' became complicated 'matters' simply because a lender refused to sell a property. What can I say?  I'll try in a nutshell to give an overview: There's a long lease property. I originally bought it short lease with a s.146 on it from original freeholder.  I had no concerns. So lender should have been able to sell a well-maintained lovely long lease property.  The property was great. The issue is not the property.  Economy, sdlt increases, elections, brexit, covid, interest hikes etc didn't help.  The issue is simple - the lender wanted to keep it.    Before repo I offered to clear my loan.  I was a bit short and lender refused.  They said (recorded) they thought the property was worth much more and they were happy to keep accruing interest (in their benefit) until it reached a point where they felt they could repo and still easily quickly sell to get their £s back.  This was a mistake.  The market was (and is) tough.   2y later the lender ceo bid the same sum to buy the property for himself. He'd rejected higher offers in the intervening period whilst accruing interest. I had the property under offer to a fantastic niche buyer but lender rushed to repo and buyer got spooked and walked.  It had taken a long time to find such a lucrative buyer.  A sale which would have resulted in £s and another asset for me. Post repo lender had 1 offer immediately.  But dragged out the process for >1y - allegedly trying to get other offers. But disclosure shows there was only one valid buyer. Lender appointed receiver (after 4 months) - simply to try acquire the freehold.  He used his powers as receiver to use me, as leaseholder, to serve notice on freeholders.  Legally that failed. Meanwhile lender failed to secure property - and squatters got in (3 times).  And they failed to maintain it.  So freeholders served a dilapidations notice (external) - on me as leaseholder (cc-ed to lender).   (That's how it works legally) I don't own the freehold.  But I am a trustee and have to do right by the freeholders.  This is where matters got/ get complicated.  And probably lose most caggers.   Lawyers got involved for the freeholders to firstly void the receiver enfranchisement notice. Secondly, to serve the dilapidations notice.  The lack of maintenance was in breach of lease and had to be served to protect fh asset. The lender did no repairs. They said a buyer would undertake them. Which was probably correct. If they had sold. After 1y lender finally agreed to sell to the 1st offeror and contracts went with lawyers.  Within 1 month lender reneged.  Lender tried to suggest buyer walked. Evidence shows he/ his lawyers continued trying to exchange (cash) for 4 months.  Evidence shows lender and receiver strategy had been to renege and for ceo to take control.   I still think that's their plan. Lender then stupidly chose to pretty much bulldoze the property.  Other stuff was going on in the background. After repo I was in touch by phone and email and lender knew post got to me.   Despite this, after about 10 months (before and then during covid), they deliberately sent SDs and eventually a B petition to an incorrect address and an obscure small court.  They never served me properly.  (In hindsight I understand they hoped to get a backdoor B - so they could keep the property that way.)  Eventually the random court told them to email me by way of service.  At this point their ruse to make me B failed.  I got a lawyer (friend paid). The B petition was struck out. They’d failed to include the property as an asset. They were in breach of insolvency rules. Simultaneously the receiver again appointed lawyers to act on my behalf as leaseholder. This time to serve notice on the freeholders for a lease extension.  He had hoped to try and vary the strict lease. Evidence shows the already long length of lease wasn't an issue.  The lender obviously hoped to get round their lack of permission to do works (which they were already doing) by hoping to remove the strict clauses that prevent leaseholder doing alterations.   The extension created a new legal angle for me to deal with.  I had to act as trustee for freeholders against me as leaseholder/ the receiver.  Inconsistencies and incompetence by receiver lawyers dragged this out 3y.  It still isn't properly resolved.  Meanwhile - going back to the the works the lender undertook. The works were consciously in breach of lease.  The lender hadn't remedied the breaches listed in the dilapidations notice.  They destroyed the property.  The trustees compiled all evidence.  The freeholders lawyers then served a forfeiture notice. This notice started a different legal battle. I was acting for the freeholders against what the lender had done on my behalf as leaseholder.  This legal battle took 3y to resolve. The simple exit would have been for lender to sell. A simple agreement to remedy the breaches and recompense the freeholders in compensation - and there's have been clean title to sell.  That option was proposed to them.   This happened by way of mediation for all parties 2y ago.  A resolution option was put forward and in principle agreed.  But immediately after the lender lawyers failed to engage.  A hard lesson to learn - mediation cannot be referred to in court. It's considered w/o prejudice. The steps they took have made no difference to their ability to sell the property.  Almost 3y since they finished works they still haven't sold. ** ** I followed up some leads myself.  A qualified cash buyer offered me a substantial sum.  The lender and receiver both refused it.   I found another offer in disclosure.  6 months later someone had apparently offered a substantial sum via an agent.  The receiver again rejected it.  The problem of course was that the agent had inflated the market price to get the business. But no-one was or is ever going to offer their list price.  Yet the receiver wanted/wants to hold out for the list price.  Which means 1y later not only has it not sold - disclosure shows few viewings and zero interest.  It's transparently over-priced.  And tarnished. For those asking why I don't give up - I couldn't/ can't.  Firstly I have fiduciary duties as a trustee. Secondly, legal advice indicates I (as leaseholder) could succeed with a large compensation claim v the lender.  Also - I started a claim v my old lawyer and the firm immediately reimbursed some £s. That was encouraging.  And a sign to continue.  So I'm going for compensation.  I had finance in place (via friend) to do a deal and take the property back off the lender - and that lawyer messed up bad.   He should have done a deal.  Instead further years have been wasted.   Maybe I only get back my lost savings - but that will be a result.   If I can add some kind of complaint/ claim v the receiver's conscious impropriety I will do so.   I have been left with nothing - so fighting for something is worth it. The lender wants to talk re a form of settlement.  Similar to my proposal 2y ago.  I have a pretty clear idea of what that means to me.  This is exactly why I do not give up.  And why I continue to ask for snippets of advice/ pointers on cag.  
    • It was all my own work based on my previous emails to P2G which Bank has seen.
    • I was referring to #415 where you wrote "I was forced to try to sell - and couldn't." . And nearer the start in #79 .. "I couldn't sell.  I had an incredibly valuable asset. Huge equity.  But the interest accrued / the property market suffered and I couldn't find a buyer even at a level just to clear the debt." In #194 you said you'd tried to sell for four years.  The reason for these points is that a lot of the claims against for example your surveyor, solicitor, broker, the lender and now the receiver are mainly founded in a belief that they should have been able to do something but did not. Things that might seem self evident to you but not necessarily to others. Pressing these claims may well need a bit more hard evidence, rather than an appeal to common sense. Can you show evidence of similar properties, with similar freehold issues, selling readily? And solid reasons why the lender should have been able to sell when you couldn't.
    • You can use a family's address.   The only caveat is for the final hearing you'd need to be there in person   HOWEVER i'd expect them to pay if its only £200 because costs of attending will be higher than that
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Discrimination against singletons and couples without children in the UK


Mscott
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3977 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

What has always surprised me every time the budget has come in is just how much single people and childless couples in the UK are ignored, for the sake of those who have children.

 

If anyone doesn't understand where I'm coming from then they should be aware that most single people aren't entitled to working tax credit if they earn a certain amount but you can be sure they'll be paying towards someone's child tax credits, no matter what their income is.

 

This I find disgusting and I'm so sick of being a white British citizen who's worked all their life and made decisions not to settle and have children until they have enough income coming in to keep a family. This used to be the traditional expectation in this country but clearly not now. 200,000 in skilled occupations left the country last year in search of a better life.

 

I can't see this figure going down. This is only a small country and with a growing population it will further sink under the weight of those who just don't do anything but still need to be kept.

 

We don't need more children, no country does but we do need people who can work and keep the system going, but they are leaving and why should they stay?

 

The government should be encouraging those who only have themselves to rely on and not those who will always need benefits.

 

The former would be a much cheaper option for the government anyway, clearly.

Edited by citizenB
formatting
Link to post
Share on other sites

People with children are given more support financially because they need more support so that the children do not live in extreme poverty. The adults don't end up with any more money than a single or childless couple does if the money is going where it should - to meet the needs of the child.

 

I'm sorry you are fed up with being a white British citizen, I am proud of the fact that in Britain we have a welfare system that up until recently has prevented children living in poverty. I do agree some welfare changes had to happen, but some of them will cause homelessness, hunger and deprivation. I'm not sure this forum is here for debate or ranting though, I suspect you will be better supported on the MSE benefits forum where you will feel quite at home.

Link to post
Share on other sites

I'm so sick of being a white British citizen who's worked all their life......

 

I've been a member of this site for a few years, and it has been a lifesaver to me regarding health issues and debt issues as a result of my disability.

 

Not once in my time have I read racist comment on here, and I felt so strongly that I needed for my own sanity to write a response to the op.

 

I find your reference above to be offensive, some might see this as an overreaction, but it is offensive to me, and I'm sure some others too.

 

Whilst my comments are not related to the content of this thread, I would point out I too am a white British citizen, I too could not afford children when I should have had them, however I am in a mixed raced relationship and I am just sick to the teeth of all of the 'British white citizen' comments that seem to be more frequently mentioned in today's society.

 

Times have changed, get off the bandwagon of 'British white citizen'.

People are born here with a different colour skin, they too are British citizens.

People move here who are not British citizens.

It does not matter the colour of their skin.

 

 

Do you really have a problem with the government giving away 'your hard earned' cash to families?

 

I think your issues are a little bit bigger than begrudging children a better quality of life.

 

Get over yourself.

Edited by cfs_too
Link to post
Share on other sites

But children are a choice. Many couple can't afford to have children; but are forced to pay for other peoples children. A relative of mine has 4 children. She works the minimum to ensure she gets benefits. And her hypocrite of a husband moans (and she has too) about other people getting benefits.

Link to post
Share on other sites

Me_Too, totally agree with you. Horrid to see such racist comments here.

 

Nystagmite, that's the point of the welfare state. Those that are well pay for the sick, those who home educate their children pay for those in school, those who are illiterate manual workers pay for the running of the libraries etc.

Link to post
Share on other sites

I do not consider there to have been any racist comment made, implied or otherwise. So can we please nip that in the bud right now.

 

It is fact that our small island is becoming overpopulated one way or another. I for one am unhappy to see great swathes of land converted to more homes and supermarkets to cater for the increase.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Me_Too, totally agree with you. Horrid to see such racist comments here.

 

Nystagmite, that's the point of the welfare state. Those that are well pay for the sick, those who home educate their children pay for those in school, those who are illiterate manual workers pay for the running of the libraries etc.

 

What, to pay people for a lifestyle choice? The fact is, the benefits system is too generous to people with children nowadays. I don't remember it ever being this generous when I was a child.

Link to post
Share on other sites

It's not just benefits that single people of any ethnicity pays for, it's schools, children's playgrounds, paediatricians etc too.

 

Shopping is also more expensive as singletons can't benefit from offers for buying larger amounts of goods,

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

I've been a member of this site for a few years, and it has been a lifesaver to me regarding health issues and debt issues as a result of my disability.

 

Not once in my time have I read racist comment on here, and I felt so strongly that I needed for my own sanity to write a response to the op.

 

I find your reference above to be offensive, some might see this as an overreaction, but it is offensive to me, and I'm sure some others too.

 

Whilst my comments are not related to the content of this thread, I would point out I too am a white British citizen, I too could not afford children when I should have had them, however I am in a mixed raced relationship and I am just sick to the teeth of all of the 'British white citizen' comments that seem to be more frequently mentioned in today's society.

 

Times have changed, get off the bandwagon of 'British white citizen'.

People are born here with a different colour skin, they too are British citizens.

People move here who are not British citizens.

It does not matter the colour of their skin.

 

 

Do you really have a problem with the government giving away 'your hard earned' cash to families?

 

I think your issues are a little bit bigger than begrudging children a better quality of life.

 

Get over yourself.

 

All due respect you must not have gone for a job interview in the last twelve months because 'White British' is on the list of ethnicities you get given to complete. Along with 'White Irish' or 'White Scottish'. So it is perfectly valid. Check the facts first. Everyone has a right to post. Also yes I have got a problem with my hard earned cash being given away, that was the point of the post afterall? So you're saying we all should be like you and have children? Strangely enough some do and this just makes for an over loaded welfare system.

Edited by ims21
.
Link to post
Share on other sites

People with children are given more support financially because they need more support so that the children do not live in extreme poverty. The adults don't end up with any more money than a single or childless couple does if the money is going where it should - to meet the needs of the child.

 

I'm sorry you are fed up with being a white British citizen, I am proud of the fact that in Britain we have a welfare system that up until recently has prevented children living in poverty. I do agree some welfare changes had to happen, but some of them will cause homelessness, hunger and deprivation. I'm not sure this forum is here for debate or ranting though, I suspect you will be better supported on the MSE benefits forum where you will feel quite at home.

 

Thanks for that, we already have a homeless population in this country and you've raised a valid point in that those with children shouldn't get to that stage. However the point I clearly made in my post is that some like me postpone having children until they're earning enough to raise them in the first place. Clearly not everyone in the UK is of the same understanding though and this is the problem.

Link to post
Share on other sites

Thanks for that, we already have a homeless population in this country and you've raised a valid point in that those with children shouldn't get to that stage. However the point I clearly made in my post is that some like me postpone having children until they're earning enough to raise them in the first place. Clearly not everyone in the UK is of the same understanding though and this is the problem.

 

In the present economic climate, there are also a lot of people who had children while they could afford to do so but who lost their decent jobs and are now under- or unemployed. Plus, of course, people who became sick and had to give up their jobs for that reason.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Link to post
Share on other sites

In the present economic climate, there are also a lot of people who had children while they could afford to do so but who lost their decent jobs and are now under- or unemployed. Plus, of course, people who became sick and had to give up their jobs for that reason.

 

True. But you then get people like someone I know who relies on benefits and then has children. She receives incapacity benefit and claims that she can't work. Yet, she's well enough to bring up 2 children under 2.

Link to post
Share on other sites

It's not all geared towards parents, they are cool with paying the winter fuel payments to OAP's that are loaded, but stopped child benefit for the rich.

Apparently stopping the winter fuel payments to well off pensioners won't make any difference to the economy, but stopping some disabled persons benefit will. Baffles me...

Link to post
Share on other sites

In the present economic climate, there are also a lot of people who had children while they could afford to do so but who lost their decent jobs and are now under- or unemployed. Plus, of course, people who became sick and had to give up their jobs for that reason.

 

Yes and? That's not what I was talking about in my post. I was talking about the inequality between families and singletons. This notion of always having to feel sorry for families could very well form an excuse for everyone else to work a 60+ hour week. Especially if the population keeps growing.

Link to post
Share on other sites

Both my partner and myself work we have 2 children, we receive a very small amount of tax credits which when combined with child benefit doesn't even cover 1/4 of my childcare costs.

I'm sorry that feel aggrieved that you have to pay.

Both myself and my partner work, we pay tax and NI contributions so are also contributing towards the whole system.

I do not begrudge paying towards a welfare state that may just help someone else be they black, white, sky blue pink, a parent, a pensioner or someone who has a disability or illness to hopefully help keep them out of poverty.

Link to post
Share on other sites

Yes and? That's not what I was talking about in my post. I was talking about the inequality between families and singletons. This notion of always having to feel sorry for families could very well form an excuse for everyone else to work a 60+ hour week. Especially if the population keeps growing.

 

Well, that was part of what you are talking about, but not the whole story. Or did you forget that you said:

 

This is only a small country and with a growing population it will further sink under the weight of those who just don't do anything but still need to be kept.

 

That was what I was responding to. Although now I re-read, it's not apparent whether the people who "just don't do anything" are the parents or the kids. But in any case, I'd be careful about being so dismissive: the parents work to raise the kids and the kids will be paying our pensions further down the line.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Link to post
Share on other sites

Well, that was part of what you are talking about, but not the whole story. Or did you forget that you said:

 

 

 

That was what I was responding to. Although now I re-read, it's not apparent whether the people who "just don't do anything" are the parents or the kids. But in any case, I'd be careful about being so dismissive: the parents work to raise the kids and the kids will be paying our pensions further down the line.

 

I'm perfectly aware of what I said and I don't like your tone. If you don't like my post don't reply but do yourself a favour and have a proper look at my arguments first if you want to say anything. There are people who 'just don't do anything' in this country for sure but the one's I'm talking about are the one's who can't afford a nursery place so they can return to work after they've had their children. Dare I say it, most don't and never have had anything to go back to. So while we're all busy shelling out for these people, some attention should be granted to those who either have no interest in having children or who, like me are waiting until they're in a job that pays at least 30K, because only this amount will safely cover the expenses of raising one child by yourself. I think this is a very socially and personally responsible attitude. If anyone wants a pension then they should be good at earning and saving, rather than wait for the state to step in.

Link to post
Share on other sites

the one's I'm talking about are the one's who can't afford a nursery place so they can return to work after they've had their children.

 

But isn't that the problem of low wages? It would make more sense imo to scrap tax credits and increase the tax allowance and only give tax credits to people on really low incomes. Isn't that what used to happen?

 

Can I just point out that many who have children were in a position to afford them; but something out of their control happened, which means they're on a much lower wage / benefits.

Link to post
Share on other sites

Both my partner and myself work we have 2 children, we receive a very small amount of tax credits which when combined with child benefit doesn't even cover 1/4 of my childcare costs.

I'm sorry that feel aggrieved that you have to pay.

Both myself and my partner work, we pay tax and NI contributions so are also contributing towards the whole system.

I do not begrudge paying towards a welfare state that may just help someone else be they black, white, sky blue pink, a parent, a pensioner or someone who has a disability or illness to hopefully help keep them out of poverty.

 

Well said sir.

I worked full time and bloody hard from 1965 untill 1993 when I was in too much pain to do so.

I was also then in the higher earners bracket and paid in a lot more tax than the normal worker but I didnt moan at all as I always thought "There but for the grace of god go I" when seeing disabled people.

And then it happened to me. I lost everything, Wife, house, business and self respect. I still despise Mondays when I know people are getting up and going to work and I think I should be doing the same.

Taking a poke at the world

 

Never argue with an idiot, he will only drag you down to his level and beat you with experience

Link to post
Share on other sites

Well said sir.

I worked full time and bloody hard from 1965 untill 1993 when I was in too much pain to do so.

 

 

 

 

 

 

I was also then in the higher earners bracket and paid in a lot more tax than the normal worker but I didnt moan at all as I always thought "There but for the grace of god go I" when seeing disabled people.

And then it happened to me. I lost everything, Wife, house, business and self respect. I still despise Mondays when I know people are getting up and going to work and I think I should be doing the same.

 

Non of this is about redundancy either but thanks for monopolising on the tone of my post and twisting it around to encourage sympathy for yourself. You're not the only one who got made redundant in the last few years. I can count at least five people who lost everything but fortunately they didn't have children as redundancy would have only brought misery to them. Same as false security seems to draw bad decision making around having children in this country.

Link to post
Share on other sites

I'm perfectly aware of what I said and I don't like your tone. If you don't like my post don't reply but do yourself a favour and have a proper look at my arguments first if you want to say anything. There are people who 'just don't do anything' in this country for sure but the one's I'm talking about are the one's who can't afford a nursery place so they can return to work after they've had their children. Dare I say it, most don't and never have had anything to go back to. So while we're all busy shelling out for these people, some attention should be granted to those who either have no interest in having children or who, like me are waiting until they're in a job that pays at least 30K, because only this amount will safely cover the expenses of raising one child by yourself. I think this is a very socially and personally responsible attitude. If anyone wants a pension then they should be good at earning and saving, rather than wait for the state to step in.

 

I haven't liked your tone since the outset but, oh well, we all have our crosses to bear. If my tone is the worst problem you have today, you are blessed indeed.

 

But if it helps, I was trying to say that I don't entirely disagree with you, but that the issue is complex. I mean, if you're complaining about folks who have kids knowing that they can't afford it and assuming that the state will pick up the tab, I do have some sympathy. My point was simply that I don't believe that covers anything like a majority of folks who claim state assistance for their children.

 

It gets complex when we consider the issue that I (and others) mentioned - many folks had kids and then got screwed. This is, interestingly, a reversal of the normal order. It's further complicated by the fact that we, as a society, seem reluctant to force children to sleep under bridges because of the bad decisions of their parents. Yet another factor is that we assume adults have some agency and capacity to improve their own situation in life, not something we would say about children.

 

As far as pensions go, you're free to take a libertarian perspective and argue that private provision is the way to go. But as long as SRP and SPC exist, someone needs to pay them.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3977 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...