Thank you for that @unclebulgaria67 that's a great help. All the best

Hi, I'd really appreciate if anyone can help me. I am currently claiming income-based 'ESA Support Group' and 'Daily Living' and 'Mobility' PIP. My step-father has died and I have been named as a beneficiary of his house, which will be split in equal shares amongst me and my two step-siblings. He re-married (my own mother died some 13 years ago) and the will gives his widow a right to occupy the house subject to certain conditions (keep in reasonable repair/do not remarry or cohabit etc). The legal position is that my step-brother will hold the house on trust for us and my other step-sibling, with the widow having a right to occupy until she decides to move out/dies/breaches the trust (e.g. remarries or house falls in to disrepair). When this right to occupy ceases, the house will then transfer to us. I understand my PIP wouldn't be affected as it's not means-tested. Am I right in thinking that my only hope to keep ESA would be to declare capital to the DWP and hope it is disregarded as it is occupied by 'family' (I doubt a later wife of my step-father would even be classed as that)? I only live in a shared rental property with housemates and claim housing benefit, so all this has come as quite a shock! Many thanks