Payday Overdraft Andrew hart Help Please :) - ***Won***

[lukiee11]

Where does it mention the website terms? You can’t have two sets of T&Cs.

 

so he has no way of justifying the charges

[lukiee11]

Can you lodge a complaint about him with the OFT please?

 

Here's the complaints form:

 

http://www.oft.gov.uk/shared_oft/Credit/complaint-form.pdf

 

Done thank you

[sequenci]

Done thank you

 

Thank you.

[ukaviator]

Do you have a list of the charges? I would put in a counter claim for those charges and interest. Also add £9.25 an hour for your time in sorting out your paperwork. In civil matters litigants in person can be awarded costs for the work done in connection with their case. The rate is £9.25 per hour, claim that as well. I don't see enough being added to cases here lately, people should always add thier time costs to their cases.

[havinastella]

Do you have a list of the charges? I would put in a counter claim for those charges and interest. Also add £9.25 an hour for your time in sorting out your paperwork. In civil matters litigants in person can be awarded costs for the work done in connection with their case. The rate is £9.25 per hour, claim that as well. I don't see enough being added to cases here lately, people should always add thier time costs to their cases.

 

The hr rate is now £18!

[ukaviator]

Oh good even better. Must add that to a Lloyds claim I am doing for a collegue for PPI.

[lukiee11]

Well yesterday i spoke and to the hsbc manager in london bridge and showed him a few emails and contract and the claim as the was printing of statments for me to show me paying andrew hart! bless themthanks for the 50 page statment but the good news and cheered me up was that the manager said,

 

"This is the most unforceable debt and contact i Have ever seen",

 

This made me happy

[sillygirl1]

Its a lot more than £9.95 now for Litigant in Person charges, it is £18 an hour. (Just checked my own post, hence the edit).

 

Good morning to the two guests at 9.25 on a Saturday morning.

 

The fact that the bank manager said the paperwork was unenforcable should be got in writing, and with his comments on what makes it so.

 

The judge unfortunately may see otherwise.

 

At least now you have proof you paid him and have paid the original loan amount - use that against him at every opportunity.

[katysue]

This gets weirder and weirder

[katysue]

He's told me several times that he will issue multiple claims for the same matter. So he might try. But it wouldn't get very far

[ads_uk]

Ali Sethi? Hope that’s not a joke by him... Do you have a copy of the WS? Where does Mr Sethi say he’s from?

 

That’s a bit like you having Salman Rushdie as your brief.

 

 

(Edit: Just checked Law Society – he’s not a solicitor.)

Im sure that Ali guy is one of his admin team,,

[coledog]

Is someone reporting all this to OFT? If anyone needs their license revoked it is this shower...

[Bombaymix]

Interesting read! And well done in letting this go to court! Hopefully the judge will do something about this now.

 

I did consider taking out a payday loan with this company. I'm so glad I didn't bother. I've had my fair share of grief from a few of the bigger payday lenders. I'm not envious of those who are having to deal with this psychopathic bully!

[lukiee11]

We just all need to make sure no one has to deal with Andrew hart again ive put in my forms to court and now just waiting

[touch1]

In your court documents, mention this website in your defense so the judge can have an idea of what sort of person hart is.

[sillygirl1]

The judge won't take much notice, unless CAG is specifically mentioned (and it has been in POCs) don't say anything about the site and the discussions on this.

 

In this case the original loan amount has been repaid so he has no case for 'after contract fees' whatsoever. That is the key fact in this case and that is what should be emphasised as many times as possible during the hearing.

[citizenB]

He's told me several times that he will issue multiple claims for the same matter. So he might try. But it wouldn't get very far

 

 

Has he said this verbally or in writing ?

[katysue]

He sent me lots of emails that he was going to issue more court action after he had already initiated court action!

[citizenB]

He sent me lots of emails that he was going to issue more court action after he had already initiated court action!

 

Have you kept the emails? These could be included with any defence/witness statement that you present to the court.

 

At the very least you could copy them to the OFT.. if he has already initiated litigation, then to threaten to keep on issuing court claims is not on.

[rebel11]

I really couldn't answer that, if I had it would be confidential between the OFT and me, if you get my meaning:madgrin:

 

Is someone reporting all this to OFT? If anyone needs their license revoked it is this shower...

[katysue]

I've reported him to the OFT and various others. The emails came after i had filed my defence unfortunately, but they will go in with my witness statement.

[lukiee11]

#

 

 

Andrew hart ?

[lukiee11]

I am going to go court so I should be veteran off

[Ell-enn]

Have you received a court claim yet ?

[lukiee11]

yeah im waiting for court dates but i did send the court a number of daming emais to them and the credit agreement