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Bombaymix

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About Bombaymix

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  1. Hi all. Apologies if this is in the wrong section. Am posting from a phone. About 8 weeks ago my mother was visited by a newlyn bailiff. She didn't let him in and told him she would call the office to make arrangements to pay her ct arrears. She never called the office due to lack of money. 10 days ago this same bailiff came knocking. I answered the door and brought mother out to speak to him. He asked why we hadn't spoke to the office after promising to do so and advised him it was due to lack of funds. Advised him that we would make ppayments of £50 a month starting at the end
  2. I'm sure one of the railway forum regulars will be along shortly to advise further. Sit tight, it's the weekend and the guys are probably busy Regards BM
  3. Keep phoning/ emailing them. http://www.idtprime.com/contact.html I'd ask to speak to a supervisor I the people you're dealing with on the phone aren't helping you.
  4. I don't think a credit union would consider a loan of that size - I may be wrong. Best bet is to find a local credit union and go and have a chat with them. I think most credit unions like you to save with them for a while before they consider you for a loan.
  5. Tricky... If one of the panels had smashed your conservatory roof then I should imagine he would have been liable. But I imagine that as the sheeting caused no damage, then the repair of your wifes phone will actually be your own responsibility... Is the phone insured? You could advise this guy of the damage caused to the phone and hope that he offers to pay towards its repair as a gesture of goodwill. If you don't think the yard or anything kept or stored in the yard is safe. Maybe a call to environmental health might be the next step.
  6. I'd have a look around. It was a while ago when I used a claims company on a no win no fee basis. From memory. The entire amount of compensation that was awarded was given to me. The solicitors dealing with it got their fees from the other party... I don't know if it still works like this. Hopefully somebody will be along shortly to advise you further.
  7. As always. Some brilliant advice on this thread from some of the regulars. It's been explained step by step what you should do. The "reasonable" guy you spoke to at wonga was no better than the first guy you spoke to.... He should never have encouraged you to take out another loan to pay off a loan. Your situation isn't as bad as you think. It seems like a major problem because of some of the conversations you've had with these muppets on the phone. Despite what they say you haven't committed any acts of fraud. It's an unfortunate situation that you were forced into. You'r
  8. This is another prime example why you should never speak to anybody regarding debt on the phone. She's purely trying to scare you into making a payment. I would email or write to eBay with an official complaint. Make sure you include how intimidated and scared you were over the conversation with them on the phone. The previous poster is correct. eBay will pass on the debt to a DCA who will write a few letters. A strongly worded letter of complaint would possibly see this MASSIVE debt (of £40 odd) written off as a "gesture of goodwill" Don't worry whatsoever. Regar
  9. Can I just suggest you send any emails to collections@quickquid.co.uk and resolutions@quickquid.co.uk. I helped a friend out only this week in dealing with quick quid and the response we received agreed straightaway to the requests. That email is the type of email they sent me a couple of years ago when trying to deal with them. There are bank details for them. They still try and pull that lol. Have a hunt around. People have paid a few pence via the bank details and checked their online quick quid accounts and seen the money deducted off the balance...
  10. Did you buy it in May 2013 or May 2012. If the latter. Then it wouldn't be covered by manufacturers warrantee.
  11. The amount was probably heavily inflated with ridiculous charges and interest. By offering a discount they're trying to make out that they're doing you a favour. Even the reduced amount is still probably more than the original loan amount plus one month interest and 1 default fee.
  12. As above. The experts will be along soon. A quick google about protected earnings conflicts with the amount you claim unfortunately. From what I can work out its actually only £130 per week rather than £1500 a month. The experts will be here shortly though to suitable advise. Regards BM
  13. Did welcome send you all your statements? If so, get calculating what is owed. It doesn't matter that your signature is next to the PPI section. It still sounds like a mis-sell!
  14. Not sure which area you are in but looking at the following website (for Northampton Council) gives you a rough idea. Looks like its all to do with earnings. Looks like they're taking 17% of your wage for each AEO. Not 100% sure but that would appear round about correct. It states that the employer will write to you shortly after deducting the monies to explain what has been taken. I know it's of little consolation but paying at this rate will see the orders serviced fully by the end of October. Doubt there's anything you can do. I'm sure those with more know
  15. They usually pass it to Iqor DCA who will probably send you one or 2 letters before leaving you alone.
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