Thank you

Hi Is there a template for a letter to send to the UAE bank via PO? i.e what should the letter contain? just my new address and reference number. My wife was already engaged with the collection agencies, so I have tried to wind it back. Informed them to cease all contact immediately and will only speak with the bank directly. Then sent an email to the bank of someone who was chasing previously asking for the contract. I will now subsequently send them a letter in the post. From my side, I blocked Whatsapp and email, they are purposely threatening me on WhatsApp saying they will go through the social media of my colleagues. They got my details from a property that we are advertising and since went on linked in to get my colleague's details. I haven't replied but feel maybe I should, but first and foremost I want to get the letter sent to the bank to inform them of my address. Thanks for the support

Thank you - I will have a private word with my boss, he is supportive. I did pay a huge chunk but the bank had behind the scenes merged my car loan and CC to create a higher amount, - so the repayments were ineffective - and with my wife, I gave my inheritance from my mum's death, for her CC to be cleared - but then she was held in Dubai with the scam and had to use the CC again - because i was unsuccessful appeal deport - i thought to get my wife cleared. With the loan they kept her end of service - but there was still some leftover.

Today they sent another email today to my manager, I told him it was a scam but they have included some personal details in the email. it goes to "info" whereby multiple colleagues can see it, the second one the have sent to my boss personal email.. in the whatsapp - he says he will keep sending to my company - and on social media to all employees of the company I have blocked them from my side and was thinking to report to the Dubai police for harassment. Myself Nbad bank and DCA lootah chasing (Car) Dubai Islamic - IDRW - (CAR) - they found my address, letters I get in the post I have binned I was deported and cars were left on the driveway, my wife didn't know what to do with them My wife NBAD bank & Taswheel chasing (Loan & Card) Citibank - Card Again, not getting paid, the deportation and a scam that we had, sucked our money, we just getting sorted now but its month to month I feel next step is to report harassment and write to each bank via PO to give our address Thanks for your time

Thank you, This is really appreciated, Reading the advice and the threads is a weight lifted. Thanks for the great work!

Thank you for this, its a real great help to get this advice, very grateful. They are relentlessly sending more threats to inform my company, the 27 calls were in the space of 30-40 minutes, had 30 whatsapps in two days including 6am on a saturday! Should I at least reply to the WhatsApp and say, I will only deal with the bank? Thank you

Hi 2 car loans and 2 credit cards Unfortunately, I got into a pickle in UAE had a job on commission only and wasn't paid, and had to juggle jobs paying back what I can, I paid back more than my debt but the people in the banks were moving my money around, and distributing it a way where my balance increased and not reduced, after paying off so much I asked to have a statement or receipt of what I was paying, they didn't provide anything, stop and started with chasing, I just asked for receipts, Separate bank I then agreed on a payment term on a car loan, but two days before it was due they put a police case and tried to seize my car, but had kids in the car, the police advised drive the car home and leave it on your driveway To top it off, I got into a fracas couple of years later and although I was told there was no charge, suddenly I was detained for 4 months and deported for assaulting a police officer - which didn't happen. Whilst I was in jail being deported, my mother died, couldn't attend her funeral, the company I was working with held my salary and commission, had no money for a lawyer, had no legal translation, and was subsequently charged. It seemed they were blackmailing me for 50k because a lawyer would have got me released, as the evidence was so flimsy - whilst on bail a prosecutor re-heard my case on request from the embassy, he agreed that my deport should be removed and promised to remove it, but that did not happen and had to surrender myself to get back home With that my wife and kids had to leave as well - before that time, my wife was scammed through her ID for something she tried to buy 3 years ago, although it was reported to the police she and my kids were held up in Dubai for 19 days with two young kids before she got the police cases removed and then allowed to fly home. She wasn't detained but the hotel costs and flights then getting home and trying to get a new life again, all our savings have gone. My wife had a personal loan and credit card, they kept her end of service, but now they are chasing her , and they even chased me for my wife's debt by calling my workplace 27 times and they called my company owner. My wife has tried dealing via IVA but they refused the amounts - From my side, I am now getting WhatsApp messages and an email sent to my company. Because my job is estate agent my name is on property adverts, subsequently they got emails and numbers which were not provided to them. Literally am trying to rebuild my life again and cannot afford to pay back and cannot be having them to be calling my workplace - how do I respond ? where do I start, ignoring on my email is fine but not at my workplace. Thank you

I've had the same letter, my fine was via the hire car company, there were steel double gates which were opened, just by a roundabout to drop off my colleagues, didn't see any signs and literally timed as about 90 secs, Ive ignored it completely, the hire car took 50 quid from me for referring my details to the parking company, but my point was, to see a no-stop sign you have to stop to read it, also, I wasn't the driver of that car, I was the driver of another car - so I and my colleague (the hirers) were given each other's fines. The other thing I was told, because we are based in Northern Ireland, there is no such thing as bailiffs here. so just ignore I was going to write and tell them plainly I was not the driver but I had missed the timeframe with the parking people, so all the letters are from the debt collectors now, I've binned the letters to date, should I try to reach the parking people / bandits?