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    • Yup, for goodness sake she needs to stop paying right now, DCA's are powerless, as .  Is it showing on their credit file? Best to use Check my file. All of the above advice is excellent, definitely SAR the loan company as soon as possible.
    • Hi all, I am wandering if this is appealable. It has already been through a challenge on the Islington website and the it was rejected. Basically there was a suspended bay sign on a post on Gee st which was obscured by a Pizza van. The suspension was for 3 bays outside 47 Gee st. I parked outside/between 47 & 55 Gee st. I paid via the phone system using a sign a few meters away from my car. When I got back to the car there was a PCN stuck to the windscreen which I had to dry out before I could read it due to rain getting into the plastic sticky holder.  I then appealed using the Islington website which was then rejected the next day. I have attached a pdf of images that I took and also which the parking officer took. There are two spaces in front of the van, one of which had a generator on it the other was a disabled space. I would count those as 3 bays? In the first image circled in red is the parking sign I read. In the 2nd image is the suspension notice obscured by the van. I would have had to stand in the middle of the road to read this, in fact that's where I was standing when I took the photo. I have pasted the appeal and rejection below. Many thanks for looking. ----------------------------------------------------------------------- This is my appeal statement: As you can see from the image attached (image 1) I actually paid £18.50 to park my car in Gee st. I parked the car at what I thought was outside 55 Gee st as seen in image 2 attached. When I read the PCN issued it stated there was a parking suspension. There was no suspension notice on the sign that I used to call the payment service outside number 55 Gee st. I looked for a suspension notice and eventually found one which was obscured by a large van and generator parked outside 47 Gee st. As seen in images 3 and 4 attached. I am guessing the parking suspension was to allow the Van to park and sell Pizza during the Clerkenwell design week. I was not obstructing the use or parking of the van, in fact the van was obstructing the suspension notice which meant I could not read or see it without prior knowledge it was there. I would have had to stand in the road to see it endangering myself as I had to to take images to illustrate the hidden notice. As there was no intention to avoid a parking charge and the fact the sign was not easily visible I would hope this challenge can be accepted. Many thanks.   This is the text from the rejection: Thank you for contacting us about the above Penalty Charge Notice (PCN). The PCN was issued because the vehicle was parked in a suspended bay or space. I note from your correspondence that there was no suspension notice on the sign that you used to call the payment serve outside number 55 Gee Street. I acknowledge your comments, however, your vehicle was parked in a bay which had been suspended. The regulations require the suspension warning to be clearly visible. It is a large bright yellow sign and is erected by the parking bay on the nearest parking plate to the area that is to be suspended. Parking is then not permitted in the bay for any reason or period of time, however brief. The signs relating to this suspension were sited in accordance with the regulations. Upon reviewing the Civil Enforcement Officer's (CEO's) images and notes, I am satisfied that sufficient signage was in place and that it meets statutory requirements. Whilst I note that the signage may have been obstructed by a large van and generator at the time, please note, it is the responsibility of the motorist to locate and check the time plate each time they park. This will ensure that any changes to the status of the bay are noted. I acknowledge that your vehicle possessed a RingGo session at the time, however, this does not authorize parking within a suspended bay. Suspension restrictions are established to facilitate specific activities like filming or construction, therefore, we anticipate the vehicle owner to relocate the vehicle from the suspended area until the specified date and time when the suspension concludes. Leaving a vehicle unattended for any period of time within a suspended bay, effectively renders the vehicle parked in contravention and a Civil Enforcement Officer (CEO) may issue a PCN. Finally, the vehicle was left parked approximately 5 metres away from the closest time plate notice. It is the responsibility of the driver to ensure they park in a suitable parking place and check all signs and road markings prior to leaving their vehicle parked in contravention. It remains the driver's responsibility to ensure that the vehicle is parked legally at all times. With that being said, I would have to inform you, your appeal has been rejected at this stage. Please see the below images as taken by the CEO whilst issuing the PCN: You should now choose one of the following options: Pay the penalty charge. We will accept the discounted amount of £65.00 in settlement of this matter, provided it is received by 10 June 2024. After that date, the full penalty charge of £130.00 will be payable. Or Wait for a Notice to Owner (NtO) to be issued to the registered keeper of the vehicle, who is legally responsible for paying the penalty charge. Any further correspondence received prior to the NtO being issued may not be responded to. The NtO gives the recipient the right to make formal representations against the penalty charge. If we reject those representations, there will be the right of appeal to the Environment and Traffic Adjudicator.   Gee st pdf.pdf
    • Well done.   Please let us know how it goes or come back with any questions. HB
    • Incorrect as the debt will have been legally assigned to the DCA and they are therefore now the legal creditor. Read up on debt assignment.   Andy
    • Thanks Man in the Middle and everyone it's greatly appreciated form was filled in online yesterday now just have to wait and see
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Littlewoods


2862tilly
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Hi Guys

Please can someone give me some advice, as im being hassled by littlewoods and im at my wits end.

 

I am out of work due to an accident, and now my DLA has stopped,

i cant afford to pay what Littlewoods are asking,

i have offered them £30 a month and they refuse to accept it, they say i can pay it, but £12 a month charges will still be added to my account,

and i have refused to do this,

 

they are ringing me up giving me hassle on the phone, im getting no where with them as they wont accept the £30 i am offering,

i told them to refare me to a collection agency, oh we cant do that they said, in the meantime my bill is going higher,

 

im getting letters saying im ignoring them, which isnt true as im speaking to them on the phone when they ring.

There is only my husband working,

i cant work because of my disability,

we cant claim any benefits because my husband works.

 

I just dont know which way to turn with this cataloge,

its no wonder people commit suicide, when people like this wont even let you try to sort things out.

 

I was reading a thread on here yesterday about littlewoods, and they were mentioning CCA,

They were telling a lady to send of for her CCA

 

can anyone please explain this to me,

and tell me what i need to do, as i didnt fully understand

 

Thankyou

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Your first major error is that you are using the telephone - never ever talk to them on the phone either by you ringing them or them ringing you.

 

Write to them with your proposal and send a cheque (or postal order) for £30. If they return the £30 which is very unlikely, make a not of it as this will all go in your favour when you claim back all these £12 they are charging you. The reason they have decided to rob people of £12 is not because it cost them that much or to recoup loss of interest, it's because the credit card companies have had a ruling that that is all they are allowed to charge, so these firms have decided that sounds like a good amount and we can do it too.

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its a catalogue debt

 

you are on benefits!!

 

max £1PCM for def.

 

just ignore all the letters/calls

and pay that via internet banking

they'll go no-where near a court

and

as for the DCA's

they have no legal powers to do anything!!

 

and get reclaiming all the late/over charges you have

 

prob clear the debt!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ha ha ha another deluded Muppet corporation too rapacious for their own good, As has already been said, you only need to pay £1 a month, there is not a judge in the country who would force you to pay any more for such a pathetic catalogue debt, this is nowhere near a priority, they know it, and hope you don't!

 

So due to their immature response and failure to accept a more than reasonable offer of payment, you can send them a reply if you wish, remarking that "Due to your refusal to accept my offer of £30 a month I have looked again at my situation and I am pleased to offer you £1 a month, I would like to take this opportunity to thank you for your continued rapaciousness and please find enclosed the first payment.

This amount will be paid by me via a method I can control, you do not need to reply with a letter of your acceptance, this is not needed.

 

Much Love"

 

As for all of the charges and l;ate payment fees they have added, they can either all be reclaimed, or you can simply ignore them, just pay what you owe at £1 a month or until your circumstances improve.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Guest Shop Direct Official Company Rep

Hi 2862Tilly, We're really sorry to hear the problems you are experiencing with us. We have other methods of contact, please go to either Facebook Or Twitter. Both these sites have email addresses you can use to contact us on, and we'll be happy to help! Many Thanks - Lisa - Littlewoods Help Team.

Edited by Shop Direct Official Company Rep
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Guest Littlewoods

Hi 2862tilly, We would really like to help with your situation. If you would like to contact us at via Facebook or Twitter, we'll pass your details over to our Customer Excellence Team to investigate further. Many Thanks - Lisa - Littlewoods Help Team.

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Hi 2862tilly, We would really like to help with your situation. If you would like to contact us at via Facebook or Twitter, we'll pass your details over to our Customer Excellence Team to investigate further. Many Thanks - Lisa - Littlewoods Help Team.

 

Sounds like Tilly has already received all the help required! :roll:

 

Though I'm sure it would be interesting to OFT,TS and FOS if you demanded more than £1

Andrew

 

Escaped the DCA nightmare, now helping others start businesses

www.ukleakdetection.co.uk

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Yep, Littlewoods off to a flying start, getting stuck in:!:

 

They need a spellchecker, I think it's 'Customer Excrement Team', now they want you as 'Buddies' on Facebook!:lol:

Andrew

 

Escaped the DCA nightmare, now helping others start businesses

www.ukleakdetection.co.uk

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Hi Guys

Please can someone give me some advice, as im being hassled by littlewoods and im at my wits end.

 

i cant afford to pay what Littlewoods are asking,

i have offered them £30 a month and they refuse to accept it, they say i can pay it, but £12 a month charges will still be added to my account,

and i have refused to do this,

 

they are ringing me up giving me hassle on the phone, im getting no where with them as they wont accept the £30 i am offering,

 

im getting letters saying im ignoring them, which isnt true as im speaking to them on the phone when they ring.

 

i cant work because of my disability,

 

I just dont know which way to turn with this cataloge,

its no wonder people commit suicide, when people like this wont even let you try to sort things out.

 

 

I hope the Littlewoods rep reads the above highlighted sections and understands what their blatant failure to be reasonable does to people. Thank god for cag is all i can say.

 

And as for your collection procedures would advise you to review them - read paragraph 83 of the ruling of Harrison V Link Financial.

 

http://www.bailii.org/ew/cases/EWHC/Mercantile/2011/B3.html

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All in good time, allow them to get their head round consumer law and CAG, and with a bit of luck help & assistance they will be as good as Lee on the Voda team.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hi 2862Tilly, We're really sorry to hear the problems you are experiencing with us. We have other methods of contact, please go to either Facebook Or Twitter. Both these sites have email addresses you can use to contact us on, and we'll be happy to help! Many Thanks - Lisa - Littlewoods Help Team.

 

Welcome to the site.

It is interesting to read all the statistics and accolades in your sig,

There's no denying Littlewoods is a big company with a lot of heritage.

However if you take a few minutes to read our catalog and consumer forums,you will soon see that for many of our members.your group is more famous for far less complimentary things.

Our site embraces customer service reps or media teams who want to look after their customers-but we insist that this is done on our site and not simply to come here and post links to Social networking sites-if our members wanted to take that route...then they would have done that and not come here.

 

So show us your genuine efforts and lets see you dealing pro active.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thankyou where do i get the account details to pay via internet banking, and could you tell me how i reclaim the charges, sorry im so late in replying didnt know anyone had replied

its a catalogue debt

 

you are on benefits!!

 

max £1PCM for def.

 

just ignore all the letters/calls

and pay that via internet banking

they'll go no-where near a court

and

as for the DCA's

they have no legal powers to do anything!!

 

and get reclaiming all the late/over charges you have

 

prob clear the debt!!

 

dx

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Thankyou to everyone for your comments, im sorry im late in replying, im not to good with computers, and was expecting an email if someone commented, i never recieved one, so thought no one had answered me, and im finding it a little hard to get my head around this site. i will do as everyone has said, i have internet banking but not sure how i add them to it if i havnt got an account number, thankyou to the person for advicing me about the phone calls and i will contact them about this, thaks everyone.

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Hello.

To reclaim the charges you will first need to know how much they total and can go back 6 years.

So if you do not have all your statements,then you need to get copies of them.

This is easily done by sending the fee of £10 and a request under the Data Protection Act.

You can also add 8% interest to the total.

If you know how much they have taken post here with the date of the earliest charge and we can tell you.

We can also give you the addresses to send it to.

DX suggested paying them online direct to their account.

Of course to enable you to do this,you do need their account details.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Just also to advise,if you have any other open or closed catalog accounts from the last 6 years where they took charges then you can also claim those back too.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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as for the account details for internet banking

that will be on the back of any cat a/c statements

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Good-keeping a paper trail is important.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi Martin. I have checked my statements and the earliest charge is for £12 taken on the 14th of July 2008 Total charges to date are £132 the last 2 times they have taken £24 charges not 12, please can you tell me what i now need to do, and how i word it thankyou.

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have a look in my sig for charges reclaim info

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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