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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • lookinforinfo
      MET CCTV PCN Starbucks closed - Southgate Park CM24 1PY

      By lookinforinfo · Posted

      You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Jaksmyboy
      IVA failure-DCA chasing-advice please

      By Jaksmyboy · Posted

      Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • Malocclusion
      MET CCTV PCN Starbucks closed - Southgate Park CM24 1PY

      By Malocclusion · Posted

      hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Channel 4 Dispatches to air debt collection exposé

fermi

By fermi
in Debt Collection Agencies

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jane1703

jane1703

Posted
Posted

You are right we need to keep this legal and not stoop to the low level approach of these cockroaches. If someone experienced can advise of the most appropriate way forward with this I will give my wholehearted support.

Maybe a sticky?

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citizenB

citizenB

Posted
Posted

People, please... It is understandable feelings are running high.

 

However, by suggesting "accidents" for Marlin's employees and encouraging harassment of the company is not good news.

 

Please do not put the future and effectiveness of CAG in jeopardy.

 

Thank you.

 

You can be more effective by contacting (by email/letter) your MP, the OFT, your local Trading Standards, the SRA.

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Undercover-Elsa

Undercover-Elsa

Posted
Posted

Hear hear HAK, but newcomers please be aware we don't advocate debt avoidance on here.

What we do advocate is empowering yourselves to deal with your debts, and debt collectors, according to the law. If whoever is chasing you goes by the book, and all your documentation from the bank is in order, we can point you in the right direction to get free, managed help from a debt management organisation.

If your documentation, eg loan agreement, is missing or faulty, if you have had unfair penalty charges added to your account, or if DCA's break the rules..we can advise, but ultimately it's your decision how to proceed.

Most of all, though, whatever your circumstances, on here you will get NON JUDGEMENTAL support, a warm welcome and new friends who understand your problems...because they're in the same boat.:)

 

Elsa xx

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Beck1968

Beck1968

Posted
Posted
People, please... It is understandable feelings are running high.

 

However, by suggesting "accidents" for Marlin's employees and encouraging harassment of the company is not good news.

 

Please do not put the future and effectiveness of CAG in jeopardy.

 

Thank you.

 

You can be more effective by contacting (by email/letter) your MP, the OFT, your local Trading Standards, the SRA.

 

Quite right..... this should be outside of CAG ....so i'll help

 

letsringmarlin : Lets ring Marlin

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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overdone

overdone

Posted
Posted

Might I suggest another course of action other than the ringing because the point has been made by now I am quite sure about telephone harrasment. As an observer of the documentary last night you are quite at liberty, to write to Marlins expressing your feelings about the way Marlins appears to be administered. As I understand it, they have to deal with complaints. Maybe they are better with their complaints proceedure than other DCA's and you may be lucky enough to get a reply that you can share with all of us. It will give them some work to do.

  • Haha 1

If my post helped you feel better, click my scales.

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cloggy

cloggy

Posted
Posted

Hi all,

 

I missed this program last night - need to play catch up I think.

It certainly seems to have struck a chord:lol:

 

This site is so supportive and helpful to those who need it and equally I suspect its a pain in the rear for the DCAs and others who try to exploit us.:grin:

 

Off to dust off my CD collection oh yes, and must buy a Truecall.

I wonder if I can get it on my Credit Card:lol:

 

Cloggy.

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overdone

overdone

Posted
Posted
Might I suggest another course of action other than the ringing because the point has been made by now I am quite sure about telephone harrasment. As an observer of the documentary last night you are quite at liberty, to write to Marlins expressing your feelings about the way Marlins appears to be administered. As I understand it, they have to deal with complaints. Maybe they are better with their complaints proceedure than other DCA's and you may be lucky enough to get a reply that you can share with all of us. It will give them some work to do.

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/210506-dispatches-letter-my-mp.html

 

This might remind you of some of the points to make.

If my post helped you feel better, click my scales.

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PriorityOne

PriorityOne

Posted
Posted
I'm glad to see so many here - including P1 and TT, who I haven't seen for a while :)

 

Hi Sosumi.... I pop in from time to time, but life's been too hectic (with work) to give CAG the time that I once used to.

 

Glad to see you're still fighting the good fight... :D

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FlyboyAgain

FlyboyAgain

Posted
Posted
There are 30 "guests" on here guys.... It needs to stay constructve on here, don't you think?

 

Shall we ask the moderators to make this a members only thread?:lol:

 

Wife and I watched that, last night. I was horrified about the 'agent' getting excited when he was talking about getting his hands on a debtors property.

 

As an aside, but wholly related, I was at a conference last year and overheard the guest speaker - afterwards - talking to a select band of sychophants that he was promoting the idea of re-opening debtors' prisons. I kid ye not.

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pulu31

pulu31

Posted
Posted
Shall we ask the moderators to make this a members only thread?:lol:

 

Wife and I watched that, last night. I was horrified about the 'agent' getting excited when he was talking about getting his hands on a debtors property.

 

As an aside, but wholly related, I was at a conference last year and overheard the guest speaker - afterwards - talking to a select band of sychophants that he was promoting the idea of re-opening debtors' prisons. I kid ye not.

 

Scrooge once asked charity collectors at his office

"Are there no prisons?"

"Are there no poor houses?"

[sIGPIC][/sIGPIC]

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PriorityOne

PriorityOne

Posted
Posted

Personally, I felt let down by Dispatches.... why didn't Jane Moore mention CAG? In fact, why is CAG never mentioned on any programmes of this kind? If it's down to advertising, then it should have been insinuated at, at least.... debt management companies were and most of them are useless... or are already connected to the debt collection industry anyway...

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FlyboyAgain

FlyboyAgain

Posted
Posted
Personally, I felt let down by Dispatches.... why didn't Jane Moore mention CAG? In fact, why is CAG never mentioned on any programmes of this kind? If it's down to advertising, then it should have been insinuated at, at least.... debt management companies were and most of them are useless... or are already connected to the debt collection industry anyway...

 

I don't believe JM or the Dipatches production team do not know about CAG. They refrained from mentioning for reasons unknown.

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Having_A_Knightmare

Having_A_Knightmare

Posted
Posted
Hot off of the press :

 

Official .... 'Mark is not expected back at work for the rest of the week'

 

 

I wonder if he'll ever be back at their workplace ?

 

 

:grin::-)8)

 

 

Were you getting this info?

Click here for great help:razz:

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

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Craftygirl42

Craftygirl42

Posted
Posted
I don't believe JM or the Dipatches production team do not know about CAG. They refrained from mentioning for reasons unknown.

 

 

The producer approached me via this site through a PM to chat about my experiences with Marlin. We had several long chats and I was invited to appear on the programme. As a lot of my family and friends do not know of my problems, I eventually declined.

 

I also know that several others over on the Legal Issues board who had dealings with Marlin were also approached

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sportsflash1

sportsflash1

Posted
Posted

I once overheard a traffic warden in a cafe telling someone that he didn't live locally - they don't issue tickets close to where they live for security reasons.

 

I wonder if DCA's are the same - maybe they have some sort of swap deal with other DCA's for each of their own areas so they don't bump into people they have been threatening. If that is the case then Mark should be safe enough.

 

But I agree that we should refrain from any sort of threats, even if they are only made in fun they can be taken out of context and come back to bite you.

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