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"Your conduct in this matter is unacceptable" Oh dear looks like Reliable are upset....shame


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I want to know what the "will not be tolerated" means & i wont give up asking till i find out :D

 

I still dont know but it gets better......the latest threat

Dear xxxxxxxx,

 

Notice of assignment

 

ASSIGNOR: Mindless Fools

 

ASSIGNEE:Moorcroft Debt Recovery

CapQuest Investments Limited

Aktiv Kapital

First Investment Limited

 

We hereby give you notice that one of the above companies may be acquiring from Mindless Fools all its rights, title and interest in and to each of:- So as you have no rights as you have admited you have no cca agreemant they will aquire what exactly? that would be nothing wouldnt it?

 

(a)the debt of £xxxxxx under the account agreement xxxxxxxxx, made between Mindless Fools and yourself erm no CCA = no Agreemant so what you on about?

 

(b)all other rights, title and interest in and to or relating to the outstanding debt I think we covered that in the first answer

 

It is essential that all future payments, correspondence or queries regarding this account be directed to the above company, as and when the title is transferred. This assignment will come into effect within the next 2 weeks.

 

To prevent further and immediate action being taken to recover the full outstanding balance you must:

 

(a)Pay the debt in full by using your credit/debit card Or alternatively

 

(b)Contact our Recovery Company on 0870 160 1951 ensuring that you quote your customer number, to agree a suitable payment programme and make a first payment.

 

For and on behalf of

Mindless Fools

 

So what they are basicaly saying is, they, a company that has no right holding my data in the first place, are going to asign an agreemant that doesnt exist to 'a' company, but cant make up there minds who yet, (though i doubt Moorcroft would be daft enough to buy it:p............on second thoughts yes they would:rolleyes:) which would mean passing that data that they have no right to have in the first place to a third party which they have no right to pass it to and are going to asign all the rights of something that doesnt exist to whoever they choose:confused: which means one of the lucky sods above will recieve my data that they have no legal right to have.

 

Does that about sum the above up?

 

Are they on drugs???????:lol:

 

Although after the GE fiasco i am trying to take this sieriously.....honest:p

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I see they say in their first paragraph that they "may be acquiring".

 

Well are they or arent they would be the question I would be asking, at the same time advising that if they do.. they will have a fight on their hands:D

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Its no good ive tried to write a serios reply but i cant, its driving me mad:mad: do you think this is classed as Physical/psychological harassment? should i write to the OFT saying they are sending letters i cant respond to sensibly (as well as the rest) :confused::p

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Hi Blind

 

Just let them dig the hole deeper you know my policy with regards to dealing with these muppets funny thread though:D

 

 

 

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Andy;)

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Dear Mindless Fools,

 

Thank you for your recent letter. If I could understand what you are twittering on about then I may be able to formulate a suitable response to your gibberish. As I see it you are telling me that you are passing on something which you think I may or may not owe but you will pass it on anyway even though you cannot prove that i even owe it or that you have any legal right to do so. However if you can find some other bunch of Cretins stupid enough to give you money for nothing then go for it. In fact if you know such a company then plese let me know because myself and my friends on CAG would be very interested in selling them nothing as well.

 

yours etc

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Yes i liked that too Odc and yours babybear39, short and sweet.

 

I did think of just sending "am i bovvered" as big as i could get it on an A4 sheet of paper:grin:

 

The only thing that taints the humour is the thought of them doing what our other freinds have done, as its hassle i dont need:rolleyes: but god help em if they try as that would P me off

 

I could be on first name terms with my local magastrate by the time ive done:p

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OMG theses mindless idiots are trying hard to get ur mony.

 

maybe u should reward them with a section 10 notice.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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OMG theses mindless idiots are trying hard to get ur mony.

 

maybe u should reward them with a section 10 notice.

 

I think that was in my last letter Godmother but Royal mail screwed up again by the looks so no proof:mad:

 

Thats four times now theyve done that, and two where answered so where delivered and i believe this is the respnse to my letter but cant prove it

 

 

edit-But Yes it did have a section 10 in it, just checked, may ring RM tommorow and just check if they have any record

Edited by blind-as-a-bat

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I used to have fun with Moorcroft & Westcot about 10 years ago & was engaged in a letter tit-4-tat with them both.

 

Id write back each time stating...

 

"It is with prefound regret that i receive your letter, please note that your conduct in this matter is unacceptable & will not be tolerated"

 

Id always finish the letters off with...

"please note that no furthur correspondence will be entered into"

 

Play these DCA's at their own game thats what ive always done :rolleyes:

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I still dont know but it gets better......the latest threat

 

So what they are basicaly saying is, they, a company that has no right holding my data in the first place, are going to asign an agreemant that doesnt exist to 'a' company, but cant make up there minds who yet, (though i doubt Moorcroft would be daft enough to buy it:p............on second thoughts yes they would:rolleyes:) which would mean passing that data that they have no right to have in the first place to a third party which they have no right to pass it to and are going to asign all the rights of something that doesnt exist to whoever they choose:confused: which means one of the lucky sods above will recieve my data that they have no legal right to have.

 

Does that about sum the above up?

 

Are they on drugs???????:lol:

 

Although after the GE fiasco i am trying to take this sieriously.....honest:p

 

I take it this tat from Reliable Collections, who are anything but reliable relates to some account from JD Williams. ie Shoe Tailor, Ambrose Wilson, Fashion World, ect.

 

And yes these DCA's are daft enough to take an unenforceable debt on. I had the exact same letter earlier in the year and the next I heard was from the Moorcroft Crew. Who were quickly sent packing.

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If it goes to a DCA i hope it is moorcroft, they know me:p already sent em packing twice:grin:

 

Even better if they buy it and cant send it back though, do you think the sale will be exempt from JDW home aproval policy so they will be stuck with it when they find out its duff:lol:

 

Actually no this was from Nat Close themselves but as there the same........

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check ur pm box.

 

lol

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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nice letter odc.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Here you go zazen.warrior, mainly just payment details really, intresting bit is it came in an envolope with 23 Hunts Bank Manchester Guess whos address that is;-)

 

 

reledited.jpg

 

Just realised but the letter has said u can pay by your visa card. Would that not be against OFT guidelines as it is extending your borrowing?

 

Yep just checked and it is

 

2.6

b. pressurising debtors to sell property, to raise funds by further

borrowing or to extend their borrowing

 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Dear Mindless Fools,

 

Thank you for your recent letter. If I could understand what you are twittering on about then I may be able to formulate a suitable response to your gibberish. As I see it you are telling me that you are passing on something which you think I may or may not owe but you will pass it on anyway even though you cannot prove that i even owe it or that you have any legal right to do so. However if you can find some other bunch of Cretins stupid enough to give you money for nothing then go for it. In fact if you know such a company then plese let me know because myself and my friends on CAG would be very interested in selling them nothing as well.

 

yours etc

 

A solicitor of my acquaintance had a framed letter in his office, written by his mentor to another firm:

 

Dear Sirs

 

Your unprofessional attitude in this matter leaves me speechless.

 

 

 

 

I remain

Yours faithfully

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