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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • lookinforinfo
      MET CCTV PCN - Starbucks Closed - Southgate Park, Stansted Airport (346)

      By lookinforinfo · Posted

      If that was the reason then that is good news. The whole reason that being able to charge £100 for breaching private car park rules is because the law Lords decided in a celebrated case that the rogues had a legitimate interest in keeping their car park spaces available for all motorists . {parking Eye v Beavis]. However when the business is closed then there is no legitimate interest in keeping spaces free so to charge £100 is a penalty. As such any Court would automatically throw out the case when the penalty charge is accepted.
    • dx100uk
      Email from Ansys

      By dx100uk · Posted

      gives them a feeling of grandeur. dx  
    • dx100uk
      FAB/IDRWW chasing Credit Card debt

      By dx100uk · Posted

      yep they can be a bit like the TV licencing lot. for 4yrs ive been getting a series of about 8-10 diff letters that just go round a loop. currently upto 61
    • dx100uk
      Debt has spiraled out of control

      By dx100uk · Posted

      thread tidied. new thread for the court claim is here  
    • dx100uk
      Lowell/Overdales Claimform - old HSBC Credit Card Debt

      By dx100uk · Posted

      new thread created for this claimform please post here now for anything to do with it now . pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

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andrew1

By andrew1
in Debt Collection Agencies

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PR Girl

PR Girl

Posted
Posted

Am boycotting..will make their lives miserable as they did to me as a student.

 

Had the unfortunate luck of dealing with Wescott they reduced me to tears, threatened me on the phone annnnnnd had the gall to lie and say they had made a doorstep visit when I was blatantly at home! :o

 

I cannot believe they 'award' for making people totally miserable. Hell hath no fury like a graduate with a crud credit rating! :mad:

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ODC

ODC

Posted
Posted
I cannot believe they 'award' for making people totally miserable. Hell hath no fury like a graduate with a crud credit rating! :mad:
Especially one with a degree in computing and moves in hacking circles:cool:

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sillygirl1

sillygirl1

Posted
Posted

Still no reply to my email to the bloke at CCS, shows how little he thinks of our thoughts... or maybe he is on holiday....

 

I still maintain that instead of sending a DCA a CCA (which almost admits that you owe money) ask them for a copy of the last bill from their clients - much the simplest way of confusing the poor dears. State that without a proper itemised bill you can't reconcile your own accounts and that way if they provide a bill you haven't paid - you pay.

 

I still think also that if they had to send out the last bill received from their clients it would stop them chasing statute barred debts.

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mrmarmite

mrmarmite

Posted
Posted

sillygirl slight dissagee wit that

I still maintain that instead of sending a DCA a CCA (which almost admits that you owe money) ask them for a copy of the last bill from their clients - much the simplest way of confusing the poor dears. State that without a proper itemised bill you can't reconcile your own accounts and that way if they provide a bill you haven't paid - you pay.

 

you make it sound like we trying to avoid paying, when all we are doing is checking the validity of the debt with the DCA. we are legally entitled to ask for CCA especialy if it headed "I do not acknoledge this debt"

I hate people who are trying to avoid paying what they owe.

 

besides the thing we do like is to create havock with them. it keeps us amused and makes us look forward to our postman comming to our door instead of hiding

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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ODC

ODC

Posted
Posted
sillygirl slight dissagee wit that

I still maintain that instead of sending a DCA a CCA (which almost admits that you owe money) ask them for a copy of the last bill from their clients - much the simplest way of confusing the poor dears. State that without a proper itemised bill you can't reconcile your own accounts and that way if they provide a bill you haven't paid - you pay.

 

you make it sound like we trying to avoid paying, when all we are doing is checking the validity of the debt with the DCA. we are legally entitled to ask for CCA especialy if it headed "I do not acknoledge this debt"

I hate people who are trying to avoid paying what they owe.

 

besides the thing we do like is to create havock with them. it keeps us amused and makes us look forward to our postman comming to our door instead of hiding

The CCA if such exists proves or disproves the existance of an alleged debt. Asking for it is not an admission of a debt but no more than you would ask anyone who claims you owe them money.

 

If a DCA can produce proof of the existance of a debt and their right to collect it then I would not have a problem with paying. They should have this proof readily to hand before they start their NASTY BULLYING PHONE CALLS AND COMPUTER GENERATED THREATOGRAMS. Look at over 90% of the cases on here when the DCA **** are asked for a CCA they cannot produce one yet continue to threaten all sorts of hellfire and damnation. They should realise that they CANNOT demand money without proof. The same goes for the bottom feeders who demand money for debts which are statute barred, They had six years to provide proof and failed to do so. Tough sh!t.

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sillygirl1

sillygirl1

Posted
Posted

Mrmarmite

Not all debts are covered by CCA's, for instance utility companies, ie Thames Water and British Gas and BT... this method works very well for them - I was billed twice by Thames Water for the same year recently....

 

This again creates havoc as they are almost always now expecting a CCA - a different request to what they are being 'programmed' to receive is much better.

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mrmarmite

mrmarmite

Posted
Posted

yup ok fair enough, soz i didnt take into account the utilities and mobile/BT. habbit i spose

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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andrew1

andrew1

Posted
  • Author
Posted
sillygirl slight dissagee wit that

I still maintain that instead of sending a DCA a CCA (which almost admits that you owe money) ask them for a copy of the last bill from their clients - much the simplest way of confusing the poor dears. State that without a proper itemised bill you can't reconcile your own accounts and that way if they provide a bill you haven't paid - you pay.

 

you make it sound like we trying to avoid paying, when all we are doing is checking the validity of the debt with the DCA. we are legally entitled to ask for CCA especialy if it headed "I do not acknoledge this debt"

I hate people who are trying to avoid paying what they owe.

 

besides the thing we do like is to create havock with them. it keeps us amused and makes us look forward to our postman comming to our door instead of hiding

 

 

I hate people who are trying to avoid paying what they owe.

 

 

Well said Mr Marmite ( like Vegimite myself :D ) this whole site is dedicated to helping people establish the validity of debts being collected and to making sure the companies are doing what they should in law. No point in coming down to their levels and breaking the laws. I'm sure Sillygirl doesn't mean what you say though. If you see her other postings she's far from a 'dodger' ;) she's lubly and supportive of what we are doing, but it doesn't go amiss sometimes to reafirm what we are all doing.

 

Sarah.

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2Grumpy

2Grumpy

Posted
Posted
Quote from that site: "Registry Trust Limited is a not for profit company"

 

Accounts are a little behind for sure but for the year to Dec 04

 

Turnover £2.141 million

 

Gross Profit £1.883 million

 

Wages, salaries and Directors emoluments £1.004 million

 

Retained Profits £128,660

 

Ah, thats why they are a not for profit organisation, the directors and staff take it all !

Am I being a bit thick here or does this mean that they keep nearly 90% of the money paid by people and only 12% goes to paying off their debts?

 

Grumpy

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dannyboy660

dannyboy660

Posted
Posted
Am I being a bit thick here or does this mean that they keep nearly 90% of the money paid by people and only 12% goes to paying off their debts?

 

Grumpy

 

Somebody once said,

 

"To be truly successful in life you need just three things, a good doctor, a forgiving priest, and a very clever accountant."

 

Seems to be truer nowadays than ever before.

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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dannyboy660

dannyboy660

Posted
Posted
Registry Trust has NOTHING to do with paying debts :confused:

 

It is the register of court fines and judgments.

 

 

The Chairman of Registry Trust is also none other than Malcolm Hurlston, big cheese at the CCCS. I'm assuming they are the same person. Look who else is in the gang and the organisations they represent.

 

It's comparable to Shipman having his own Funeral Directors. Not illegal,...... but is it really a good idea???

 

Would it fill you with confidence???

 

..and why does he say there is no room for Credit Unions in todays Britain??? Is it because they are run by it's members have 'too much' privacy??

 

 

He's sure to be along in a minute ...........;)

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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dannyboy660

dannyboy660

Posted
Posted

Couldn't find it just now but

 

House of Commons Hansard Written Answers for 30 Apr 1996 (pt 24)

 

Questions were being asked sometime ago, and ironically, a certain politician is/was on the board of certain DCA..........

 

 

 

 

 

Am I the only one who remebers all this??

 

Hold on another one to find..............

 

Try 25 in this thread.........before MI5 get hold of me......

 

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/73108-1st-credit-noting-contents-2.html?highlight=milburn

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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andrew1

andrew1

Posted
  • Author
Posted
Couldn't find it just now but

 

House of Commons Hansard Written Answers for 30 Apr 1996 (pt 24)

 

Questions were being asked sometime ago, and ironically, a certain politician is/was on the board of certain DCA..........

 

 

 

 

 

Am I the only one who remebers all this??

 

Hold on another one to find..............

 

Try 25 in this thread.........before MI5 get hold of me......

 

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/73108-1st-credit-noting-contents-2.html?highlight=milburn

 

 

 

We in the Fan Club had seen this, but which Agency are we speaking of Danny? Sorry Danny, Got it thank you... 1st Credit..

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sequenci

sequenci

Posted
Posted
The Chairman of Registry Trust is also none other than Malcolm Hurlston, big cheese at the CCCS. I'm assuming they are the same person. Look who else is in the gang and the organisations they represent.

 

 

yeah i clocked that. I thoguth a few folks on here had their wires corssed with regards to what RT actually do, may infact, it was I with my own wires crossed haha.

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dannyboy660

dannyboy660

Posted
Posted

.....and the US based company who's link is provided earlier (not paying UK tax) is targeting CCCS customers.

 

Something just isn't right, but I'll let you draw your own conclusions or perhaps someone 'on the inside' would be willing to explain exactly what is going on??? I know these people and organisations should always be approached with caution as things may not be as they seem. Nothing in life is free, especially if there's money to be made and/or information to gain. Who can you trust?? CT may actually have shot themselves in the foot with these awards.......

 

And now to announce the launch of my new online "Dannyboy Financial Magazine" :shock::p :p

 

 

 

 

Sosumi,

 

Thank you for your concern. They haven't got me yet, but it's a bit awkward typing this from the bottom drawer of a filing cabinet, and I can't see the screen from here..

 

Has Mr Bond left the building yet????? :cool:

 

 

 

 

 

No wait.....that makes me the baddie...:shock::oops:

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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mrmarmite

mrmarmite

Posted
Posted

looks like it

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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dannyboy660

dannyboy660

Posted
Posted
Danny,

 

Is this why you've edited so many of your threads on this particular thread ?

 

 

errmm.....unfortunately, it's nothing more than the fact I sometimes wander into the forums after a few drinks and then I'm reluctant to say what I want to say.....and end up posting complete nonsense:oops: .

I remove them to stop distracting people from the serious point the thread is actually making.

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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