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    • Please see my witness statement below.  Please let me know what modifications I need to apply.  I haven't included anything related to "administrative charge while paying by credit or debit card" as I wasn't sure if I should include since sign says "it may apply"   Background  1.1 Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.    Contract  2.1 No Locus Standi, I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” From PoFA (Protection of Freedoms Act) 2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.    Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.  3.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.  3.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses these documents.    Unfair PCN  4.1         As stipulated in Exhibit 1 (Pages 7-13) sent by DCB Legal following the defendant’s CPR request the signage displayed in their evidence clearly shows £60.00 parking charge notice and will be reduced to £30 if paid within 14 days of issue. The defendant puts it to the claimant a request for strict proof when the signage changed to show £100.00 parking charge as the evidence provided by DCB Legal stipulated £60.00 parking charge was indeed the parking charge at the time defendant parked and included in Exhibit 1   4.3        The Claimant did not respect PAPLOC   4.4        It is also unfair to delay litigation for so long and claim nearly four years' interest.    No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;      No Breach of Contract  6.1      No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY.  6.2        The wording “Electric Bay Abuse” is not listed on their signs nor there is any mention on the contract of any electric charging points at all let alone who can park there or use them.    Double Recovery  7.1        As well as the original £100 parking charge and £50 allowed court/legal costs, the Claimant seeks recovery of an additional £70.  7.2        PoFA Schedule 4, paragraph 4(5) states that “the maximum sum which may be recovered from the keeper is the amount specified in the notice to keeper”. Which in this case is £100.  7.3        The Parking (Code of Practice) Act 2019 is also quite clear that the maximum amount recoverable is £100.  Government ministers and government web pages explaining the Act refer to extra charges as "a rip off".  7.4        Unless the Claimant can clearly demonstrate how these alleged additional costs have been incurred this would appear to be an attempt at double recovery.  7.5        Previous parking charge cases have found that the parking charge itself is at a level to include the costs of recovery i.e. Parking Eye Ltd vs Beavis (2015) UKSC 67 which is the authority for recovery of the parking charge itself and no more, since the sum £85 was held to already incorporate the costs of an automated private parking business model and the Supreme Court Judges held that a parking firm not in possession cannot plead any part of their case in damages. It is indisputable that an alleged “parking charge” penalty is a sum which the Supreme Court found is already inflated to more than comfortably cover all costs. The case provides a finding of fact by way of precedent, that the £85 (or up to a Trade Body ceiling of £100 depending on the parking firm) covers the costs of all the letters. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court V Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (...) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6        In Claim numbers F0DP806M and F0DP201T, Britannia vs Crosby the courts went further in a landmark judgement in November 2019 which followed several parking charge claims being struck out in the area overseen by His Honour Judge Iain Hamilton-Douglas Hughes GC, the Designated Civil Judge for Dorset, Hampshire, Isle of Wight & Wiltshire. District Judge Taylor echoed earlier General Judgement or Orders of District Judge Grand, stating “It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgement in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for a addi8onal sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4) of the Civil Procedure Rules 1998.  7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  7.9        The Defendant is of the view that the Claimant knew, or should have known, that to claim in excess of £100 for a parking charge on private lands is disallowed under the CPRs, the Beavis case, the PoFA AND THE CRA 2015, and that relief from sanctions should be refused.    In Conclusion  8.1        I believe the Claimant has got use to intimidation tactics and has got greedy. I believe the truth of the manor is the Claimant has used bullying tactics successfully for too long and is therefore assured that innocent drivers will fall into the trap of paying rather than going through the hours it takes to defend themselves. In the process, wasting the time of the Court, the time of the Defendant and everyone else who has advised the Defendant, out of sheer decency to help have a fair hearing and see justice delivered.  8.2        I am still in disbelief that I am being heard in this court, defending myself nearly 4 years after receiving a charge through my door. I have had to spend weeks’ worth of my life studying the letter of the law in order to defend myself from this ridiculous attempt at a swindle.  8.3        I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
    • 'I thought why don’t we give it a try?' said student Swapnil Shrivastav, after inspiration struck during water rations.View the full article
    • honestly he/she just makes these ppc look so stupid everytime   fairplay lfi
    • Women share their stories of how they feel renting has held them back in life.View the full article
    • First, the Entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract. so it only  is an offer to treat.  Second, the sign does say % hours free without mentioning that it is also the maximum time one can stay. it would be logical to presume that there would be a fee for staying longer-but not £100. Looking at the PCN-as usual it does not comply with the protection of freedoms Act 2012 Schedule 4. First it does not specify the parking period since their figure includes driving from the entrance to the parking space, then later driving from the driving space to the exit. Second it does not inform the keeper that the driver is expected to pay the charge Section 9 [2]] (b)inform the keeper that the driver is required to pay parking charges in respect of the specified period of parking and that the parking charges have not been paid in full; What that means is that you as keeper are no longer liable to pay the charge-only the driver is. As anyone with a valid insurance can drive your car they will have difficulty proving who was driving especially as you haven't appealed. In addition the Courts should your case get that far, do not accept that the driver and the keeper ae the same person. So just relax and ignore all their threats even from their unregulated debt collectors and sixth rate solicitors.  Just do not ignore a Letter of Claim if you get one of those-come back to us so that you can send a snotty letter.
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Welcome Finance - This company needs to be banned.


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I have been on the side line of this debate for some time now and I will make a rare comment on this.

 

Welcome have been working hard on saving cash and putting everything into the loan book they need to repay, we all laugh when they cancel water orders, only printing on double sides, making staff redundant and selling arms of the business to keep the core alive. But what they are doing is showing stake holders they will do what ever it takes to make it work, and sorry to say this but it’s working.

 

The bond holders will not dilute the company nor will they swap debt for equity as welcome has none! So they are stuck. Who wants 5p or 8p for every pound lent out. Welcome and bond holders have been working together for some time to get this right. All the bad apples are gone and Welcome have paid fortunes to get the best money can buy to repair the company.

 

Welcome cannot be active on the LSE until they disclose accounts and the reasons for the impairments on those accounts. Once they come up with the truth they will be back....I have no doubt!

 

Don’t believe everything you read or hear on these boards and the investor boards where shareholders comment. Remember shareholders are the bottom of the payback list so they need hope.

I too was drawn into the idea of unenforceable agreements and interest on arrangement fee’s and the list goes on and on! Simple fact is - DO your homework. Get them back at their own game, but be prepared for a long fight.

Take the advice you receive here, but don’t depend it.

 

Realistically, I know of only a handful of cases that have gone the distance and won.

I know I am going to get blasted here for this post, but I was starving for information and was depending on false hope. Eventually I did my own research and got what I set out to achieve.

Edited by 082stewie
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I need to change my avatar..But cant find a good replacement.

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i value all imput on cattles and welcome

this forum is open to all people to air there comments

its the only way we learn

 

cattles are only bringing in at the moment a third on what is required to satisfy the creditors

 

cohen and cl finance are doing the round at the moment getting ccj through the courts as its classed as an assett

 

i have no doubt that cattles will go under but when is the question

 

tomorow cattles get ejected from the stock exchange so they are nothing more than the local cash converters

 

how the mighty have fallen

 

only time will tell

 

ive been right so far but will be the first to put my hand up if incorrect

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i value all imput on cattles and welcome

this forum is open to all people to air there comments

its the only way we learn

 

cattles are only bringing in at the moment a third on what is required to satisfy the creditors

 

cohen and cl finance are doing the round at the moment getting ccj through the courts as its classed as an assett

 

i have no doubt that cattles will go under but when is the question

 

tomorow cattles get ejected from the stock exchange so they are nothing more than the local cash converters

 

how the mighty have fallen

 

only time will tell

 

ive been right so far but will be the first to put my hand up if incorrect

Ill make you a deal, Ill buy you the biggest ale of your choice if they are ejected tomorrow. But I will suggest my money is safe. If you are right then we both have reason to enjoy a drink!

 

And to be brutally honest, you have been saying the same thing for about a year now. As you well know I was a big contributor and follower of this board for many months and had to back out due to so many conspiracy theory’s. I work on fact.

I need to change my avatar..But cant find a good replacement.

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i do to

 

why do you think the directors of cattles are now facing a fraud investigation

 

who spent hours at the seriouse fraud squad and the fsa

 

they would not have acted unless they were pretty sure before they went public

 

lets see after tomorow

 

they have to operate under the terms of the fsa like every body else

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Yup all sorted out.

 

I got a very sweet offer from my previous employer to just walk away without any fuss,... So took a few months out of the rat race and then started my new job.

Recession?? I was very lucky, and the saying "its who you know" that works.

 

Im glad to see the fight with Welcome is still alive and well. And Yes I did sort out my issues with them and got just over half of the loan wiped off. It was a "Mutual" understanding, PPI is a bitch -GRIN!!!

 

I hope you and the fam are all well to!

 

So do you think Welcome will be around after tomorrow? Or at least listed? I think we should take a poll on this one.:grin:

I need to change my avatar..But cant find a good replacement.

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nice debate gents, I personally hope they stick around just long enough for me to get my money back. Am working on a list at the mo when I have my letter ready I will post it up & see what you all think.

 

Bankfodder suggested the FOS route so I will go with that, when working out the interest for PPI on the calculators do I calculate the figure using 1 payment or 12

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Yup all sorted out.

 

I got a very sweet offer from my previous employer to just walk away without any fuss,... So took a few months out of the rat race and then started my new job.

Recession?? I was very lucky, and the saying "its who you know" that works.

 

Im glad to see the fight with Welcome is still alive and well. And Yes I did sort out my issues with them and got just over half of the loan wiped off. It was a "Mutual" understanding, PPI is a bitch -GRIN!!!

 

I hope you and the fam are all well to!

 

So do you think Welcome will be around after tomorrow? Or at least listed? I think we should take a poll on this one.:grin:

 

Good to hear Stewie - I have also come to a "mutual agreement" just ironing out the last bits of it now :)

 

So the $64,000 question. Do I think they will be around tomorrow? Unfortunately Yes I think they will be - however do I think they will be around this time next year - probably not - I think their business is unsustainable and practically insolvant regardless of any cost cutting them have put in place.

 

I don't know enough about delisting on the stock exchange to be sure of anything to be honest and have never said anything different.

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Hmmm, had no contact from Welcome since May, apart from sending my CCA. Have about £1k arrears and paid over 50% on a HP, but made arrangement to up the DD in May so all happy. Still paying to B***ers, as agreed.

 

Now, had 1 missed call off 08455432550 on Tuesday, 2 yesterday and 3 today. No messages, no letters - just these calls. Wonder what they're after - of course, if they think they're charging me for them they can get stuffed!

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hi Traz

 

Long time no speak!!!

 

hows things progressing??

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6231

__________________

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

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well my opinion is welcome are going to be ejected tommorrow...

 

the problem they face is the stock market itself...although the markets have seemed to recovered and in the press they are talking of the reccession is over...dont believe everything you hear and read..

 

my understanding is cattles have alot of invested money from the usa and its lovely currency the dollar...unfortunately the dollar is on its way out big time....and its going to happen Very soon...(next few months)

 

our economy is based on the dollar as most plc/major companies etc use there stocks and bonds and secure them with dollar stakes/holdings...

 

this is why i believe calltes are well and truly stuffed..the american markets will fold again soon ...(sorry folks if u have investments)

 

and this will leave cattles subject to 0 funding...

 

wait and see..

 

as my misses like to say "THE ORACLE HAS SPOKEN"

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Hi all,

Claimback Direct, the people who contacted me before I knew CAG or Welcomes dodgy antics, have contacted me again for the third time!

Although this time they've offered me an attractive deal.

They say that if I pass authority to them they will claim for PPI plus interest, plus charges, plus additional compensation all of which they will not take a penny. At the same time they will seek to get the entire agreement written off and get claim back all money paid. They are so confident that my loan will be unenforceable that the only fee will be 15% of the total written off!!

They've never mentioned anything about unenforceability and they don't have details on my agreements. So, why the sudden confidence?

What has changed in the legal world of Welcome?

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Nothing has changed Housemonkey - just the claims sharks are getting a bit more desperate for some money!!

 

The have no details of your agreements yet claim they are confident of unenforceability - please tell me you're not considering this????!!!!

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