Welcome Finance - This company needs to be banned.

[082stewie]

I will do what i can - i need specific Q's though to ans properly. I will also try and scan policy handbook this eve

 

 

Ok here are a few obvious ones we would like answers to.

 

- Are the acceptance fee's charged with interest?

 

- How many PPI claims have been approved by welcome and reloans not just granted everytime someone questions it?

 

- How much is the actual cost of sending a letter out to a customer?

 

- How many cases have you dealt with that are totally un-enforceable?

 

Stewie

[sanpez]

it is different when the proof is "lost" or deleted. All I know is I felt like crashing my car on the motorway home most nights if it meant I didn't have to go to work in the morning. I have emails, no calls.

I am sorry for how you feel and hope that now you are not working for them you feel better but you can still get them by helping people on this site to get answer to their questions and get your satisfaction and reward that way

[jp1000]

I am sorry for how you feel and hope that now you are not working for them you feel better but you can still get them by helping people on this site to get answer to their questions and get your satisfaction and reward that way

 

 

I will do everything I can to help

[Dipply75]

Ok here are a few obvious ones we would like answers to.

 

- Are the acceptance fee's charged with interest?

 

- How many PPI claims have been approved by welcome and reloans not just granted everytime someone questions it?

 

- How much is the actual cost of sending a letter out to a customer?

 

- How many cases have you dealt with that are totally un-enforceable?

 

Stewie

 

Can I also add, what happens when you are selling someone PPI then, ie what are you told to do, and do you offer to lend less to leave room for it?

[JonCris]

Welcome ruined my life, and I am only 21!!!

Bonus is earnt quarterly up to 24% of their annual wage based on cash collected, 29's Deli (per and asset) and 30's COF

 

Really how .........If they did your amongst friends here............. & can we help you get revenge:mad:

[postggj]

interesting posts this afternoon

thinking

[082stewie]

interesting posts this afternoon

thinking

 

 

I was wondering what the noise was :D

 

Hey Post you ok?

 

Stewie

[jp1000]

I will answer these tonight when home but the ans to acceptance fee one is yes. PPI claims approved are done through Direct Group. the charges incurred for letters are now £10, I dont know the company cost. I know per policy only 1 every 3 days is allowed and only allowed to charge once a month. (this is same for calls) I have seen a few unenforcable cases that welcome know are unenforcable but the clients don't.

[jp1000]

for

[082stewie]

I will answer these tonight when home but the ans to acceptance fee one is yes. PPI claims approved are done through Direct Group. the charges incurred for letters are now £10, I dont know the company cost. I know per policy only 1 every 3 days is allowed and only allowed to charge once a month. (this is same for calls) I have seen a few unenforcable cases that welcome know are unenforcable but the clients don't.

 

 

Look forward to chatting this evening and please try and copy as much info as you can and share with us. You will be helping great numbers of people who are battling to even put food on the family table.

 

You are in the right place if you feel this way.

 

Stewie

[sanpez]

Look forward to chatting this evening and please try and copy as much info as you can and share with us. You will be helping great numbers of people who are battling to even put food on the family table.

 

You are in the right place if you feel this way.

 

Stewie

I second that

[postggj]

hi andie,stewie,dipply

 

some interesting comments made by gloucs

 

says alot

but not a lot

 

ill wait till tonight and sit in the back round before passing comment

 

interesting point on commission

different to the documentation i have

[postggj]

just a thought

 

how do you know some agreements are crap

 

do you know a mr p

[082stewie]

for PPI sales there is a script to follow. It is a compliant script, but CAMS do not follow them unless being audited and someone snr is watching.

 

 

As I mentioned before, ,my loan is secured and was done over the phone with PPI attached.

 

I dont recall discussing anything with the operator over insurance.

 

This was done via a broker, do Welcome retain these voice calls done by 3rd party companies??

 

Stewie

[jp1000]

hi andie,stewie,dipply

 

some interesting comments made by gloucs

 

says alot

but not a lot

 

ill wait till tonight and sit in the back round before passing comment

 

interesting point on commission

different to the documentation i have

 

why are you all hung up on commission? i have proof only bonus was earnt in the branches - The reason why I am being a little vague is that none of you are being particularly pleasant, nor trusting what i actually say! I can prove who I am and eveything if you require but then, how do you prove who you are?? You could also be an employee etc

[jp1000]

as far as i have been aware - brokers only get the loan approved in principal. did you get to speak to either head office in hull or notts? or speak to a local branch when set up??

[sanpez]

why are you all hung up on commission? i have proof only bonus was earnt in the branches - The reason why I am being a little vague is that none of you are being particularly pleasant, nor trusting what i actually say! I can prove who I am and eveything if you require but then, how do you prove who you are?? You could also be an employee etc

If you think how bad you felt doing your job can you not understand how people might feel when they feel they have been treated unfairly and even illegally so it is obvious that people are going to be concerned and want answers for you to prove who you really are. From what I have read on this link people have been fighting a long time with welcome and have managed to get their own information which may differ to yours. But as someone has already said if you are genuine in your offer to help then it is greatly appreciated but dont try and play with peoples emotions. We all want what is fair and to be treated with respect and dignity

[tigga_1961]

why are you all hung up on commission? i have proof only bonus was earnt in the branches - The reason why I am being a little vague is that none of you are being particularly pleasant, nor trusting what i actually say! I can prove who I am and eveything if you require but then, how do you prove who you are?? You could also be an employee etc

people on here have all had bad experience of wfs thats why we are all on here, you just need to read the post bye everyone to see who is genuine, obviously we would love to trust everyone but there has been a lot of trolls on here, spouting the same compnay bumf, so bear with us if your genuine as yousay you are youre welcome, just trust in any circle takes time

[postggj]

listen people

 

lets be nice

 

please gloucs be totally honest as you could be a value to this thread.

the reason people are hostile is welcome are not liked very much for obviouse reasons

 

 

why ime being cynical is that i myself have unmasked 4 welcome staff posting on the forum for miss=information

 

 

its nothing personel believe me

 

and welcome to the forum

[jp1000]

I will do what I can, I will answer questions if I know the answers. I am sorry but I am still getting over the horror that was welcome. My life is just about returning to some state of normality. I just want to help. perhaps if i detail some of the tactics used, it will help people make effective complaints etc to FSA and Ombudsman and the company themselves??

[andie_303]

I feel terrible as I know I have caused so many peoples lives to be ruined. Hopefully I can give back and help a little (I know that sounds corny) but I was one of the best collectors in south west area, for 2+ years. I got away with the most horrific things and got congratulated for them at work. I know all the tricks they use.... and all against their own policy.

 

ok I'm gonna call a spade a spade here as you know I don't believe you are an ex welcome employee so instead of side stepping around the fact I think we should see the evidence of wrong doing you referred to before that way wo can tell me to shut up.now I'm not being rude but trust has to be earned and any genuine ex employee of this company would s think be well aware of the suspicion you are likely to come under.if I'm wrong I will apologise but as a woman we all know women are never wrong

[postggj]

lets all wait for the info thats gets posted before commenting any further

 

we are all suspiciouse for every good reason

 

even now i get strange email and pm

 

the truth will come out

[postggj]

gloucs

 

words are just words

 

please google photo bucket to get use to it

 

i feel a lot of posting is going to happen

 

remove any details to link the docs to you

[andie_303]

gloucs

 

words are just words

 

please google photo bucket to get use to it

 

i feel a lot of posting is going to happen

 

remove any details to link the docs to you

 

sorry if I was harsh guys but I couldn't be bothered to dance around it any longer and I really don't think anyone that hates welcome would mind a put up or shut up. at the end of the day we've all been scrutinized when we joined.

[andie_303]

definately as I am a woman myself I think this will reach a stalemate . what proof do you want? my p45? pictures of hair loss. copies of death certificate for 2 customers that killed themselves because of me?

 

no just the proof of malpractice you spoke about you having in your first few posts will be fine.