yes

yes thats what i read the new style esa says it disregards savings over 16k and if your in the groups category it doesnt end in 12months. no i dont claim housing benefit.

thanks,..so i would get it for 12months then nothing? what about esa...ive read that if you go into the normal group you only get it for 12months but if you get the disabled group its indefinite...i think it best i get esa?

thanks - ive been doing a lot of reading up and wont be able to get universal credit anyway. its ironic...i work my whole life and have just over 20k savings for my kids or retirement as encouraged by the consensus...then when i fall ill and become crippled with arthritis and cant spend it on anything like holidays or sports etc...i cant get universal credit...so i'll have to use the money i saved for my kids...bye bye inheritance

ok thanks, what would the doctors do? is there such a thing as a permanent fit note? i have pip for mental and physical health disability...my physical health will only get worse.

ok thank you. sorry i have no clue about any of this...how long does a fit note last? no i havent got esa (dont really know what that is)....ive only had pip for the last 10months. ive been self employed for the last 16years...but as my health has deteriorated/progressively got worse and worse i cant do any work like i used to hence my earnings have got lower and lower over the last 5 years as my ability to work gets worse. so i thought id apply for pip and got it. to be honest it would be better for me if i dont work anymore as my multiple health conditions are not going to get better ..only worse. i thinks its best to stop all the work as i earnt less than 1.5k last year.

no i havent read that thats the case that you automatically get lcwra...i read that when migrating you get the same amount of money...and as its the same i thought it would mean i automatically get lcwra as i have pip and sdp

ive been reading from various places that as i have pip and migrating (not a new claim - ive read thers a difference) i am guaranteed to get the same amount of money as the lagacy WTC & sdp...so if this is the case i thought it would mean i automatically get lcwra as i have pip and sdp?

Hi all, i am currently self employed on working tax credits with a severe disability payment. i also have pip which is the enhanced living component and standard mobility. i have just received a letter to migrate to universal credit. i am very worried about this minimum income floor stuff as my income from self employment has steadily been going down over the years as my health has deteriorated,.. obviously. at the moment i get the severe disability payment as i am at a disadvantage....my question is when i go over to universal credit will i automatically go onto lcwra and will i not be required to meet the minimum income floor? or would it be best that i dont do the little work i have as self employed and just go onto universal and lcwra as full disabled? i dont really know what the group is called if i was on universal credit as full disabled etc? cheers, daz