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Everything posted by JonCris

  1. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. Cos the compliant will be rejected The OP should complain to the SRA not FOS
  3. What you said in store may well be irrelevant. Whether you should ignore the answer is no you should not Write back if only to deny their allegations. ALSO demand they retain the CCTV
  4. CR firms claim they have no choice & quote the DPA as the reason this is nonsense The ONLY priviledge that exists between a minor & 3rd party is that between their medical adviser
  5. Even the police MUST contact the parent or guardian where a minor is involved to suggest they can lawfully threaten a minor is ridiculousness & could lead to serious FORESEEABLE consequences
  6. Minors CANNOT enter into a contract which is what the requirement for payment is AND for there to be a liability in tort (not assured) there HAS to be actual damage AND they have to have been under the control of a parent or guardian at the time. I have no doubt that the likes of RLP will have to answer for their claims in open court. Also the protocols as defined by the architect of civil recovery Professor Bamfield specifically excludes, amongst others, minors Civil Recovery is meant to be used against recidivists not kids testing mousse in Boots. Disgracefully some retailers now see CR as a profit stream & until your caught would you know what a small sign stating "we operate civil recovery" means IOf as they claim its meant to deter shoplifting why aren't they shouting it from the roof tops instead of trying to keep it under wraps go on have a guess?
  7. Here's some cheery news http://www.realclearpolitics.com/news/ap/politics/2010/Oct/19/ap_source__fbi_looking_at_foreclosure_mess.html
  8. As she's still a minor she can't enter into a contract so even if you or she did pay you could sue to have repaid plus % Also as a minor they cannot place her name on their website of "people who have been involved' in civil recovery" nudge, nudge, wink, wink no what I mean eh! eh!
  9. I do hope you have a name of the individual you dealt with as claiming that amounts to misconduct When you contact the Ombudsman tell them what was claimed. I should also complain direct to that persons boss for attempting to mislead you into giving up
  10. Would your friend be willing to make a sworn statement as to the events you describe?
  11. Please be patient as I understand the Judgement is being considered before commenting
  12. YOU MUST NOT ignore them at the very least write back demanding they provide evidence of your alleged 'unlawful' act which of course you dispute otherwise even though you win your case you may have adverse costs awarded against you for not trying to conclude the matter BEFORE court proceedings commenced
  13. Appeal hearing concluded, Judgment expected early next week
  14. Does their letter identify them as debt collectors?
  15. http://www.truth-out.org/shock-therapy-wall-street-jpmorgan-suspends-56000-foreclosures-gmac-and-boa-many-more63803 This video is by congressman Alan Grayson & couldn't be more damning – also its well to remember this guy is a Republican, not a Democrat http://news.firedoglake.com/2010/10/01/alan-grayson-explains-the-foreclosure-fraud-crisis/ http://www.nytimes.com/2010/10/01/business/01mortgage.html?_r=4&ref=david_streitfeld http://livinglies.wordpress.com/2010/09/01/if-you-have-a-mers-mortgage-here-is-their-deposition/
  16. Now's the time to stop them messing you about & to prepare to issue proceedings as once in court you can show just how unscrupulous they are & perhaps claim additional compensation for the stress they have caused you. Until someone does this they will continue to treat all claimants the same
  17. Eventhough you have paid you can still reverse the situation but you would have to be prepared to take the fight to them
  18. Hi Its good to have the pressure go However clearly you haven't done enough research as if you had you'd know that any payment to RLP WILL be construed by them & their clients as a sign of guilt. This they believe will permit them to place you wife's details on their data base, which was formerly known, as a record of dishonest persons, "some of whom may not have been convicted of an offence" thereby blighting amongst others things any future job prospects, obtaining credit a mortgage or even insurance
  19. so Hammy the 'alleged' theft of a £35 bottle of perfume justifies the death of a man. Incidentally this has everything to to do with civil recovery as you will learn in due course
  20. I said bare your own costs not theirs & its to counter them applying for costs because you refuse to sign their order. Its putting the ball back into their court, if they refuse they risk paying ALL of the costs including yours The courts hate having their time wasted if the matter could have been settled pre-hearing they may punish you. Even winning does not shield you from adverse costs
  21. Yes it was but your choice as to whether to reject it or not wasn't
  22. The 1st thing you should do is SAR them all. However as far as the solicitor is concerned the file they hold is yours anyway request it be sent to you BEFORE sending them a special SAR
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