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    • I’ve just received a letter from a debt collection agency called Intrum about an old Halifax credit card debt, they have never been in touch before and the letter says that because I have failed to contact them they are passing on to a company called Resolvecall who specialise in home visits. This debt is from about 14 years ago when I got into some financial trouble, I had a default on file but that dropped off around 4 years ago. Is there anything I can do with this as I don’t really want people coming to my house, thanks in advance? 
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    • The defendant in this case is Parcel2Go.com Limited The claimant sent a parcel using Parcel2Go Ltd as a broker and Evri as the shipper via the Defendant's service containing which contained two handmade bespoke wedding trays to a customer with  under  tracking number P2Gxxxxxxxx. The parcel was never delivered although the defendant stated that three attempts had been made to deliver the parcel.  The claimants customer waited in for four days to receive the delivery but no delivery was attempted. There was no communication with the claimants customer.  Despite many web chats and emails the parcel was not delivered and on the Parcel2Go website it stated that the customer had refused delivery. This was not true as no delivery had been attempted.  I was The Defendant informed me that the parcel was being returned to me but after waiting three weeks I was informed by the courier that the parcel was lost. I was offered compensation of £20 + shipping fee which I refused and after sending Parcel2Go a Letter of claim this was increased to £75 which I also refused. The Claimant did not purchase the Defendant's insurance policy as requiring people to pay extra for rights already guaranteed under the consumer rights act 2015 is contrary to section 57 and 72 and therefore unenforceable. The Claimant rejected the Defendant's standard compensation offer. It is clear that the defendant is responsible for the loss of the parcel as they did not act with reasonable care and skill when handling the claimants parcel, contrary to section 49 of the Consumer Rights Act 2015.   By failing to ensure the safe delivery of the Claimant's parcel the Defendant breached section 49 of the CRA 2015.   AND THE CLAIMANT CLAIMS £370.00 being the value of the lost goods £xx.xx being the price of shipping and interest pursuant to s69 cca 1984.   See what BF thinks but I think something like this is better. Remember you are suing P2G not evri.
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Tom Brennan v NatWest - This is a must-read!!!


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Just saw it in BBC news 24.

 

They are saying this will have been a bitter blow for bank charges recaiming.

 

More in a couple of mins tune it, From what I saw the BBC have got the whole thing wrong.

 

The BBC are starting to annoy me with this sort of rubbish.

 

How can a case that hasn't been heard, and was on different grounds (i.e. for damages caused by the banks unlawful charging, NOT punitive v liquidated) be a bitter blow for people reclaiming bank charges?

 

Utter rubbish.

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The BBC are starting to annoy me with this sort of rubbish.

 

How can a case that hasn't been heard, and was on different grounds (i.e. for damages caused by the banks unlawful charging, NOT punitive v liquidated) be a bitter blow for people reclaiming bank charges?

 

Utter rubbish.

 

Yeah it's ridiculous, it will be seen now as a bitter blow by those who don't know the full story simply becuase the beeb et al are reporting it as a bitter blow..

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they also described Tom as a "legal expert" he has only just qualified as a planning lawyer, how the hell can he be an expert, I would expect this from Sky but not the Beeb, I have to say however that the outcome is not unexpected.

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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The BBC are starting to annoy me with this sort of rubbish.

 

How can a case that hasn't been heard, and was on different grounds (i.e. for damages caused by the banks unlawful charging, NOT punitive v liquidated) be a bitter blow for people reclaiming bank charges?

 

Utter rubbish.

Clarify for me Dave, as far as I was aware this doesn't really affect us. The BBC have this ability to scaremonger. It will put people off with, yet shouldn't as the case was for damages.

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Can someone (ie a Mod) please clarify how our current actions could be affected under the Statute of Limitations act in light of the ongoing OFT case?

 

Many of us are claiming that section 32 of the act should be invoked, under the contention that the charges were paid due to the concealment of the true nature of the charges by the Banks, and/or that they were conceded under mistake.

 

Now, if the OFT case does finally come up with the ruling that the charges are/were unlawful then surely this still provides scope (in fact further confirms) our rights to contend any 6 year limitation under this act ?

 

So why now all the advice on site to act quickly in an urgency to beat the 6 year limitation ?

 

I can appreciate the wisdom of still getting claims in as usual, in order that they get dealt with first after the results of the case are declared...... but I don't see that this is going to have any detrimental effect on our right under section 32 anyhow ?

 

 

Someone please clarify, whether or not the results of this ruling when it arrives, would be likely to change those rights ??

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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You are correct. Business as usual.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Can't believe NatWest haven't asked for costs though. That would have been fair.

 

The cognitive dissonance on here is amazing!

 

It was only a few months ago that the 'TB case will mean we can all claim loads when he wins', which has now changed to 'TB's case doesn't affect our claims'

 

The quote from Martin Lewis shows him for what he is 'I always questioned the wisdom of the claim'. Yes Martin, the word sycophant comes to mind.

 

Would Martin Lewis be questioning the validity should it have won? I think he attaches retrospective thoughts to a lot of his wisdom.

 

I think Tom Brennan's greed and self indulgence has been spotted. This case collapsing will be the beginning (well, not really the beginning, that happened a few months ago) of the end for bank charge claims.

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I've now got some clarity on the appeal confusion. He asked the judge for

leave to appeal which was refused but that does not prevent him from

requesting an appeal at either the high court or court of appeal and he has 21 days to do this.

 

Natwest's costs were not awarded against him as his case was not deemed 'unreasonable' although the details of the judgement, in his view,

seemed to suggest otherwise.

 

Judge Simpkins, who hasn't given an inch to TB throughout, couldn't even

be bothered to give him a written copy of the judgement and Tom now

has to apply to the court for a transcrpt - which he has to pay for - and

get it typed up himself.

 

He said he's definitely very confident of his chances of an appeal not least becuase of the poor quality of the judgement which he described

as 'rubbish'. So much so in fact that he sat through the reading with a barrister freind and on occasion ''it was difficult for us not laugh''.

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I've now got some clarity on the appeal confusion. He asked the judge for

leave to appeal which was refused but that does not prevent him from

requesting an appeal at either the high court or court of appeal and he has 21 days to do this.

 

NatWest's costs were not awarded against him as his case was not deemed 'unreasonable' although the details of the judgement, in his view,

seemed to suggest otherwise.

 

Judge Simpkins, who hasn't given an inch to TB throughout, couldn't even

be bothered to give him a written copy of the judgement and Tom now

has to apply to the court for a transcrpt - which he has to pay for - and

get it typed up himself.

 

He said he's definitely very confident of his chances of an appeal not least becuase of the poor quality of the judgement which he described

as 'rubbish'. So much so in fact that he sat through the reading with a barrister freind and on occasion ''it was difficult for us not laugh''.

 

I think TB's comments regarding the judgement are similar in kind to watching your football team get beat (as a Forest fan I'm used to the feeling) and blaming the ref.

 

TB should be well aware that the majority of the legal profession will be scrutinising his comments, and saying things like 'it was difficult not to alugh' are rude and offensive to the Judge. They will not be taken lightly, nor easily forgotten.

 

It's important to remember that withut new evidence an appeal will fail.

 

If TB had any evidence, as he claimed at the start, it would have figured in this case.

 

I don't believe in the conspiracy theories, and I don't believe this Judge treat Brenna unfairly. I think he lost the case as the merit of it was poor and self serving. The legal profession has long held low tolerances of those that are self serving and sees compensation culture as the lowest form of the law. I personally think TB is looked upon as driving the compensation culture that is pushing this country towards american standards.

 

Its a side point but I heard a great joke t'other day, it was to do with compensation claims. There was an impresion of a guy on a 'No win no fee', and the story went:

 

'I was carrying a bucket of boiling tar on a building dite when I tripped over a piece of wood that shuldn't have been there'

 

The comedian in question mocked the fact that 'bits of wood belonged on a building site, and that if he'd tripped over something like a Lucien Freud painting there may well have been reason to say it didn't belong there'

 

He also said that the word boiling gave way to thinking that he should be careful with it!

 

He did admit to having never carried boiling tar, but he had boiled a kettle or two, and they were 'bloody hot'!

 

Made me laugh anyway

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Actually having worked with a number of barristers I doubt they will consider his comments rude...more likely they will nod knowingly in agreement with him.

 

Also I think people should keep in mind that EVERY lawyer, solicitor, barrister has lost cases during their careers. Just because he has lost this one (at this point) does not mean the end of his legal career. If anything this will be water off a ducks.

 

I think in reality the only place where loses are held against barristers is on tv.

 

Mailman

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I think you're right, losses aren't held against barristers, as they are merely mouthpieces for clients.

 

In this case, TB was the client and litigant in person, so he didn't merely lose a case as a barrister, he lost his own case. somthing that will not be forgotten.

 

I didn't mean it would harm his career as a barrister, in fact it may do it some good, but his comments will do his appeal no favours. THe fact that he has inferred that a Judge is 'laughable' will make any other judge, who, as both trials are in a similar vicintiy, probably know ech other, apprehensive about overturning a decision.

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"Low tolerances of those that are self-serving" - Sounds like the banks could be in trouble then?

 

Also, I'd like to say that in my opinion, the legal profession has more to worry about than TB - The courts rely on public confidence to operate, and as far as I'm concerned, any Judge who awards in favour of the banks is damaging confidence - If believing that justice is governed not by the strength of your arguement, but by how much money and influence you have, makes me a conspiracy theorist then so be it.

 

Last week I had a cheque on it's third day of clearing in my account - on the same day a smaller payment was due out of said account - Lloyds bounced the payment and charged me £30 for the "service" then paid in the cheque - Is that "Just" forestrich?

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earlier this year, I was in my local county court, re: an application to amend my claim. I endeavoured to put my case forward to the district judge, who apparently had already made up his mind!

My argument was related to the principle of mutuality & recipriocity. I argued and I argued, but even though the district judge told me that he could understnd the point that I was attempting to convey! he would not allow it. However, as previously stated I was of the opinion that he had already made his decision and...he (the district judge) informed me that I could appeal, but if he was the judge that my appeal came up in front of, then he would not uphold my appeal!!!

 

I left the court feeling that there was no real justice for an LIP. Also I felt that in my particular case the district judge treated me unfairly.

 

I sincerely hope that TB will go to appeal and that as he is trained in law, as opposed to an LIP, that he will obtain the justice that he deserves.

 

AC

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It's important to remember that withut new evidence an appeal will fail.

 

You can't use new evidence in an appeal like this. It will be a review of

Judge Simpson's interpretation of the evidence he had to form his Judgement.

 

And I wouldn't be too quick to dimiss his case on merit unless of course

you were there to hear it. But a court hack who was may disagree with

you:

 

“…I can’t believe the judge. He refuses to accept any of Tom’s statements of common sense or his reasonable assumptions, but he accepts without question everything NatWest’s barrister says. The judge seems determined to tear and tear at Tom’s arguments in different ways until he can force a hole. And how can the judge possibly think it’s right to treat Tom as equal to NatWest? If anything, the judge seems to be treating NatWest’s barrister as a litigant-in-person and Tom as a six-person legal team.”

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You can't use new evidence in an appeal like this. It will be a review of

Judge Simpson's interpretation of the evidence he had to form his Judgement.

 

I know, thats my point, without new evidence, it will fail,and there will no newevidence

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I have taken a company to court once, and when it finally came to the crunch i had all the evidence etc and the judge turned round and said theres your money now what else do you think you want, i replied a judgement against the company as i did not come here for money, his reply! well your not getting that the defendant has paid you XXXX, case closed.....

Not exactly fair....but my only court experience....and no i was not after the money i wanted the judgement....

Long time ago in a galaxy FAR FAR AWAY, there lived an elf who shot banks for a living.........

Now through the power of the internet there is the CONSUMER ACTION GROUP,

 

Watch out they are getting crafty those pesky CRITTERS!

 

Banks will tell you their charges are transparent!

So is the invisible man but that does not mean he is fair or lawful.

 

DONT GIVE UP! FOLLOW THE CAG ADVICE AND RECLAIM YOUR CHARGES.

CAPITAL BANK! YOU ARE NEXT.

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I think Tom Brennan's greed and self indulgence has been spotted. This case collapsing will be the beginning (well, not really the beginning, that happened a few months ago) of the end for bank charge claims.

 

Forestrich 'greed and self indulgence'?

 

I am sure Tom was not concerned with money or his career, as he would not have risked so much.

 

I have a similar case, but have done things a bit differently than Tom with the initial claim.

 

Money is not my primary motivator, moreso the fact that these thieving bustards took everything from me and expected to walk away with it.

 

I wouldn't let a thief in the street get away with it, and I'll be damned if I'll let these low life's get away with it either.

 

I want back what I consider has been stolen from me, and I will get it, now matter how much bullying and intimidation I have to tolerate.

 

Claimants should be compensated for the effect decisions made by these pond life have on their lives. I lost everything.

 

Tom has several points to make I am sure he will indeed make them.

 

We ain't seen the last of Tom.

 

Tell my kids I'm being greedy - ding, ding, round two.

 

Keep going Tom.

 

Tide

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damn, so he lost then? Can someone fill me in on what happened?

 

 

 

cheers,

shane

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it was a tough call Tommy boy and you were going for it big time. Oh those that cast the first stone Forestrich. Like tideturner I was also taken for everything by these bar stewards to the tune of 3200k without damages, you do realise thieves also wear suits? I for one will not give up and good luck at appeal Tom.

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Can we have some better responses as this is just a bit vauge. No disrespect.

 

Carry on making claims as normal. No changes.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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barracad, or anyone? 6+ claims, ok? hearing this week so need urgent reply.

'rise like lions after slumber, in unvanquishable number, shake your chains to the earth like dew, which in sleep had fall'n on you, ye are many, they are few.' Percy Byshse Shelly 1819

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