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  1. We have hijacked this thread, can an admin move it please?
  2. 2010 it is now, 2/3 of the agreement has gone, you can sell the car and clear finance due or tell them to come collect it.
  3. Then tell them to come and get the car under halves and thirds rule and get yourself an old banger.
  4. How long was the finance agreement taken over? Are you certain it was HP? Have you made over 50% of your payments?
  5. Get into fighting mode girl and do not allow these b******* to influence your health any longer.
  6. The snakepit is your reality at the moment, so you best get prepared to fight back. I have shown you how to fight back. Once you start fighting back I bet a pound to a penny that your depression goes as you will be in control again.
  7. You have to be strong here. These parasites are not concerned about your health, your circumstances or your ability to pay. They are concerned with one aim, to take money from you. I am a tad harder hitting than most on here as I take the fight to the council, bailiffs hmmph, they aint worth jack and have very little power in the circumstances you face. So read what I have written above and act on it. You will win, trust me.
  8. OK stop right there. This is council tax arrears, so hang on in there and I will explain how you can deal with this. 1. Stop paying the Bailiffs as they have not gained a walking posession order. 2. Make payments to your council online. 3. Never phone the bailiff company, correspond in writing only if you have to and DO NOT sign any letters you send. 4. Write to the bailiff company requesting a screen shot of your account and a complete breakdown of their charges. 5. Lodge a formal compalint with your council addressed to chief executive and title it formal complaint. Make the complaint regarding your council's unfair treatment of you and your family and your inability to pay. make it clear you have never refused to pay. 6. Be prepared for the long haul and don't give up. 7. Keep your home secure at all times. 8. Never let a bailiff (thug in a suit) cross your doorstep. 9. Park any vehicles you own away from the house, or put them in the garage. You are now in the snakepit and the vipers normally win, but sometimes us weasels actually win. I did by doing all of the above. Rgds, Calvi36
  9. "It's up to the Bailiff to have reasonable grounds for ensuring the property being levied actually BELONGS to the debtor -- and the ownership of Motor Vehicles is usually pretty simple to sort out -- probably easier than anything else." Jimbo you are incorrect on this point, it is up to the debtor to prove that they do not own the vehicle. I have had this happen to me and it was my responsibility to prove that the vehicle was leased and subject to a finance agreement. I did this and after a long fight they had to class it as an incorrect levy. I would not pay them a penny, I never have even though by law they are entitled to their visit fees. I held out and they had to pass it back to the council. The council will NOT pay them their fees as the fees are owed by you. My council added their fees to my council tax statement which is not allowed in law as the Bailiffs are a private ltd company and the council has no right to collect any fees you owe to the bailiff company, I had this cleared up after having a meeting with the Finance Director at my council on 18th Feb. All bailiff fees will now not be shown on any residents council tax bill. You are only liable for the amount that is stated on the liability order, if the bailiffs wish to pursue you to recover their fees then they will have to do this via the small claims court. The two issues are seperate, council tax and alledged fees to a private company sub contracted by your council.
  10. Update: I have now met with the Executive Director of Finance at my council, I also took along my local ward councillor and the area MP has also been updated at every stage, the MP is actually very interested in how I have been treated by the council. The outcome of the meeting was the following: Full apology from the council on six of the seven points I complained about. Removal of bailiff fees from council tax bill. All Bailiff fees and courts costs for liability order retracted. I would like to thank you all especially TT and ploddertom for all your help.
  11. Tomtubby, can you pm me your email address. I have some very interesting information for you. I had a meeting today with Executive Finance Director at the Council! calvi36
  12. I did not make a FOI request smouk, I just requested that they provide the information as they are public servants. However I did use the threat of an FOI request
  13. They used Scotland as the testing zone, they knew if they tried it in Northern Ireland that they would be shot. one year of testing in Scotland and they had riots, now look what happened in England, no riots! I wonder why.
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