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TANZARELLI last won the day on April 16 2007

TANZARELLI had the most liked content!


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  1. I had one of those from them for my 3rd loan they obviously didn't know how to use the photocopier. Also all loan copies were missing the T&C's. I have the originals anyway they sent these copies in a SAR.
  2. Welcome have just offered to refund charges on my loan accounts however unless they stump up for the additional interest these charges have caused they can lump it.
  3. Hardly the same thing really is it. I too have issue with it as it suggest that I agree with it without having had any discussion about it previously. Why not simply place an sticked announcment at the top of all forums as has been done in the past regarding the claims touts?
  4. The FOS will also only look at complaints against loan providers that were previously members of GISC prior to becoming regulated by the FSA in Jan 2005 also. An example of this is Welcome Financial Services. The were members of GISC from around July 2004 and then went on to become regulated by the FSA in Jan 2005. Prior to July 2004 they were not members of GISC. I had two loans whith them which I was mis-sold PPI on both and the FOS wont touch the first one but as the second was Sept 2004 they are now looking at this one.
  5. I had an Orange phone via Phone4U and was told that if I didn't wan the handset I had 14 days, I had nothing but probs with reception from Orange pile of [email protected] so took phone back and the contract was cancelled. However Orange have since sent me a bil for about £12 for calls made on phone. They can whistle for this as the only calls I made I had poor connections and ended up loosing the connections also or couldn't hear the other party. Lets see them try and enforce this debt. Muppets!!
  6. What I would do is send a SAR to all these companies and specifically request the PPI Policy Wording Schedule including T&Cs relating to the PPI policies you will be identified on as a data subject. Also send a CCA request to get copies of the credit agreements if you don't have them still.
  7. To be fair who gives a monkeys spud??? I dont. You deal with the DCA when they are having a pop at you , most of them have watched the muppet show as I have LMFAO. Thing is I am not scared of kermit:eek: :grin: And if you get that you know what I mean;)
  8. my OH had a letter from Lowell and I did exactly the same thing as you have done and they couldn't get the credit agreement from Cap One and so passed the file back to them like a hot potato also. First thing anyone should do IMO is send a CCA request regarding the alledged debt without acknowledging it.
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