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    • and it legally informs them of your correct and current address as you must do with all old debts last paid/used in say 7 yrs you dont want backdoor CCJ's. what were the names of these IVA scammers, the one you took it out with, and the one that scammed you to let them take over please? your story is slightly worrying. dx  
    • Incidentally, congratulations on not buying the warranty. That is another Big Motoring World rip-off. See what we have to say about extended warranties and the Big Motoring World attitude to them is particularly unhelpful
    • well that google is from 2019, but the photos are certainly of someone driving on the public highway in/out by an ANP system, though the site of where the camera actually is, is not showing there are anpr cameras up by the low yellow barriers but they wont get from facing shots from there. interesting, needs to be checked if the road IS a public highway but on private land, cause as you say, if the whole area is max 4hrs , how does the hotel work< ?? must have a reg entry system.  now as for taking pictures of cars on a public highway then guessing the are parking ...erm.... i dont thnk thats right nor allowed under GDPR. dx  
    • Under the consumer rights act 2015, if a defect manifests itself within 30 days and you have a right to return the vehicle for a full refund. If any defect manifests itself within the first six months of ownership then you have a right to return the vehicle for a full refund subject to the retailers right to carry out a repair. If the retailer declines to repair or if the repair fails then you have the right to return. The problem here is that you have to assert their right. It's a bit ridiculous – but you have to do let them know preferably in writing that you are asserting your rights under the consumer rights act either the 30 day right or the six month right. I suppose that you haven't done this – which would be quite understandable because most people don't know that these rights exist and that they are subject to these conditions – the condition that the right must be inserted. It is frankly ridiculous. The dealers know it and we have lots of instances of this company delaying appointments et cetera and our strong suspicion is that they are simply trying to run their customers out of time. On the basis that you haven't asserted your rights, we now have to look to ordinary contract law. You are entitled to purchase a vehicle which is of satisfactory condition and which remains that way for a reasonable period of time. Clearly it is in satisfactory. They are blaming you. Has your independent inspection identified the reason for the defect? This will be important because as you have seen BMW are already saying it is down to your driving and you are going to have to produce evidence that it wasn't down to your driving and the you drove it absolutely reasonably and it was simply the condition of the car. Have you been without the car for any period of time. Is it driveable now? If the car was off the road for a substantial amount of time and was still off the road then you would be able to argue that this is a fundamental breach of contract and that you have been deprived of substantially the whole benefit of the contract and therefore you will be entitled to treat the contract as breached by Big Motoring World and insist on cancelling the contract. It may be that you will eventually be obliged to keep the car but have the repairs paid for. Have you had any quotations for the work that needs doing? I asked you questions about the MOT – but you haven't responded.
    • A 'violent left wing mob', comprised of a chap in a red hoody with a damp polystyrene coffee cup and a bit of wet cement, gets nowhere near cowering frightened farage some distance away on top of his double decker bus .. as farages security and support seem to film the incident grinning     Farage bravely flinches, grimaces and seems to almost burst into tears as the 'objects managed to travel a part of the way toward his position on top of his bus. His reactions honed by having a bit of milk splash him at a prior incident allow him to swiftly fall into a protective cower and grimace .. .. Sometime after, once the mob of 1 had been safely bundled away, farage apparently wipes his eyes of tears, and rising from his cowed and frightened pose, bravely shouts “I will not be bullied or cowed by a violent left-wing mob who hate our country.” .. however few they may comprise of.   https://www.independent.co.uk/news/uk/crime/nigel-farage-cement-barnsley-reform-uk-b2560501.html  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Diskmandave -v- Robinson, Way & Co - The Never Ending Story


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Hiya Dave, CB and ODC :)

 

Will you lot stop making me laugh, I just snorted wine all over my monitor lol...

Well if you didnt laugh about the unlawful and idiotic antics of Robberscum Way what could you laugh up. We should be grateful to them for the amusement they provide

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I think I found a picture representing a typical day in a RW& Co office

 

0218monkey1.jpg

 

 

Well they always seem to be talking out of their bottoms!

All my knowledge has been gained from personal experience and the sharing of advice from fellow members.

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this has to be my favourite thread, I used to live in absolute terror because of these people (now having treatment for depression) and others like them, I think you are truly inspirational, I wanna give em hell too.....

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this has to be my favourite thread, I used to live in absolute terror because of these people (now having treatment for depression) and others like them, I think you are truly inspirational, I wanna give em hell too.....
Thats the way to beat them. Terrorise the terrorists

 

I'm now looking forward to getting stuck into R.Way. The clowns have just purchased an account from Crap 1 that is in dispute!
They have purchased a load of out of date debts from Crapone without any CCA documentation. All they rely on is threats and copies of an application form

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They have purchased a load of out of date debts from Crapone without any CCA documentation. All they rely on is threats and copies of an application form

 

yeah but with the knowledge we have, i bet they feel rather silly now

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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Exactly what is a pig in a poke?

 

I have always wondered. I may google it just out of interest and have it up there with those piccies and BB's snorting wine over her monitor for those times when it all seems too much. :p

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Caveat emptor for you legal people.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Caveat emptor for you legal people.

 

So true Rory.

 

And another legal maxim for those DCA's who do not provide the CCA's but send inane letters containing threats etc then insist they are acting within the law......res ipsa loquitur.

 

:rolleyes:

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I like how they state you are legally this, you are legally that ...... then an offer for you to ring them to arrange to pay them "if you wish to explore this OPTION" .... so they are saying it is optional then even though they say you leagally have to ?? Why bother with the letter and not just drag you legally to court then ??

 

I love this thread !!!

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This is better than a TV Soap! Don't keep us in suspense DMD, what is your response to be? I expect you are still on the floor laughing but we need to know........................

 

Maybe we can all e-mail them and provide some supportive taunting?!

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OK, back to being sensible for a bit then please?!!

 

Should have done this weeks ago....... Going for some Cheeky Vimto in a minute so get this done while still Compos Mentis (had to get that in!).

 

Complaints Manager,

HFC Bank Limited,

North Street,

Winkfield,

Berkshire,

SL4 4TD.

 

12 July 2007

 

Re: Account number xxxx xxxx xxxx

 

Dear Sir/Madam,

 

I refer to the above account which was sold to Robinson, Way & Company Limited on

xx December 20xx.

 

I am currently in dispute with Robinson, Way & Company Limited who have advised

me expressly in writing that they are only the legal assignees of the account and that

they do not hold any of the responsibilities (duties) of the creditor, persay supply of

documentation etc... as far as the Consumer Credit Act 1974 is concerned.

 

The Consumer Credit Act 1974;

 

I would therefore respectfully request that under Section 78(1) of the above Act that you provide

me with a copy of the original Credit Agreement, the original terms and conditions relating to this

Credit Agreement and a copy of the original Default Notice served in relation to this Credit

Agreement. I enclose payment of £1 which represents the maximum fee payable for this request.

 

I would also be most grateful if you would confirm that Robinson, Way & Company Limited are

correct or not in that they do not hold the duties of the original creditor, in which case, any legal

action that arises from the current dispute would have to include HFC Bank Limited as either

co-Plaintiff or co-Defendant.

 

I appreciate your due diligence in this matter.

 

 

Yours Faithfully,

 

 

xxxxxxxxxxxxxxxxx

 

 

xxxxxxxxxxxxxxxxxx.

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OK, back to being sensible for a bit then please?!!

 

Should have done this weeks ago....... Going for some Cheeky Vimto in a minute so get this done while still Compos Mentis (had to get that in!).

 

Complaints Manager,

HFC Bank Limited,

North Street,

Winkfield,

Berkshire,

SL4 4TD.

 

12 July 2007

 

Re: Account number xxxx xxxx xxxx

 

Dear Sir/Madam,

 

I refer to the above account which was sold to Robinson, Way & Company Limited on

xx December 20xx.

 

I am currently in dispute with Robinson, Way & Company Limited who have advised

me expressly in writing that they are only the equitable assignees of the account and that

they do not hold any of the responsibilities (duties) of the creditor, persay supply of

documentation etc... as far as the Consumer Credit Act 1974 is concerned.

 

The Consumer Credit Act 1974;

 

I would therefore respectfully request that under Section 78(1) of the above Act that you provide

me with a copy of the original Credit Agreement, the original terms and conditions relating to this

Credit Agreement and a copy of the original Default Notice served in relation to this Credit

Agreement. I enclose payment of £1 which represents the maximum fee payable for this request.

 

I would also be most grateful if you would confirm that Robinson, Way & Company Limited are

correct or not in that they do not hold the duties of the original creditor, in which case, in the event that any legal action arises from the current dispute I would apply under the civil procedure rules and section 141(5) of the consumer credit act 1974 to include HFC Bank Limited as either

co-Plaintiff or co-Defendant.

 

I appreciate your due diligence in this matter.

 

 

Yours Faithfully,

 

 

xxxxxxxxxxxxxxxxx

 

 

xxxxxxxxxxxxxxxxxx.

 

 

..

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Reply From

 

Complaints Manager,

HFC Bank Limited,

North Street,

Winkfield,

Berkshire,

SL4 4TD.

 

12 July 2007

 

Re: Account number xxxx xxxx xxxx

 

Dear DMD

 

I refer to the above account which was sold to Robinson, Way & Company Limited on

xx December 20xx.

 

It's #### all to do with us we just dumped tit on those suckers and wrote it off on our tax bill.

 

Cheers Chum

 

HFC

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