Mercers Debt Collection

[Desperate Daniella]

Wow, dwheeler,

 

How wonderful to be so incredibly well organized in your finances. You must be incredibly well paid if the mortgage rate soaring last year, along with the price of petrol at £1.21 a litre, gas increases, electricity increases, food increases, and so on did not affect you. My mortgage came to the end of a fixed rate and doubled overnight because of the interest rate rises, but as we all know employees of banks always get special deals, so I doubt if the same happened to you. There again, if you can really afford to save 25% of your salary, maybe you live with your mum and dad and don't have any dependants?

 

One day you might have to deal with some tragedy in your life which will stop you working, or you could just be made redundant, at a time when you have dependants. A lot of people go up to their credit limit because they have NO other money with which to pay their bills. No-one would seriously use a credit card to pay their gas bill, for example, incurring interest on that amount, if they had cash with which to pay it.

 

Actually, I think some people might use the gun if it were offered - because they have been driven to it by debt collectors, and I emphasise I am not making a joke of this as you appear to be.

 

Well, I suppose at least if you lose your job for any reason you'll have those Barclays shares to sell .....

 

A number of us here don't know what we actually owe anyway, if anything, because Barclaycard won't send the agreements.

 

DD

[the_shadow]

A number of us here don't know what we actually owe anyway, if anything, because Barclaycard won't send the agreements.

 

DD

 

Game....Set & Match

[42man]

Ofcom fines Barclaycard maximum amount for silent calls

 

Ofcom has today fined Barclaycard the maximum amount possible (£50,000) for breaching its rules on silent and abandoned calls

 

Ofcom fines Barclaycard maximum amount for silent calls | Ofcom

[Nottsdave]

shares are falling !

[beachcomber60]

Maximum fine for silent calls !

 

Shares falling !

 

YIPPEEEE ! !

 

Mergers just sent me a nice letter stating they are going to send someone round to see me - another breach in OFT guidelines while in breach of my LAWFUL request for a copy of my cca - bring it on you muppets and bring your own vasoline for that phone !

 

Me thinks it's now time to drop my payment to £1 as a gesture of goodwill.

[mr.ton]

I think even £1 per month is too good for them personally.

Dont forget that this £1 per month is on the assumption that you have the £1 spare once ALL essential outgoings have been taken into account

[mr.ton]

Now listen up Caggers...you borrowed the money & have a moral obligation to pay back - you are all just trying to wriggle out of it by playing the legal system to its full extent....you all should be ashamed of yourselves, no wonder this country has gone bust

[pt2537]

Yes because you slag us off for our actions and yet our shares are among few banks to be increasing and we have not asked for any help.

 

I would be interested to know... if you were owed 5.3 Billion which is currecnty our impairment figure, would you accept £1.00 per month and how would you debt collect on this amount??

i think you should ask your bosses about Welcome finance and Cattles Group and then ask about your shares, ooops, did you lends a few hundred million when you shouldnt have

 

trust me, your shares will start to look sick soon when the full extent of welcomes books gets released,

 

oh and do you know what securitisation is yet?

 

id like an answer to my post if you'd be so kind

[Desperate Daniella]

Well done, Ofcom.

 

Didn't they get fined last year as well?

[MARTIN3030]

quote

 

" maybe if Barclaycard and Mercers didnt have the reputation it has people might be more willing to come to an agreement"

 

Lets not forget-reputations are earned.

[the_shadow]

Well done, Ofcom.

 

Didn't they get fined last year as well?

 

Unfortunately it was referring to last years Ofcom fine.

 

S.

[Desperate Daniella]

What a pity. I thought they had been done twice in about six months. Anyway I'm sure they'll transgress again.

[mr.ton]

Looks like our troll has gone back to work...lunch break over

[ODC]

Like most DCA threat monkeys who come on here spouting the same desperate rhetoric he has crawled back under his stone. Still its nice to know that CAG is getting to these people.

[mr.ton]

Hello guests

[mr.ton]

Like most DCA threat monkeys who come on here spouting the same desperate rhetoric he has crawled back under his stone. Still its nice to know that CAG is getting to these people.

 

CAG isnt just getting to them...it is positivley driving them out of their minds with anger & resentment

The whole finance/DCA industry is collapsing & that is in part thanks to sites like CAG which is doing an excellent job in making people aware of their legal rights.

Rights that these companies would rather you didnt have/didnt know about & just did as you were told

[banker_rhymes_with]

...because you slag us off for our actions and yet our shares are among few banks to be increasing and we have not asked for any help.

So, that wasn't Barclays then who were recently sweating it out in the Middle East asking for help there instead of here?

 

I do hope you made sure all of the chubby Barclays fingers were still there after doing that particular handshake.

 

A little bird tells me that the Terms were pretty harsh, albeit at a slightly lower Rate of Interest than the lender of last resort had to offer you here when Barclays were indeed demanding cheap bailout help (but didn't like the terms on offer). The clue is in the name: the lender of last resort. What were you expecting, 0% Interest and a free Bank of England Mouse Mat and Pen?

 

Well I will leave you with a final thought.. if you and your family were owed £5 billion which is our current impairment rate...how would you debt collect and would you accept £1.00 per month??

It would be interesting to hear where, exactly, the £5 Billion of Debt you mention came from. Did Barclays really have £5 Billion in cash at some stage, lent it, and now want it all back?

 

Or, did Barclays never actually have £5 Billion in the first place. It seems an awfully large sum to fail to keep control over but, I can see why Barclays are not that bothered about it if Barclays never actually had it in the first place. After all, wanting people to pay at least £5 a Month for something you never had in the first place, is still jolly good money if you can get it. Although I can see why you'd turn your ample noses up at a paltry £1 a Month...that's hardly worth climbing off the Yacht for, is it.

 

It is amazing what a banker can pop into existence at the click of a mouse button. Even more amazing is the other banking trick that multiplies something created from nothing into much, much bigger numbers just by clicking another mouse button! The real skill lies in pressing the button faster than the next banker.

 

But, by far the best banking trick is when all the bankers get together and gamble using a highly complex game where every player is a total loser to start with, and every single one of them loses everything at the end!

 

Credit where it is due, it takes a real feat of arse to find a way to lose more money than all banks have ever made, ever. Yes, the bailouts really are that big Folks.

 

The only slight inconvenience is the way this banking mess has completely trashed our once fine Nation. But, the bankers hope we'll get over it. After all, so long as dull greedy pointless bankers stay in business, that is all that matters to them. Sadly, the Politicians cannot see a problem with this, because the invisble sea of number money that washes all around them pays for their Blue Movies, the all-expenses-paid fact finding trips to sunny places, the expensive restaurants, and the latest Kitchens in their 1st, 2nd and 3rd homes.

 

Cheers,

BRW

[Desperate Daniella]

[ukaviator]

God you lot are Brutal on here .. ..

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

I like it .. .

[mr.ton]

Couldnt have put it all any better myself

[Nottsdave]

keep on stickin it to them

[Guest dwheeler]

You really do seem to have a complex about this £1 per month figure.

You'd better get used to it...coz it will become even more the norm the more people in debt find this site

 

Thats fine but what you all seem to be forgeting is that my credit rating and my credit score is perfect so while you may be laughing now its me who will have the last laugh when you cant get credit !!!!

[Guest dwheeler]

i think you should ask your bosses about Welcome finance and Cattles Group and then ask about your shares, ooops, did you lends a few hundred million when you shouldnt have

 

trust me, your shares will start to look sick soon when the full extent of welcomes books gets released,

 

oh and do you know what securitisation is yet?

 

id like an answer to my post if you'd be so kind

 

 

Read my note again!! you were sent 2 links to explain why this is done

[Guest dwheeler]

dwheeler

 

Your a lightweight £41k after tax, small fry in a big pond.

 

Go and get your boss another coffee.

 

ha ha

 

Notts

 

Hi Notts,

 

Why do I need to earn more?? I work 30 hours per week, my home is paid for in 12 years, I am happy with the cash I get and the lifestyle I have. if I lost my job tomorrow I have enough savings to clear everything I owe on credit and store cards and I havent remortgaged my home to the hilt so I still have equity - I think its me who can have the last laugh again. you may be on 100k or 200k but you also have the stress to go with it.

 

And just for your info our centre is the only one in the uk and employs 500 staff, if you think thats a big pond then maybe you need to get out a bit more

 

Maybe if people thought more about how to repay credit cards if they lost their job and didnt spend now and worry later they wouldnt need your advice!!!!!

[Guest dwheeler]

Wow, dwheeler,

 

How wonderful to be so incredibly well organized in your finances. You must be incredibly well paid if the mortgage rate soaring last year, along with the price of petrol at £1.21 a litre, gas increases, electricity increases, food increases, and so on did not affect you. My mortgage came to the end of a fixed rate and doubled overnight because of the interest rate rises, but as we all know employees of banks always get special deals, so I doubt if the same happened to you. There again, if you can really afford to save 25% of your salary, maybe you live with your mum and dad and don't have any dependants?

 

One day you might have to deal with some tragedy in your life which will stop you working, or you could just be made redundant, at a time when you have dependants. A lot of people go up to their credit limit because they have NO other money with which to pay their bills. No-one would seriously use a credit card to pay their gas bill, for example, incurring interest on that amount, if they had cash with which to pay it.

 

Actually, I think some people might use the gun if it were offered - because they have been driven to it by debt collectors, and I emphasise I am not making a joke of this as you appear to be.

 

Well, I suppose at least if you lose your job for any reason you'll have those Barclays shares to sell .....

 

A number of us here don't know what we actually owe anyway, if anything, because Barclaycard won't send the agreements.

 

DD

 

Hi DD

 

actually I pay full price for my mortgage as its not with Barclays cos I bought my house before I started working for them. I am sure that there is a lot of people who are in financial difficulty and I do sympathise which is why me and my team go out of our way to help our customers. the point I was trying to make is that in a lot of cases people strech there borrowing and have 3, 4, or even 5 cards with various bank but still know how much it costs to pay back, all i was saying is that i work out the maximum i can afford to spend and then dont go over it, a lot of people spend and spend and then when we want to some agreement they say you cant get blood out of a stone and offer £1.00.

 

I would like to see people's reaction if it was them who was owed the money and was only offered £1.00.

 

I have asked various people on here and to date NONE of them have replied, if you were owed money and you knew you couldnt survive or feed your kids without it what lengths would you go to ??