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    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
    • Thanks Bank - I shall tweak my draft and repost. And here's today's ridiculous email from the P2G 'Claims Dept' Good Morning,  Thank you for you email. Unfortunately we would be unable to pay the amount advised in your previous email.  When you placed the order, you were asked for the value of your parcel, you stated that the value was £265.00. At this stage the booking advised that you were covered to £20.00 and to enhance this to £260.00 you could pay an extra £13.99 + VAT to fully cover your item for loss or damage during transit, you declined to fully cover your item.  Towards the end of your booking on the confirmation page, you were then offered to take cover again, to which you declined again.  Unfortunately, we would be unable to offer you an enhanced payment on this occasion.  If I can assist further, please do let me know.  Kindest Regards Claims Team and my response Good Afternoon  Do you not understand the court cases of PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729)? In both cases it was held by the courts that there was no need for additional ‘cover’ or ‘protection’ (or whatever you wish to call it) on top of the standard delivery charge, and P2G were required to pay up in full for both cases, which by then also included court costs and interest. I shall be including copies of both those judgements in the bundle I submit to the court next Wednesday 1 May, unless you settle my claim (£274.10) in full before then. Tick tock…..    
    • IMG_2820-IMG_2820-merged.pdfmerged.pdf Case management was this morning. Here is the Sheriff’s order. Moved case forward to 24/05.   He said there was no signed agreement and after a bit of “erm, erm, yeah but, erm” when he asked them, he allowed time for sol to contact claimant.  what is the next step now? thank you UCM  
    • I've had a quick (well, quick for a thread of this length),  read of this thread and to be honest I'm struggling to make heads nor tails of the actual crux of the issue here. You seem awfully convinced that whatever is going on is worth the fight and the odds are in your favour but with how the thread has gone it seems that one trail goes cold so you simply move on to another in an attempt to delay the inevitable. All it does is end up digging holes and confusing others and yourself which means any advice given to you is completely pointless. I note that for the life of this thread there has not been any documentation or correspondence uploaded for people to have a look. Have you got any that you'd be willing to redact and upload for members to assist you? Right now, it seems people are shooting out advice while being in the dark because it's starting to become very difficult for people who weren't here at the start of this (including myself) to follow along. Right now, this whole thread is just hypothetical "He said, she said" and is going nowhere fast. Nothing more than basic advice can be given which, as you've sought out some legal advice, is likely not sufficient to actually come to any sort of conclusion. I, personally, am starting to agree with others that it may be best to consider bankruptcy and put the matter behind you.  
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New strategy for Allocation Questionnaires


BankFodder
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Thanks

If you have used the new strategy, was it successful?  

80 Caggers have voted

  1. 1. If you have used the new strategy, was it successful?

    • Yes - the draft was made into an order
    • No - standard/other directions were ordered


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im wonding this also, whats the best to attach and most up to date to attach to my N150. When i did Lloyds i attached the following you can see in my Lloyds thead. Is this still correct? i have been reading post but i just gets more more confusing.

 

Can someone please put me in the right direction.

 

Thanks

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I have put together the bundle for court as in post #25 case management representations, to try speed things along a bit.

Do I include a cover letter or is fine to just send it in as this bundle?

 

Case against Abbey

 

Where can I find post#25 case management representation as I am also just putting my court bundle together and am feeling a bit fazed.

 

Thanks for your help

 

Yosemite

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Hello all.

 

Right i am just off to the Court with my N150 Allocation Questionnaire and as i am being blonde today i just want to check that i am taking the right papers..

 

The N150 form itself

Section H other information

Draft order for Directions..

 

Is this all i need, I will send a copy today to Abbey National Plc. I do not have to enclose the schedule, copies or statements, Statement of Evidence or copies of decided cases yet do i until i hear from the court with regards to the Allocation Questionnaire that i have completed..

 

Please tell me if i do need any of these now or have i got my Blonde head around it..

 

Thanks

 

Nicky :p

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Hi,

The N149 is now available online, and the section G box can easily accomodate the text which BF says should be stated on a seperate sheet. Is it ok to actually type this in section G, and therefore just add the rec draft order, rather than adding extra docs which are not needed?

 

In my mind, it sounds fine, and this may have been thought about earlier, but by page 10 I'd got a little itchy to find out! (sorry!!!)

 

Any advice gratefully received.

 

Peter

 

ps - has this worked at all for Barclays, seeing that the defence is alot more wooly than some other banks.

 

Thanks all

Sign my petition to the Prime Minister here:

PETITION

Thanks

Peter

 

!!!WON!!!

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Please please help

I am currently filling inmy N150, I fully understand A,B,C,D However In D under Witnesses I have put my name under "witness Name" do I include my husband also as he is also named as the Claimant.Also What do I put under "Witness to which facts!!!!!!:confused:

Also in D as my claim is substanuly larger than £5K do I automatically tick "FAST TRACK"

(E) I also understand.

(F)I have ticked "yes" and will attach the Draft order of directions as per the AQ template - Is this correct???? aprt from the obvious do I change any of the wording?????

(G) Understand to leave this blank

(H) totally totally stuck, so hopefully will break this down -

1st box tick yes

2nd box tick yes - However as I have not sent anything to the other parties, what do I put in the box "when did they receive them??????????

What does do I intend to make applications in the future mean, and what do I put.

Also what do I put in other information.

I'm having a real blonde day, and I know that people have stated read the guide to small claims, but I cannot efford it untill Friday, and my AQ has to be in by the 30/5/2007. HEEELLLLP:o

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I am claiming against Abbey for £4300 incuding interest and court fees and have received a letter to say that my case has been transfered to my local court and that the AQ be dispended with unless the transfer court orders otherwise. I have sent a nudge letter to Abbey (It has come to my attention that as of xx/xx/07, ( date of the letter from the court) that an Allocation Questionaire may not be required in this case) etc... should I also be sending a 'Draft Order for Allocation Questionnaire (is this the same as the 'Draft Order for Directions'?) and accompanying letter to the court? If so, should I also send a copy to Abbey?

 

 

Sorry for being a pain or a little confused but what does "Any party affected by this Order may under Rule 3.3 (5) apply to have it set aside, varied or stayed. Such a party must apply under Rule 23.3 withing 14 days of service of this order' mean? It is part of the Notice of Transfer of Proceedings that I received from the court.

 

Any help or suggestions will be greatly appreciated :-?

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I am claiming against Abbey for £4300 incuding interest and court fees and have received a letter to say that my case has been transfered to my local court and that the AQ be dispended with unless the transfer court orders otherwise. I have sent a nudge letter to Abbey (It has come to my attention that as of xx/xx/07, ( date of the letter from the court) that an Allocation Questionaire may not be required in this case) etc... should I also be sending a 'Draft Order for Allocation Questionnaire (is this the same as the 'Draft Order for Directions'?) and accompanying letter to the court? If so, should I also send a copy to Abbey?

Yes.

Sorry for being a pain or a little confused but what does "Any party affected by this Order may under Rule 3.3 (5) apply to have it set aside, varied or stayed. Such a party must apply under Rule 23.3 withing 14 days of service of this order' mean? It is part of the Notice of Transfer of Proceedings that I received from the court.

Ignore it - its just the standard wording on any order which has been made on the courts own initiative.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Please please help

I am currently filling inmy N150, I fully understand A,B,C,D However In D under Witnesses I have put my name under "witness Name" do I include my husband also as he is also named as the Claimant.Also What do I put under "Witness to which facts!!!!!!:confused:

Yes, you are both witnesses - to "all facts and matters relevant to this claim".

Also in D as my claim is substanuly larger than £5K do I automatically tick "FAST TRACK"

No, I would still tick small claims. For reasons put -

a) The claim is a consumer dispute, for which the small claims track was specifically designed

 

b) Overriding objective's require both parties to be on an even footing - the small claims track can provide for this whereas the fast track would mean costs exposure which would be a heavy burden for you but insignificant to the defendant

 

c) The law relating to contractual penalties is long established in both common law and statute - therefore the issues are of fact, not of law.

(E) I also understand.

(F)I have ticked "yes" and will attach the Draft order of directions as per the AQ template - Is this correct???? aprt from the obvious do I change any of the wording?????

Correct

(G) Understand to leave this blank

(H) totally totally stuck, so hopefully will break this down -

1st box tick yes

2nd box tick yes - However as I have not sent anything to the other parties, what do I put in the box "when did they receive them??????????

Send a copy to the other side, and put "sent **/**/** first class recorded delivery"

What does do I intend to make applications in the future mean, and what do I put.

No applications

Also what do I put in other information.

See the bottom of post #3 of this thread

I'm having a real blonde day, and I know that people have stated read the guide to small claims, but I cannot efford it untill Friday, and my AQ has to be in by the 30/5/2007. HEEELLLLP:o

Ok?

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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I'm claiming against Citi at Morpeth & Berwick Court and was today disappointed to have received only standard directions from Judge Large - was worth a try though ! Full details of my claim are here

http://www.consumeractiongroup.co.uk/forum/citicards/91232-stornoway-citicards-incl-contractual.html

All comments are my personal views - if in doubt then seek professional advice. If you think i've helped then please tip my scales.

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Just subscribing

If you think this post has been of help, please click on my SCALES on the left - thanks :-) :-x

 

Peter Anderson

Me Vs Morgan Stanley - WON £490

Me V's LTSB - Private & Bus Acc - £18.8k (since Oct1997)

inc: S.69 Interest (and growing daily) -;)

Please remember to DONATE when you have WON

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Hi,

 

I don't know whether anyone is still wanting to know which courts are ordering the requested directions?

 

If they are, Basingstoke County Court has just ordered my requested directions in two of my cases, so it's looking good here :D.

 

Shame I bottled on one of the cases just one week too early tho... lol :(

 

Nikki :)

Halifax Card: Claim served 30th Mar - they met 2nd AQ deadline - waiting for Directions/Court Date

Monument Card: Claim served 30th Mar - Directions taken - 14 + 14 day deadline 18th June - settlement signed & waiting for cheque

CitiCards: Claim served 6th April - Defendant's docs (only) to be received by 25th June - case back to Judge 2nd July

A+L (SETTLED IN FULL): Prelim sent 16th April - Claim settled 4th June (on the defence deadline)

Debenhams Store Card (SETTLED IN FULL): Prelim sent 17th Feb - Claim settled on 14th Mar (3 days before LBA deadline)

MINT Card (SETTLED IN FULL): Prelim sent 8th Feb - claim settled 14th Apr (1 day after defence deadline)

HSBC (SETTLED FOR 8% INTEREST): Prelim sent 15th Jan - claim settled 18th May (after AQ deadline)

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Excellent - thats a brand new one to add to the ever growing list!

 

Thanks for letting me know.:)

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Hi Gary just to let you know that today I received the N159 from District Judge Ackroyd at Oldham cc and he has odered the draft order for directions in my claim, no need to go to court now though the Yorkshire Banks Solictor must have not wanted to go any further after she recieved the copy AQ DO and Section G she sent a cheque for all that is owed to me yesterday!:D

 

Thank you very very much you are a star, you all helped me to beat the Bankers.....:)

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Hi I am claiming charges and compensatory damages for my O/H against Barclaycard. The AQ and defence has been received now, but we desperately need some advice as to whether we should reply to defence and what to put in the other information box on the N149. can we attch the directions order on here or do we need to adapt it?

 

I have posted a link to my thread with full details. Please please help! #66 is where I have icluded the bit I am confused about.

 

http://www.consumeractiongroup.co.uk/forum/barclaycard/63394-millymollymoo-o-h-barclaycard.html

 

Many thnks if you can help.

 

Milly XXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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AQ arrived today.

 

N150

 

Have until June 11th to respond.

 

Gary,

 

I have some complicating factors involved in this, and some unusual considerations to account for when requesting track allocation.

 

I could really do with some help here if you don't mind.

 

Could you please PM me.

 

ps, I also still have the info I previously PM'd you regards, and eager to discuss this with someone.

 

Regards

 

PM

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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Quick question for GaryH...... Abbey has filed defence and I wish to send abuse orders stuff to court - is it worth asking for my claim to be sent to Small Claims Court when it is for more than £10k. Could I request disclosure be required (in whichever court) without asking for small claims court? I would appreciate your help. Also i want to refer to the cases of mariejader and KellyJ, would a simple para giving the case nos be sufficient:-

 

All the best Aoife

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AQ arrived today.

 

N150

 

Have until June 11th to respond.

 

Gary,

 

I have some complicating factors involved in this, and some unusual considerations to account for when requesting track allocation.

 

I could really do with some help here if you don't mind.

 

Could you please PM me.

 

ps, I also still have the info I previously PM'd you regards, and eager to discuss this with someone.

 

Regards

 

PM

Will do...

Me too needing advice!

 

Milly X

Done.

Quick question for GaryH...... Abbey has filed defence and I wish to send abuse orders stuff to court - is it worth asking for my claim to be sent to Small Claims Court when it is for more than £10k. Could I request disclosure be required (in whichever court) without asking for small claims court? I would appreciate your help. Also i want to refer to the cases of mariejader and KellyJ, would a simple para giving the case nos be sufficient:-

 

All the best Aoife

Yes, no harm in requesting small claims - you may not get it but if its a simple charges + 8% then its worth a try.

 

The abuse order request in the Abbey forum contains a disclosure order request in the alternative anyway.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Smartellie v First Direct Won!!!!!!!!!!! (well i hope so)

 

Hi Gary

following your advice a few posts/pages back i submitted the AQ with your request for directions and N244 to amend particulars of claim as i had done myself out of about £1K. i have not heard from the court save as to arrange a hearing to discuss my amendment but i received a letter from DG Solicitors (which our frends and colleagues in the First Direct fan club will know and love!!) offering the full amount of £10,373 (including charges and interest up to 14th May so that includes the amended amount with the extra grand on top. I believe your directions and my comments for allocating for the fast track and standard disclosure with a few additional questions have really moved this on so a donation is on its way to you, you are all stars!!.

 

the offer has come with the standard letter requesting confidentiality however i do have a loan with FD which is secured on my house i am not in arrears and am paying more than the normal montly payment to get shut of it, i am concerned that they will offset it against the loan which obviously i don't want. My initial idea is to stipulate cheque payment within 14 days otherwise the legal proceedings will continue, First question can i do this, secondly, can i still go for a wasted costs order or is the previaling wisdom to grab it and run

 

all help gratefully received i don't want to cock it up at the last stage

 

kind regards

 

Ellie

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http://www.consumeractiongroup.co.uk/forum/show-post/post-873412.html

 

Just to let you all know about Fendy's BIG £15.5k win everyone !!!

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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Great news! Well done Ellie!!:D

the offer has come with the standard letter requesting confidentiality however i do have a loan with FD which is secured on my house i am not in arrears and am paying more than the normal montly payment to get shut of it, i am concerned that they will offset it against the loan which obviously i don't want. My initial idea is to stipulate cheque payment within 14 days otherwise the legal proceedings will continue, First question can i do this, secondly, can i still go for a wasted costs order or is the previaling wisdom to grab it and run

 

all help gratefully received i don't want to cock it up at the last stage

Yes, you can specify cheque payment although I don't think they are obliged to provide the refund by any particular specified method. They may just pay it into your bank account. Although I believe that they do have a "right of offset", I don't think its very likely at all that they'd offset it against the loan.

 

Yes, you should wait until you receive the settlment before you discontinue procedings.

 

Yes, you can still go for wasted costs. The court might reject it but there's nothing to lose.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Hi all,

I received an AQ N150 on Friday and i was just making sure , do i just print off post 2 of this thread as my draft order for directions and can i add a reply to the defence as they quoted the limitations act and none of my charges are over 6 years. If so what do i do.

 

Thanks Joe

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