you do realise that the BBC will now have to serve their presenters SPAM instead of sirloin steak.

Please mark this thread as won. Received cheque for £61.54. Cleared yesterday. So I will be updating claim status on MCOL site today as 'paid'. Just some background for others in similar situ. If I hadn't received payment, I would have heeded your advice and approached the Financial Ombudsman while having the 'request warrant' option in the backburner (for later use) if ombudsman don't uphold the complaint. The reason I didn't go to the ombudsman to begin with was because i've had a few unfavourable decisions from ombudsman lately (only a handful were favour

The value of final judgment is £61.54. Are you sure that I shouldn't contact Curve by email or letter (they only have a phone number to report a lost/stolen card) and give them 7 days to pay-up before enforcing judgment? Maybe I can attach a copy of the judgment to the email. If I do enforce judgement and Court sends bailiffs to the Curve office, what are the chances of them recovering the money?

I made an MCOL against Curve card (see previous thread). Judgement was issued just over 30 days ago. Curve hasn't responded. So now I want to request warrant. Happen to read on this newspaper website that when we request warrant we need to ensure that the defendant's address is correct and that in the case of a company we should be careful when putting the company's "registered office" address, as there may be nothing there for bailiffs to seize. The address for Curve OS I put on the form is the one on the Companies House website: 15-19 Bloomsbury

433.45% APR. Is that legal?

Not sure which post you mean. Anyway, re. complexity afterwards - can always hire a lawyer if it becomes that complicated.

An important paragraph from MCOL user guide: If you are claiming interest under the County Court Act you will need to complete some extra fields for step 5, including the daily rate of interest. You need to add this amount of interest to the total claim amount and enter it in the box for ‘amount claimed’ as shown at the bottom of the example. This ensures that any interest due prior to issuing the claim is included in the total amount claimed. This cannot be added to the claim at a later date without making an application for permission from a District Judge which incurs

I cannot put 10/09/2020, because date of issuing the claim has to be at least 2 working days from now?

If I submit claim today what do I put for : Is it 11/09/2020 or 14/09/2020?

ok. thanks. I downloaded. Suppose we don't need to go in to it that much at this stgae because the letter before claim also specified the particulars. So do I not need to start with something like this

sorry, that link just has a post with 'ok, ill do this now ' Can you provide link to 3rd to last post?...can't quite figure out what the third to last post is.

Did see that. my other option is to select the option then send further particulars separately to defendant, and send completed N215 form to Court. Seems like a lot of hassle. Even if judgment takes 6 months, interest would amount to £2.23. Does anyone know if judgment can take that long?

I've already done a lot of reading. Didn't see any posts that handled a question like the one I asked (re. interest). If there is a thread/post handling this, then that means i didn't look hard enough. perhaps you can tell me what I should have searched for in order to get to that post/thread? That way, I know how to conduct my next searches. BTW, to be fair, this is the first question I've asked you about this. Although, i appreciate that asking questions every step of the way may be a recurring problem that the site team have to deal with most users on a day-to-day basis.

The WHich magazine sample letter says 28 days: https://www.which.co.uk/consumer-rights/letter/letter-before-small-claims-court-claim I remember seeing 14 days in other places. But went with 28 days as I thought it'll give them some time to look in to it (curve card was experiencing high call volumes - they still are I believe) Just seen that the gov.uk website says 14 days is normal but longer for complex cases. Don't know if my case fits in to the straight forward category or not. On the letter before claim, I did ask Curve for a stat

I sent letter before claim to Curve card on 06 July 2020 using recorded delivery to reclaim erroneous fees. Followed the standard template posted on the Which magazine website. The letter was received by Curve on 08 July 2020. It's now way over the 28 days given (for Curve to respond). When I go through MCOL, can I claim interest from 08 July 2020 up to now, or can it only be 28 days from 08 July 2020?