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Philx

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  1. Thanks people that’s what I meant. She’s refusing to divorce just to be awkward and I heard after a certain time the marriage becomes void. I’ve already got the Land Registary to sign the house over to me . I have the documents. They insist she know has no rights to the house . It is mine and my daughters and my wife has no rights over the property. Its been a traumatic decade. I’m just making sure everything is squared off.
  2. About 2012 my wife walked out on myself and my daughter and returned to the USA. Has never returned we remained married . In my naivety I didn’t go for divorce because I thought it would resurrect all the bad stuff . Ironically myself and daughter flourished. Ironically 4 years I had a bad stroke I’m far from sorted but on my way to a decent recovery. Mentally I was lucky now the only problem is I tend to get confused doing this sort of thing. The last year I have been sorting all the potential problems with success. Anyway she left 2012 ,still married and she hasn’t returned. Is there a time limit by which a marriage becomes defunct ?
  3. Well I got a letter from the land registers . Also phoned the house is mine. To quote house is mine , I can do what I wish with it. Not even my wife can have anything to do with it. During the relentless paperwork she signed it to me.
  4. I suspect a complicated one. About 5 years ago my wife left myself and my daughter. We found out (she’s a US Citizen) she had returned to the States and hooked up with an old boyfriend. She had done well for herself and the marriage was deteriorating . my daughter and myself thought it was for the best. we stayed married ( a mistake ) and kept in contact with each other. Last year with her approval I applied for the full deeds to our house which is currently being approved by the Land Registry. In my naivety I assumed that would also allow me to full financial control as well. Alas not . Apparently there has to be a financial transfer as well which my wife is prepared to do. What is it called and who would be the best people to help us do. Have I been given the right information as well ? It may seem a bizarre story but if I explained the full story it would take ages.
  5. My wife and I separated amicably about 8 years ago and She moved back to the USA . I’m in U.K. living with my daughter. We have not divorced. Wife has done well for herself and between myself and my daughter we are living comfortably. Recently I paid the mortgage off. The home is still in our joint names. My wife is prepared to relinquish her share of the house . How do I get the house put solely in my name ? Thanks
  6. Surely divorce happens and the wife is automatically entitled to half the house rather than my daughter
  7. About 20 years ago when our marriage was ok we wrote a fairly standard will which included our very young.daughter. About 10 years ago our marriage deteriorated. Personality wise but in my naivety I found out she was shoplifting, as a nurse she was even pilfering from patients. Because I worked long hours and the fact I had never committed a crime in my life I was oblivious to this until later. she is a US/U.K. citizen. About 7 years ago she told myself and my daughter she had to move to the States for a couple of months to look after an ailing relative. About a week after her going to the US she contacted my daughter saying she had a boyfriend over there and was never coming back . my daughter had the option of moving over with her mother but by then . Their relationship had collapsed as well and she chose to stay with me. We did not divorce. Can I annul the will without my wife’s permission ? And if I pass away make sure my daughter gets all my benefits ? Oh also she was arrested for theft in Texas and was tagged and put on probation.
  8. You certainly did. I know your not financial advisors . May I put the question another way ? Is investing in a house still worthwhile at this time ?
  9. I’ve been in hospital for a while and have sorted my finances a couple of months ago. I still have a floating £10k which would pretty much pay the mortgage off.Would that be an advantage I’m guessing not but what do you suggest ? I never been a major contributor to this site but when I joined I was close to bankruptcy. You helped me claim back a fortune on PPI before most people understood what it meant. a good time to say thanks.
  10. I’ve been off work for a year. Thankfully I have an all encompassing interest in the news particularly in the possibility of a recession. It’s been bubbling in the background . The last couple of weeks I have had word from a couple of friends in two of the biggest banks that we are very close to a huge meltdown. Many suggesting Trumps dispute with Deutsche Bank could be the tipping point. Has anyone heard similar ? If there is a problem what would an average investor do ? Some have suggested buying into Gold but I don’t want to be lumped in with the tinfoil hat brigade. i would consider this a serious question. I predicted Trumps win, the Brexit result etc. I am concerned. Any feedback whatsoever would be appreciated.
  11. I have had various phone calls from DPD customer services they track their drivers. Have confirmed driver delivered parcel to wrong address. My daughter has been taking advantage of Black Friday week and has put a lot of orders through ASOS. DPD have them all down as refused by customer. With their tracking they have worked out the same driver is responsible and have evidence he does not even enter our road ! They have apologised profusely yet still it carries on. They cannot get through to the local depot and escalate the issue. Customer Service have admitted there is nothing they can do. DPD have a complaints form but all that happens is the same performance. Over the years I have worked in retail stock loss, transport and customer service and I have never come along such a Kafkaesque situation.
  12. Our family do a large amount of online shopping, to the point we know the names of most of our drivers. Two weeks ago DPD claimed to have delivered a parcel. When investigated it was signed by a Smith ! No one in this road is called Smith. I sent an email to the company I had purchased from and they said they would investigate. The next day a belligerent DPD driver turned up with a notepad and told me there was a serious incident at our house. I was initially calm and said clearly it had been delivered to Smith. I found this amusing ( parcel was worth £34.97) he said as we were a security risk we could get banned. I laughed again which clearly agitated him. He then accused me of being dishonest. I pointed out the same day DHL had delivered a parcel for £235 and if I was dishonest I would have had that one. He claimed the police could be involved , by then I lost my patience told him he had no right to commit an arbitrary investigation and told him to remove himself from my property. After all that I have found out DPD have blacklisted us. The only contact we have had from DPD is this driver. As their is a National Helpline the operators cannot explain why we have been blacklisted. Absurd. Any suggestions?
  13. Was told in hospital that if I was given the appropriate medication within 3 hours I would have been home within 2 days
  14. I even have a copy of the discharge letter from the morning.
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