Jump to content


  • Tweets

  • Posts

    • This time you do need to reply to them with a snotty letter to show you'd be big trouble for them if they did try court. We will help this evening.  
    • Hi, I just wanted to update the post and ask some further advice  I sent the CCA and CPR request on the 14th May, to date I have had no reply to the CCA but I received a load of paperwork from the CPR request a few days ago. I need to file the defence today and from the information I have read the following seems to be what is required.  I would be grateful if some one could confirm suitability   Claim The claim is for the sum of £255.69 due by the Defendant under an agreement regulated by the Consumer Credit Act 1974 for a PayPal account with an account reference of xxxxxxxxxxxxxxxx)  The Defendant failed to maintain contractual payments required by the agreement and a Default Notice was served under s.87(1) of the Consumer Credit Act 1974 which has not been complied with. The debt was legally assigned to the claimant on 15-09-21, notice of which has been given to the defendant. The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £0.00. The Claimant claims the sum of £255.69   Defence  The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is noted. I have had financial dealings with PayPal  in the past but cannot recollect the account number referred to by the Claimant. 2. Paragraph 2 is denied. I am not aware of service of a Default Notice by the original creditor the Claimant refers to within its particulars of claim.  3. Paragraph 3 is noted. On the 14/5/2024 I requested information related to this claim by way of a Section 77 request, which was received and signed for by the claimant on 20/5/2024. As of today, the Claimant has failed to respond to this request, and therefore remains in default of the section 77 request and therefore unable to enforce any alleged agreement until its compliance. 4. Therefore it is denied with regards to the Defendant owing any monies to the Claimant, and the Claimant is put to strict proof to: (a) Show how the Defendant has entered into an agreement and: (b) Show the nature of the breach and evidence by way of a Default Notice Pursuant to s.87(1) of the Consumer Credit Act 1974. 5. Paypal (Europe) S.A.R.L is out of the juristriction of English Courts. 6. As per Civil Procedure 16.5 it is expected that the Claimant prove the allegation that the money is owed. 7. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed, or any relief.
    • Thanks @dx100ukI followed the advice given on here... then it went very quiet!  The company was creditfix I think then transferred to Knightsbridge (or the other way around) The scammer independent advisor was Roger Wallis-having checked his LinkedIn profile just this morning, it does look like he's still scamming vulnerable people... I know I was stupid for taking his advice, but i do wonder how many others he has done this to over a longer period of time (it came as a  massive shock to him when our IVA suddenly failed). Lowell have our current address (and phone numbers if the rejected calls over the past couple of days is anything to go by!) No point trying the SB because of the correspondence in 2019? Thanks
    • I have received the following letter from BW Legal today.  Also includes form if I admit the debt and wanting my income details.  Do I reply to this LETTER OF CLAIM please?  Looks like they are ready for court now??  Thank You BW Legal - Letter of Claim.pdf
    • According to Wikipedia - yeah, I know - the site is owned by Croydon Council. It's at least worth a try to contact the council and ask for a contact in The Colonnades. You could then lay it on thick about being a genuine customer and ask them to call their dogs off. It's got to be worth a try  https://www.croydon.gov.uk/contact-us/contact-us  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

UKPC ltd/DCB(L) 2015 ANPR PCN PAPLOC Now Claimform - Valley Retail Park, Hesterman Way, Croydon ***Claim Discontinued***


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 720 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

My daughter parked in Valley Park Retail Park a while back. It was 7.30 pm and shops were shutting and loads of spaces empty. She parked in a disabled bay. Was only there for a few mins and got a ticket. I know she shouldn't have done it and hasn't since.

 

We have ignored all the tickets and letters these people have sent and now Zenith have offered a reduced charge of £80. We haven't accepted the offer yet.

 

I'm confused in that her car is still registered at our old address but post is coming to current address. There is currently a case against her that PACE is taking through the courts. Would they have got current info from that?

 

Does anybody think we should pay the £80?

 

My daughter is on a very low income and if PACE win at court she will only be able to offer them a tiny amount each week as payment.

 

I've got questions also about two other parking issues both with bailiffs and wondered whether I should do a separate post for those - each or together? I feel I am using a lot of CAG's time at the moment. So many parking problems and debt problems.

 

thanks

Link to post
Share on other sites

A separate thread for each issue please eveowes, the parking guru's will be along to advise but may be tomorrow now, tis getting late

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Click Here To Make A Donation

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

Link to post
Share on other sites

id be more concerned that the car and her licence too?

are still registered at an old address...

if the DVLA catch wind of that

it WILL be fines.

 

 

as for zenith.

date of the ticket please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Apologies for not being the correct forum for this comment, but it is related to the OP ...

 

 

If your car is not registered at the correct address, you are breaking the law, as DX says, but your insurance may also be invalid, and ultimately the police have the power to seize the vehicle.

Link to post
Share on other sites

as for UKPC and Zenith,

it is the same person wearing a different dress.

 

 

DR+ are the parking industry's favourite debt collector but they, like Zenith have no powers to do anything regardless of what superpowers they claim to have.

 

Tell us about the PACE claim and I bet we can find a reason as to why they will lose.

 

another reason for updating the DVLA record is these people have 6 years to start a claim,

if they get wind that a wriong address is being used they may well issues a claim in a few years time when you post is no longer being forwarded and get a CCJ against you by default as they are obliged to use the details the DVLA gave them, even if they know it is wrong because legally it isnt.

Edited by dx100uk
Link to post
Share on other sites

  • 4 years later...

Hi

I have received a number of letters (3 so far) from DCBL saying I owe £160 for parking in a disabled bay in Aug 2015 in a shopping retail park.  I don't remember anything about this ticket and I'm not aware of having done this at all.

 

They now say they are recommending their client takes legal action.  I haven't contacted them yet and not sure what to do about it.  Any advice please?  Thank you for your time.

 

Link to post
Share on other sites

Who are DCBL's client?  I'm guessing a private parking company, so I've moved your thread to that part of the forum.

 

You say you are not aware of doing this.  Have you moved since 2015?  Is it possible correspondence has gone to an old address?

 

It would be useful if you would upload the latest DCBL letter, redacted of any personal info.

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

If you have moved since then and or received a letter of claim you must reply. This is close to statute barred so they are phishing to see if you do or should reply and if not will advise their client to file a backdoor ccj to your old address if you have moved 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 5 months later...

Hi. I mentioned these people a few weeks back but got distracted with other life events. Now they’ve written a third time and I’m getting a bit worried. I’ve attached letter - I can’t attach it as it’s a pic on my ohone and it won’t let me??
 

we don’t remember this ticket or event or who could have been driving at the time. Apparently it was in April 2016. 
 

what should I do. I haven’t spoken or communicated with DCBL. 
 

any help would be welcome. Thanks

 

I’m loading pic to laptop to see if I can save it as different extension 

Link to post
Share on other sites

please complete this:

 

then simply follow the websites listed in our upload guide

 

redact the recent letter as a jpg then convert to PDF please.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I've had to hide your post because you've left the fleecers' reference number and the car registration showing.  Please redact these and post again.

 

Anyway the important thing is you've now got a Letter of Claim and you need to reply with a suitable snotty letter showing them you'd be big trouble if they did do court.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

I can only find these two letters so don't know what I've done with first two but they were asking for payment, and were basically a copy of each other, just asking for payment, saying i hadn't responded to first letter etc hence the second letter.  Then we got these two (attached).

 

Nobody remembers this, either seeing a ticket or actually parking there.  If somebody borrowed the car they haven't owned up to it, and now, nearly six years later, we have no idea of this or any memory of it.

 

For a windscreen ticket (Notice To Driver) please answer the following questions....

 

 1 The date of infringement? 12/04/2016
 

2 Have you yet appealed to the parking company yet? [Y/N?] no
 

Has there been a response? n/a
 

Have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days] I haven't seen one
 

What date is on it? n/a
 

Did the NTK provide photographic evidence? n/a
 

 

3 Did the NTK mention Schedule 4 of the Protection of Freedoms Act 2012 (PoFA) [Y/N?] n/a
 

4 If you appealed after receiving the NTK,

did the parking company give you any information regarding the further appeals process?

[it is well known that parking companies will reject any appeal whatever the circumstances] n/a
 

5 Who is the parking company? UK Parking Control ltd
 

6. Where exactly [Carpark name and town] did you park? Valley Retail Park, Hesterman Way, Croydon

 

dcbl pdf merged.pdf

Link to post
Share on other sites

well dont disappear for another 7 mts!!

 

you MUST reply to the PAPLOC with a snotty letter within 30days.

 

well done got there...

 

they've only set this hoping you have moved so they can get a guaranteed backdoor CCJ.

 

you haven't so they can't.

 

use our enhanced google search box for

Snotty letter

 

pop your ideas up here 1st before sending to off

you have 30days from the date of the PAPLOC.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • dx100uk changed the title to UKPCM/DCB(L) 2015 ANPR PCN PAPLOC - Valley Retail Park, Hesterman Way, Croydon

thread tidied

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

The SARs letters will be as follows (via emails)

 

to DCB Legal: 

(a) I am seeking debt advice but I deny any debt and the case must be put 'on hold' for not less than 30 days under the PAP for debt claims 2017.
(b) I have sent your client a SAR
(c) also confirm your correct 'address for service' if you've moved and the PPC has two addresses. (not relevant as they are writing to our current address)

 

to UK Parking Control Ltd:


- ALL photos taken
- all letters/emails sent and received, including any appeal correspondence earlier
- all data held, all evidence they will rely on, and a full copy of the PCN, NTK
- and a list of all PCNs outstanding against you and/or this VRN, and remind them that any claim must be for all PCNs, not several separate claims.

 

Are these OK, do I need to add anything?  Do I need to say that nobody remembers this?

 

Thank you

Edited by EveOwes
Link to post
Share on other sites

That's not what we had in mind.

 

The time to be sending SARs was way back in March or earlier when you first heard from them, not at the last minute when you're on the eve of a court case.

 

You need to write a snotty letter so the idiots realise (a) you haven't moved so no chance of a backdoor CCJ and (b) you're a pain in the backside who would cause them big trouble if they did do court.

 

There's a suitable snotty letter in post 32 at  https://www.consumeractiongroup.co.uk/topic/439586-futuregladstones-anpr-pcn-paploc-funfair-bridge-st-stourport-on-severn-worcs/page/2/#comments  Obviously change things such as the addressee details and the amount of the Unicorn Food Tax,  add the PCN number and send off tomorrow to both DCBL and UKPC, otherwise you could well get a county court claim form

 

Use snail mail, not e-mail, if this does get to court, using e-mail would mean they could file documents at one minute to the deadline full of lies which it would be too late for you to counter.

 

If you want to send a SAR as well to find out what this is all about, then fine, send the SAR in a few days' time, but to UKPC only.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Thank you.  The instructions I read seemed to indicate that when you get the LBC with 30 days to respond then you send a SARs.

Anyway, I've taken your example and changed it a bit, as follows:

 

Dear xxx

 

I acknowledge receipt of your Letter Of Claim.  This case is being defended on the grounds that I am not aware of the existence of the PCN or of the alleged infringement.

 

Perhaps you can enlighten me as to why you think your client has a case.

 

Can you also break down the £160 that you are demanding - what extra costs have been incurred, and what was the amount detailed on the original invoice.

 

This alleged infringement was almost six years ago, and it's unreasonable of you to allege this after such a long time without providing anything in support of your client's claim.  I believe your additional costs are also unreasonable under CPR 27.14(2)(g) and these should be removed regardless or if this goes to court I will make a claim to have them removed.

 

Yours sincerely

name

 

copy to UK Parking Control Ltd

 

Link to post
Share on other sites

If you send that you will definitely be taken to court.

 

There's no reason for the fleecers not to take you to court.  You admit that you know nothing about the case and you make basic legal mistakes: they have every right to bring a case within six years;  CPR 27.14(2)(g) has got nothing to do with their inflated charges, it is a procedure used when someone loses a court case, has to pay the other party's capped costs, plus extra costs for unreasonable behaviour.  As for "without providing anything in support of your client's claim" from their point of view you've had several letters before (which you admit).  Send that and they will be straight on MCOL and in a few days you will have a county court claim

 

I pointed you in the direction of a snotty letter which was written for someone who, like you, had no information about the original "offence" and is therefore generic and suitable for use by you too.  It should be sent word for word (apart from obvious things like the addressees).  It makes you seem like someone who would just make a hole in the fleecers' pockets if they did do court.  The idea is that they will leave you in peace and go after some mug instead - although of course there are no guarantees. 

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

nothere does it say ever send an sar, pretty pointless.

 

i know you've always had a habit of 'doing your own thing' since you came here, but it might now be time to actually follow our advice from now on and not try to re interpret what people actually advice.

 

its a tried and tested foolproof method of limiting your exposure to the nasty people and their ways, you open a walkway by doing something not advised, be sure as eggs the fleecers will exploit it.

 

dx

 

1 hour ago, EveOwes said:

This alleged infringement was almost six years ago

i would most def NEVER alert them to impending SB....:pound:

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I haven’t done my own thing in the past and have always used your letters word for word. But this is different. It’s a pcn. I looked up snotty letters and was confused trying to find one to fit. 
 

so you want me to mock them? This isn’t Gladstone or Gladys etc it’s a different mob. I am confused. Is that a template for all the fleeces?

 

are you saying I should copy it word for word

Edited by EveOwes
Link to post
Share on other sites

its dcb(l) ..fake paper only solicitors run by dcbl lot... the TV bailiffs...even worse...:pound:

 

 

 

  2 hours ago, EveOwes said:

This alleged infringement was almost six years ago

i would most def NEVER alert them to impending SB....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

There - the obvious changes made:

 

Dear DCBL,

 

cheers for your Letter Before Claim.  I had a good laugh at the idea you actually really thought I'd take such tripe seriously and cough up!

 

As usual you'll have done no due diligence before sending out your bilge otherwise you'd know full well your client's case is complete pants.

 

Your client has scored a big own goal by adding £60 Unicorn Food Tax.  Wooops!  Judges don't like these made-up sums, do they?

 

Your client can either drop this hopeless case or get a good kicking in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend it all on a foreign holiday now that we can all travel again, while all the time laughing at your client.

 

I look forward to your deafening silence.

 

COPIED TO UK PARKING CONTROL LTD

  • Like 1
  • I agree 2

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

ok then, I will send out the mocking letter as recommended by you guys.  I will send it first thing tomorrow to both of them by royal mail - do I need to send registered post or just next day delivery (I think I read in the snotty letter section that not to do registered post)?

 

thank you for your advice

 

PS Their letter is a Letter OF Claim, not a letter Before claim - does that make a difference? thanks

Edited by EveOwes
ps
Link to post
Share on other sites

Same thing

2nd class will do with free proof of posting at any po counter.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...