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    • The address is only a paper address with no actual manned staff address. Police have rang me this morning and taken some more information including the details of the driver who they say they will contact and interview.  They are also putting in a formal request to Shiply to get the couriers driving license and biometric information held on file. IF anyone else has been in the same position with this particular courier, please please let me know and we can perhaps go down the strength in numbers route xx
    • Heres a point, while we wait for @theoldrouge to condemn rather than promote and support right wing bigots spouting genuine and clear monstrous antisemitic rhetoric ... Isn't it actually specifically unlawful to promote violence against politicians on top of laws to criminalise such things? ... As is reported happening in these closed facebook groups run by Tory staff and where a Tory police minister and the Tory London mayor candidate are members and post?   .. or do the Tories (seemingly like tor) only promote laws for protecting the hate spouting hard right ?   "“Some of these (Tory facebook groups) posts constitute the most appalling racism and I would urge the Conservative Party to swiftly distance itself from these hate-filled groups and urgently investigate what role any Conservative politicians and officials have played within them. “Susan Hall and the Tory MPs who have belonged to these groups need to come out and explain why – and to denounce the content they have tacitly endorsed by their membership.” "Reporters found widespread racism and Islamophobia as well as conspiracy theories and celebrations of criminal damage on the pages, including sharing the white supremacist slogan and antisemitic videos. " "Unearthed found that 46 out of the 82 admins have clear links to the Tory Party, including a recent digital campaign manager for the party and a conservative activist. Conservative councillor for Haywards Heath, Rachel Cromie, is an admin on all the groups. "     Also interesting that Facebook groups opposing 20mph speed limit in Wales are being run by English Tories   Conservative-run anti-Ulez Facebook groups hosted racist and Islamophobic posts - Unearthed UNEARTHED.GREENPEACE.ORG Tory staff running Facebook groups described as 'cesspits of vile racism' WWW.THENATIONAL.SCOT TORY staff and activists are running Facebook pages which are riddled with white supremacist slogans and Islamophobic attacks... Conservative-run anti-ULEZ Facebook groups are rife with racist and violent posts   Conservative-run anti-ULEZ Facebook groups are rife with racist and violent posts - London Post LONDON-POST.CO.UK A coordinated network of 36 Facebook groups opposing London’s ultra-low emission zone (ULEZ), run by Conservative councillors and...  
    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Unknown builders CCJ and HCEO with a Warrant of Control


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Good evening,

I know you may have heard a story like mine before but I'm still reeling.

 

I didn't know I had a ccj against me

,( we had building work done and there were lots of problems with the builder)

 

imagine my shock a week last Saturday when a law enforcement officer called at my address with a writ and gave me 7 days to pay the whole lot of money £14k.

 

We had a week of absolute hell as we were threatened 'the team' were going to take our vehicle and our furniture.

 

The threats were awful but luckily we managed to come to an agreement.

 

My brain is now starting to function normally and I was wondering would I have known if I had a ccj?

 

Did it go to county court first or High Court due to the amount owing?

 

How do I find out where it was on ?

 

It's a mystery to me as I didn't have a clue.

 

I will say that the pressure they put on you is unbearable and I'm still in pieces now .

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so probably a default judgement where everything was sent to an old address?

have you moved of recent?

 

 

do you have the CCJ number?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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go check your credit file

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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usually because they don't have any real powers to do any of what they claim.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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when someone gets a civil CCJ

all they do is pay an extra £60 for the involvement of HCEO's

 

 

if its not a business to business debt

they really don't have any rights of forced entry etc etc at all.

its all hot air.

 

 

go get your credit file

they are all free

use noddle or clearscore now

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Take a read of the following edna it will explain the process the claimant has to go through to get the Warrant of Control...as advised the paper work usually list the judgement details the court and the claim number.

 

https://formfinder.hmctsformfinder.justice.gov.uk/ex322-eng.pdf

 

Regards

 

Andy

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We had a week of absolute hell as we were threatened 'the team' were going to take our vehicle and our furniture.

 

The threats were awful but luckily we managed to come to an agreement.

 

When you reached an 'agreement' (which I am assuming is a payment arrangement)you should have been provided with some documentation by the enforcement company. What documents were given to you?

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When the enforcement officer called he gave us a piece of paper with my husbands name and the word ccj and the company on the top.

There was no case number .

 

 

It said we had 7 days to either find the money or get in touch as if we couldn't come to an arrangement they could take the vehicle and take a writ of control of our belongings.

 

The amount owed has jumped up £6,000 too.

 

The e mail we had off the law enforcement company just accepts our payment offer .

There is no case number anywhere .

The only number on there is a reference number.

 

We put a payment plan into operation as soon as we could as we were so frightened we slept out all weekend.

 

 

There is something definitely not right about this but having so little knowledge trying to submerge myself into getting to grips with this mess and making sense of the whole shambled state of affairs.

 

Thank you all for your advice because believe me at this point in time it's about the only thing that is getting me through this nightmare.

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Are you sure these enforcement officers were hceo and had a recorded ccj against you to enforce?

The fact that you never received any letters from the court makes me think that maybe (and just maybe) these guys were debt collectors (completely powerless apart from begging and lying) using a carefully drafted letter with the word ccj in it.

Your credit file will show if you really have a ccj against you and if so then you'll have to start the process of set aside based on the fact that you never received any correspondence.

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Please do check the credit file but surely to goodness you should be speaking with the enforcement company to ask the following information:

 

When was this CCJ awarded against you?

 

How much was the judgment for?

 

What date was judgment entered?

 

Which court ?

 

In relation to the enforcement agent fees, you should be asking for an exact breakdown of the fees charged and the date that the charge had been applied to your account.

 

PS: I suspect that you have been charged the Compliance fee of £75 together with a Stage One, Stage Two and a Sale Stage fee. It is best to wait to see what the enforcement company provide.

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When the enforcement officer called he gave us a piece of paper with my husbands name and the word ccj and the company on the top.

There was no case number . It said we had 7 days to either find the money or get in touch as if we couldn't come to an arrangement they could take the vehicle and take a writ of control of our belongings.

The amount owed has jumped up £6,000 too.

The e mail we had off the law enforcement company just accepts our payment offer . There is no case number anywhere .

The only number on there is a reference number.

 

I certainly hope this is not someone else who thinks it is permissible to hand over the Notice of Enforcement whilst making a first visit.

 

Something not quite right with this.

Please consider making a small donation to help keep this site running

 

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The first time that he turned up was a week last Saturday at 7.15pm and handed over the enforcement.

 

The phone calls then started .

 

I can honestly say I have never been so scared.

 

Checking credit score later .

 

The bill has jumped up by £6000 but scared to query it as he wouldn't take any offers at first and kept saying I'll have your vehicle, take things from your house and I'll keep coming back.

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phone your local court, askthem for teh claim number and when it was issued and when the judgement was granted. If the claim didnt arrive at your address and nor did any other paperwork then I would be very worried as to where it has gone if the address on the form is correct. Have you considered to possiblity that you hubby received the paperwork and hid it from you? It happens more often than any other reason for non-delivery of numerous letters

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You can check quite quickly by looking on .......

 

http://www.trustonline.org.uk/

 

There is a small fee.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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I have grilled my husband . We have not had anything . He's not signed anything .....this was just a bolt out of the blue

 

Which company is it that is visiting - I have my suspicions it is one of 2.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

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and you've not named this 'law enforcement company' either

that'll help us.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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