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    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
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Shop Direct Charges Reclaim - Seeking Advice


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Just thought I'd take the time to update the thread.

 

In regards to the unlawful charges by Shop Direct,

I wrote to the ICO who advised that the FOS had to adjudge the charges as unlawful before they would consider my complaint or that I could issue proceedings under the DPA should that not be successful.

I am currently waiting for a reply from the FOS though before taking any legal action.

 

I have started managing by DMP myself now and have made offers to the remaining creditors, some of which have been successful.

 

In regards to the NCO & Robson Way accounts

I have done CCA requests of which the 12 + 2 days is up today.

 

I have received acknowledgment letters from them

however I have not received any of the documents requested.

 

Is there anything else I should be doing now the time limit is up or should I just let it run its course.

 

I believe on of the accounts is dated post April 2007 and one is dated pre April 2007.

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I wouldn't be blindly paying anyone without an enforceable CCA return.

those that have failed to comply

one option is to cease payment.

 

 

DONT enter into any pointless letter tennis either

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Good morning - I am posting further to the response I have received back from the FOS, who have confirmed that they are not willing to uphold my complaint regarding Shop Direct’s (SD) unlawful charges.

 

I think I am going to have to issue court proceedings in order to have the closure date on the account updated on my credit file. In my conversations with the ICO they confirmed I would be able to bring about an action under the DPA, however I am not sure how I would go about this as SD have refunded the monies I don't think I can issue proceedings in the usual manner as I am not claiming for any outstanding monies, I do however intend to claim for any costs I occur in the issuing of court proceedings.

 

Please could someone point me in the right direction in order that I can being about an action?

 

 

Many thanks

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Brillaint thanks that is just what I was looking for. I have already issued an LBA on this matter however do you think I should go through the initial letter/LBA process again as I believe my original letters were silent in relation to the DPA?

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  • 2 weeks later...

I ended up starting the whole process again with Shop Direct this time just refering to the DPA, the 14 day letter is up tomorrow so I will issue the LBA then,

 

I am fully expecting that I will need to issue Court Proceedings so I note from VCS v Philip that nominal damages of £250 were awarded so is that the figure I should claim for, should I have to issue proceedings or is that just something that the Court would consider if it gets to a hearing?

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you claim for the full charges @ CI not just damages but use that tact.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I am planning on sending the LBA to SD today, as SD have already refunded the charges as a GOGW please could someone advise if I am still able to claim for the charges or should I just refer to the DPA in order to that the closure date on the account is updated?

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  • 2 weeks later...

I have finally heard back from SD with a letter dated 3 March 2017 to my latest address

(curious considering I didn't advise them of a change of address until my letter of 14 March 2017!).

 

It appears that it is an attempt to delay matters,

they are asking for identification from me in order that they can correspond with my at my new address.

 

 

As mentioned above I sent them a signed letter on 14 March confirming that I have changed my address so I do not beleive any further evidence is required. Just wondering what my next steps should be?

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ctax bill

 

 

I take it this is to do with your charges reclaim?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I think I'll have to send my driving licence as I don't have a ctax bill. Yes to do with the charges although they have been refunded so I just want the account removed from my record.

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water bill lekky bill

cant see what a dl provides them they dont

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

I have not heard anything back from Shop Direct even after allowing an additional weeks grace period.

 

 

I need to go ahead and issue proceedings,

 

 

is there any guidance anywhere on how this should be done?

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  • 1 month later...

Hi all

- I have had a claim issued now

 

however I forgot to put the account number in the Particulars of Claim

SD have raised issue with that.

 

I have spoken to the Court and they have advised it will be £100 to apply to have the POC amended.

 

Just wondering if there is any need to do so though as it is clear from all the evidence I have which account number this case is relating too,

if I supply all that it will satisfy the Court.

 

The Court has also suggested mediation

is it worthwhile doing that or should I just go stright to a hearing?

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AFAIK, you should always accept mediation, but hold fire for others to confirm/deny first.

 

DON'T give them ANY wriggle room, if they have already questioned the claim due to missing info the correct it. It may well be £100 well worth spent, and don't forget it is added to your claim anyway.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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OK thanks the Court papers say mediation is volunatary - I'll go through that first though to demonstrate that I am co-operative I think. I will go ahead and get the claim amended too - thanks for your help.

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you can add the account number to your witness statement unless they are claiming that they cannot identify you by their vigorous credit checking and vetting procedures

so cant possibly have charged you anything in the first place.

 

 

Hi all

- I have had a claim issued now

 

however I forgot to put the account number in the Particulars of Claim

SD have raised issue with that.

 

I have spoken to the Court and they have advised it will be £100 to apply to have the POC amended.

 

Just wondering if there is any need to do so though as it is clear from all the evidence I have which account number this case is relating too,

if I supply all that it will satisfy the Court.

 

The Court has also suggested mediation

is it worthwhile doing that or should I just go stright to a hearing?

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OK great thanks,

 

 

in the Defence they have filed

they have acknowledged that I have held three accounts with them in the past so there is no issue here in regards to identification.

 

 

I'll make sure the account number is in the Witness Statement,

I'll also put it in my letter when I serve a copy of the Directions Questionaire on them.

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