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    • no i meant the email from parcel2go which email address did they send it from and who signed it off (whos name is at the bottom)
    • I understand confusion with this thread.  I tried to keep threads separate because there have been so many angles.    But a team member merged them all.  This is why it's hard to keep track. This forum exists to help little people fight injustice - however big or small.  Im here to try get a decent resolution. Not to give in to the ' big boys'. My "matter' became complicated 'matters' simply because a lender refused to sell a property. What can I say?  I'll try in a nutshell to give an overview: There's a long lease property. I originally bought it short lease with a s.146 on it from original freeholder.  I had no concerns. So lender should have been able to sell a well-maintained lovely long lease property.  The property was great. The issue is not the property.  Economy, sdlt increases, elections, brexit, covid, interest hikes etc didn't help.  The issue is simple - the lender wanted to keep it.    Before repo I offered to clear my loan.  I was a bit short and lender refused.  They said (recorded) they thought the property was worth much more and they were happy to keep accruing interest (in their benefit) until it reached a point where they felt they could repo and still easily quickly sell to get their £s back.  This was a mistake.  The market was (and is) tough.   2y later the lender ceo bid the same sum to buy the property for himself. He'd rejected higher offers in the intervening period whilst accruing interest. I had the property under offer to a fantastic niche buyer but lender rushed to repo and buyer got spooked and walked.  It had taken a long time to find such a lucrative buyer.  A sale which would have resulted in £s and another asset for me. Post repo lender had 1 offer immediately.  But dragged out the process for >1y - allegedly trying to get other offers. But disclosure shows there was only one valid buyer. Lender appointed receiver (after 4 months) - simply to try acquire the freehold.  He used his powers as receiver to use me, as leaseholder, to serve notice on freeholders.  Legally that failed. Meanwhile lender failed to secure property - and squatters got in (3 times).  And they failed to maintain it.  So freeholders served a dilapidations notice (external) - on me as leaseholder (cc-ed to lender).   (That's how it works legally) I don't own the freehold.  But I am a trustee and have to do right by the freeholders.  This is where matters got/ get complicated.  And probably lose most caggers.   Lawyers got involved for the freeholders to firstly void the receiver enfranchisement notice. Secondly, to serve the dilapidations notice.  The lack of maintenance was in breach of lease and had to be served to protect fh asset. The lender did no repairs. They said a buyer would undertake them. Which was probably correct. If they had sold. After 1y lender finally agreed to sell to the 1st offeror and contracts went with lawyers.  Within 1 month lender reneged.  Lender tried to suggest buyer walked. Evidence shows he/ his lawyers continued trying to exchange (cash) for 4 months.  Evidence shows lender and receiver strategy had been to renege and for ceo to take control.   I still think that's their plan. Lender then stupidly chose to pretty much bulldoze the property.  Other stuff was going on in the background. After repo I was in touch by phone and email and lender knew post got to me.   Despite this, after about 10 months (before and then during covid), they deliberately sent SDs and eventually a B petition to an incorrect address and an obscure small court.  They never served me properly.  (In hindsight I understand they hoped to get a backdoor B - so they could keep the property that way.)  Eventually the random court told them to email me by way of service.  At this point their ruse to make me B failed.  I got a lawyer (friend paid). The B petition was struck out. They’d failed to include the property as an asset. They were in breach of insolvency rules. Simultaneously the receiver again appointed lawyers to act on my behalf as leaseholder. This time to serve notice on the freeholders for a lease extension.  He had hoped to try and vary the strict lease. Evidence shows the already long length of lease wasn't an issue.  The lender obviously hoped to get round their lack of permission to do works (which they were already doing) by hoping to remove the strict clauses that prevent leaseholder doing alterations.   The extension created a new legal angle for me to deal with.  I had to act as trustee for freeholders against me as leaseholder/ the receiver.  Inconsistencies and incompetence by receiver lawyers dragged this out 3y.  It still isn't properly resolved.  Meanwhile - going back to the the works the lender undertook. The works were consciously in breach of lease.  The lender hadn't remedied the breaches listed in the dilapidations notice.  They destroyed the property.  The trustees compiled all evidence.  The freeholders lawyers then served a forfeiture notice. This notice started a different legal battle. I was acting for the freeholders against what the lender had done on my behalf as leaseholder.  This legal battle took 3y to resolve. The simple exit would have been for lender to sell. A simple agreement to remedy the breaches and recompense the freeholders in compensation - and there's have been clean title to sell.  That option was proposed to them.   This happened by way of mediation for all parties 2y ago.  A resolution option was put forward and in principle agreed.  But immediately after the lender lawyers failed to engage.  A hard lesson to learn - mediation cannot be referred to in court. It's considered w/o prejudice. The steps they took have made no difference to their ability to sell the property.  Almost 3y since they finished works they still haven't sold. ** ** I followed up some leads myself.  A qualified cash buyer offered me a substantial sum.  The lender and receiver both refused it.   I found another offer in disclosure.  6 months later someone had apparently offered a substantial sum via an agent.  The receiver again rejected it.  The problem of course was that the agent had inflated the market price to get the business. But no-one was or is ever going to offer their list price.  Yet the receiver wanted/wants to hold out for the list price.  Which means 1y later not only has it not sold - disclosure shows few viewings and zero interest.  It's transparently over-priced.  And tarnished. For those asking why I don't give up - I couldn't/ can't.  Firstly I have fiduciary duties as a trustee. Secondly, legal advice indicates I (as leaseholder) could succeed with a large compensation claim v the lender.  Also - I started a claim v my old lawyer and the firm immediately reimbursed some £s. That was encouraging.  And a sign to continue.  So I'm going for compensation.  I had finance in place (via friend) to do a deal and take the property back off the lender - and that lawyer messed up bad.   He should have done a deal.  Instead further years have been wasted.   Maybe I only get back my lost savings - but that will be a result.   If I can add some kind of complaint/ claim v the receiver's conscious impropriety I will do so.   I have been left with nothing - so fighting for something is worth it. The lender wants to talk re a form of settlement.  Similar to my proposal 2y ago.  I have a pretty clear idea of what that means to me.  This is exactly why I do not give up.  And why I continue to ask for snippets of advice/ pointers on cag.  
    • It was all my own work based on my previous emails to P2G which Bank has seen.
    • I was referring to #415 where you wrote "I was forced to try to sell - and couldn't." . And nearer the start in #79 .. "I couldn't sell.  I had an incredibly valuable asset. Huge equity.  But the interest accrued / the property market suffered and I couldn't find a buyer even at a level just to clear the debt." In #194 you said you'd tried to sell for four years.  The reason for these points is that a lot of the claims against for example your surveyor, solicitor, broker, the lender and now the receiver are mainly founded in a belief that they should have been able to do something but did not. Things that might seem self evident to you but not necessarily to others. Pressing these claims may well need a bit more hard evidence, rather than an appeal to common sense. Can you show evidence of similar properties, with similar freehold issues, selling readily? And solid reasons why the lender should have been able to sell when you couldn't.
    • You can use a family's address.   The only caveat is for the final hearing you'd need to be there in person   HOWEVER i'd expect them to pay if its only £200 because costs of attending will be higher than that
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Vodafone - at the end of my tether - WRT135 [#10949986]**SORTED**


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WRT135 [#10949986]

 

Hi all,

First time poster here.

I dont even quite know where to begin,

I am so beyond frustrated with Vodafone that Im damaging my laptop as I bash the keys writing this!

 

My problems all began when I did an early upgrade with the now defunct Phones4U.

I currently had a Vodafone number and my prerequisite in doing an upgrade was that I had to keep my old phone number as it was for business.

 

 

They got everything started and then told me the process of porting my Vodafone number onto my new Vodafone contract.

They told me it was quite frankly a pain in the ass but to speak with Vodafone and they would get it sorted.

So now at this point Phones4U are out of the picture.

 

I spoke with Vodafone over the phone and they told me about general delays you get porting within the same network,

as I was really busy with work I decided to just keep two contracts going and to put my old sim card into my new phone.

 

Fast forward to 18 months later.

At this point, I decided to finally go thru the porting process,

after speaking with about 3 different people on the phone at Vodafone (1hr or so)

they told me I needed to pay to end my old contract (about £80) and the process would begin, so thats exactly what I did.

I would then go on to a PAYG phone (with my current number) and they would then be able to port my number in about 2 weeks.

 

2 weeks later.

On the phone to them, explain the situation again as no one knows what Im talking about (getting suspicious!)

The porting process begins with change over in 2 working days.

2 working days later, nothing is happening.

I ring Vodafone, explain AGAIN what my problem is, they try again.

 

2 working days later, nothing is happening again.

Ring Vodafone, explain AGAIN, I end up being disconnected from the person I was speaking too.

Ring again, they advise me to go into store.

So now at this point Im on about 8 hrs or so on the phone.

 

I go into my local store, explain the situation (the story is getting very long winded now, I apologise)

The lady I deal with in store is very nice and cant find my phone details,

turns out they have deleted my old phone number,

thankfully I have the PAC code.

 

 

She rings Vodafone and is getting visibly frustrated with the people from her own company she speaks to over the phone.

 

 

manages to sort something out, tells me to wait 48 hrs and try again.

48 hrs later, you guessed it, nothing.

 

So I go into the store, and onwards its goes.

What she advised is starting a new contract as apparently I no longer have one,

and we can port my number with my PAC code onto it, great Im thinking, lets go for it.

 

And finally I have my phone up and working.

 

My first bill comes in, £180.

I go into the store and ask what this is all about as my contract would only be £30 a month,

they bring up my details and I ask me why I have 3 seperate phone numbers on my account,

I have no idea but assume its something to do with this.

 

I ask to speak the girl who set it up for me, she is away on holiday, so i wait,

come back a week later and ask to speak to the Manager of the store.

She wont agree to see me at a specific time, so I have had it up to my eyeballs and walk out.

 

Im not paying the £180, that was there screw up and no one will admit it.

 

I take my PAC number and join a new network.

 

So fast forward again to now.

 

Im receiving letters from Vodafones heavies, Fredrickson Int, they are now chasing me for £500,

I assume thats because they are charging me fees for breaking away from my non existent contract.

 

I will never ever ever part with a penny to give these guys,

but here I am wasting the 50th hour or so on this hoping that because reps from Vodafone look at this forum

maybe some one will fix it and the problem will go away. If not,maybe I will get these letters once a week for the rest of my life.

 

Thanks for listening, Vodafone is the worst expericence I have ever had in my life.

 

THE END

 

WRT135

Edited by gutterpunk60
Alert Vodafone Rep
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If you follow the instructions here: http://www.consumeractiongroup.co.uk/forum/showthread.php?213340-Vodafone-Webteam-for-Customers-With-Problems-**UPDATED-APRIL-2015-**

pasting WRT reference number into your thread, then a Vodafone Rep will be able to try and help you resolve this.

 

I would advise against you ignoring your debt to vodafone. Apparently they are quick to place markers on credit files for people who owe money, yet when they have made a mistake they are not so quick in removing their mistakes from credit files.

 

Its a waste of time dealing with this company since various threads show that Vodafone have no regard for their customers.

 

The best way you can sort this is to keep this in public, on forum, and let the Vodafones Web Relations team sort it out.

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Thank you!

Yes I suspected as much, I just wish I could ring one person and that one person would sort everything out rather than take me on a tour across the world of all their call centres with no resolve!

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I would advise you ignoring your debt to Vodafone

 

Bad advice, which you have followed with WHY it's bad advice.

 

Apparently they are quick to place markers on credit files for people who owe money, yet when they have made a mistake they are not so quick in removing their mistakes from credit files.

 

 

You really don't want to risk getting an adverse entry on your credit file if you can avoid it,

a) if it will be hard to remove, and

b) that you may not be able to get it removed, if it turns out to be factually correct (see below)

 

OP: By all means dispute it with Voda.

Looking at what you have written it strikes me that

a) P4U tried to get you an "upgrade, but as a new connection", leading to a 2nd line existing. Your first line wasn't then disconnected? Leading to 2 lines being charged ....

b) it was them mangled a 2nd time, leading to a 3rd line being started (which of the 3 are contract? and which PAYG?)

 

I'm basing this on your description of events and "why I have 3 seperate phone numbers on my account".

 

Interestingly, you can't port from one network to the same network. That is just a transfer (PAYG to contract or vice versa) or an upgrade (New phone on same contract, same number : which doesn't require a port)

 

I've posted on this topic (using a PAC to port to a different network, to port back in to get the "new connection" offers", advised by dealers so they get their commission but not advised by the network!), as at http://www.consumeractiongroup.co.uk/forum/showthread.php?448159-Vodafone-are-upsetting-my-wife-**-WRT135-10743451-**&p=4756228#post4756228

 

My advice : don't "not pay" unless you have a clear agreement from Voda not to mark your credit report, but do get them to agree you only wanted / used one line at a time & that is what you should owe for.

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'WRT135' CAG

 

Im a little confused, is this where I write it?

 

Nope. Submit the form on Voda's site.

Put WRT135 CAG in the subject line there.

 

You'll get an email reply from Voda with a reference number.

Post the reference number in this thread.

 

Ideally, then "report your own post" (yellow triangle with black surround, or "report post" button), highlighting to the site team they need to help : so the site team can then add your reference number to the thread title making it easier for Lee (or another Voda WRT staffer) to pick up the thread.

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Your reference number which you added to your first post "WRT 135" = there should be more numbers after this.

I think Vodafone Web Relation Team can only help you if you supply full reference number. Vodafone web relations seem to be the only point of contact within the company who can help people out, since it is their job to mitigate complaints made in public. Even then, they are slow since they have to deal with the slowly turning cogs elsewhere in the company.

 

If you haven't got the full reference number, just revisit the link and get a new reference number so Web Relation Team can help you.

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Nope. Submit the form on Voda's site.

Put WRT135 CAG in the subject line there.

 

You'll get an email reply from Voda with a reference number.

Post the reference number in this thread.

 

Ideally, then "report your own post" (yellow triangle with black surround, or "report post" button), highlighting to the site team they need to help : so the site team can then add your reference number to the thread title making it easier for Lee (or another Voda WRT staffer) to pick up the thread.

 

Thread now has the ref. no. in the title. Hopefully Lee or one of his colleagues will pick up on this soon.

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Thanks all, will hopefully get sorted.

I would rather punch myself in the face than part with cash thou! haha

 

dispute the bill. if you have to pay the bill to avoid adverse credit record, make sure vodafone know that your payment is "under dispute"

{Paragraph removed as it was off topic and a breach of site rules} - SS

 

only other advice i will give:

 

1. Try to avoid adverse credit rating even if it means paying their bill and hoping to claim it back later.

2. Don't deal with this company via phone unless you can record your calls. Deal only in writing / email.

3. Be patient. The cogs turn quite slowly within Vodafone.

 

Good luck!

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Off topic posts unapproved.

 

Please stick to the OPs issues and keep unresolved issues on other threads there.

 

Kind Regards

 

SS

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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Lee and the team contacted me and asked me to tell them what the problem was, they didnt even read the bloody post!

 

How did things pan out ?

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 4 weeks later...

Ok update for you all here, it took me nearly 5 months and countless hours to sort this but after getting involved here I am pleased to say that Lee and his team have wiped all charges.

The system works! Dont give up friends and keep fighting the good fight!

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after getting involved here I am pleased to say that Lee and his team have wiped all charges.

 

Glad you got that sorted :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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