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  1. The sar attached doesnt compare with the docs lowell says they have.
  2. You misunderstood how long does bt have to produce the requested d ocs here? Agreement start date: 19/06/2014 • Application address: Flat 4, 3 Kempsford Gardens • Tariff Description: Phone BB Hardware • Disconnect Reason: Cessation by BT • Original Creditor: BT Retail Consumer • Mobile Number:02078351401 ( this is a landline ) • Client last payment date: 16/12/2014 • Client last payment value: 86.16 this is not £499.00 • Default date: 27/08/2015, this doesn't square with last pay date. • Airtime Debt Value:257.94 • Early Ter
  3. the debt was already defaulted by BT when they sold it on Lowell cant change that nor are they harming your rating any further by continually reporting to it. Incorrect, its a defaulted acct effects credit score. I cannot ignore the credit reports. please answer my question. 1. how long does BT have to respond? the date of Lowell letter was 23rd of Jan. 2. if BT doesn't respond within that time frame, what can I do to get the account removed from the Credit reports? . 3. how can I get Lowell to stop collection if BT doesn't resp
  4. Bc lowell keeps reporting debt as valid on credit reports sending me collection letters.im disputing these.
  5. Lowell has written to me concerning this debt on the 23rd of Jan 2020. letter states: We have noted the contents of your letter and we understand that you have no knowledge of this account. We are able to offer the following information regarding the account. • Agreement start date: 19/06/2014 • Application address: Flat 4, 3 Kempsford Gardens • Tariff Description: Phone BB Hardware • Disconnect Reason: Cessation by BT • Original Creditor: BT Retail Consumer • Mobile Number:02078351401 ( this is a landline ) • Client last payment date: 16/12/2014
  6. Interesting comments re discontinue claim. I have another lowell telecon debt but not the claim stage.on credit report. There is not enuf info to challenge the report. I suspect its v similar to this thread. Should i write cra/lowell use disconnect charges to end of agreement to challenge?
  7. Hi, I challenged the reports. the only one they report to is TransUnion( call credit) they did not respond, so the information was suppressed. therefore it is not showing up. I want to be sure it doesn't come back to haunt me.
  8. it is defaulted yes on the credit reports. let me check what else the report says. brb
  9. this is a credit ref term which means the account histroy Lowell supplied to the CRA any idea why they would discontinue the case?
  10. do you have any suggestions how I get them to remove the trade line?
  11. ho ho ho anyone got a claim Discontinued by Lowell group for Christmas? You advised me to file a defence and ask for mediation. I followed your advice. I have been waiting for mediation date when I received this notice: Our client has instructed us to discontinue this claim and therefore we enclose a copy of the notice of discontinuance by way of service upon you. we have filed the same with at court and have requested that any hearing that may have been listed is vacated. we confirm that this brings the legal proceedings to an end. I call
  12. hello thanks for the note, hope you are well. what do you suggest?
  13. the claim was issued. we have been discussing this for some time. its in this thread.
  14. UPDATE. Got the SAR back from BT. BT could not find any information to provide me for the account that Lowell has sued me for. I have emailed them now to ask again. Next, I got a Tomlin order requesting I agree to pay the total amount of £420.01. I wrote to the court that I did not agree to the order. The case has been transferred to Central London County court for mediation. I have not spoken with or communicated with Lowell about this outside of the court. What do you advise please?
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